Bajaj Finserv in Vadodara
Known as the Cultural Capital of Gujarat, Baroda or Vadodara is home to the famed Lakshmi Vilas Palace. Several large-scale industries and manufacturing companies contribute to the city’s economy.
Opt for a personal loan in Baroda if you need funds for a big or small expenses. Walk into our branch or opt for the convenience of our online application process.
Features and benefits of personal loan in Vadodara
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Easy access to loan account
Check your loan account 24x7 through our online account facility. A personal loan in Ahmedabad also offers similar benefits.
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Online application
No more travelling to the branch. Easily apply for a collateral-free loan online from anywhere.
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Funds within 24 hours*
Receive the money within 24 hours* and use it to cover medical or any other emergencies effortlessly.
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Lucrative offers
Bajaj Finserv offers personalised offers to existing customers.
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Loan up to Rs. 40 lakh
Seek funds up to Rs. 40 lakh lakh and meet all big-ticket expenses without any restriction on use.
Baroda has many large-scale industries, including Reliance Industries Limited, Indian Oil Corporation, Oil and Natural Gas Corporation, L&T, Linde Engineering India, Gujarat State Fertilizers & Chemicals, Gas Authority of India Limited, etc. More than 35% of the equipment manufacturing and engineering industries of India’s power sector are present in Vadodara. These big players receive support from close to 800 ancillaries.
Bajaj Finserv covers your multiple requirements with flexible personal loans in Baroda. You can use the funds for various purposes without any end-use restriction. Consider your financial plans and repayment ability when selecting an appropriate repayment tenor of up to 96 months months.
Use our Bajaj Finserv EMI Calculator to determine your monthly EMIs, total interest payable and loan cost. Manage your loan account online 24x7.
*Conditions apply
Eligibility criteria for Personal Loan in Vadodara
Find the highest loan amount you qualify for using our personal loan eligibility calculator.
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Nationality
Indian, resident of India
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Employment
Must be a salaried employee at a reputed MNC or a private/ public limited company
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Credit score
Above 685
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Age
Between 21 years to 80 years*
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Income
Refer to our city list for minimum salary requirements
Bajaj Finserv makes personal loans in Baroda easily accessible through its simple eligibility criteria. Apply online using our application form and get instant loan approval.
Documents required for personal loan in Vadodara
The documentation requirements for a personal loan can vary from lender to lender. Below are the documents that are required to be submitted when applying for a Bajaj Finance Personal Loan:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
Fees and charges for personal loan in Vadodara
Know the personal loan interest rates along with associated charges before applying for a loan.
Frequently asked questions
Various factors determine the maximum loan you can get. Use our Bajaj Finserv Eligibility Calculator online to check the amount you qualify for with ease.
Abbreviated as EMIs, these contain the principal amount as well as the payable interest. Make sure to pay EMIs on mentioned due dates until maturity.
There are various uses of a personal loan, such as:
- Purchase of consumer durables
- Home renovation
- Travel, including ticket bookings and accommodation
- Higher education
- Wedding and other big expenses
A low CIBIL score implies lower creditworthiness on your part and a greater risk to the lender. While with a CIBIL score below 685, the terms of your loan are likely to be stricter.
