Buy iPhone 12 Pro Max on EMI without Credit Card

Get the iPhone 12 Pro Max on easy EMI without a credit card through Bajaj Finserv Insta EMI Card.
Buy iPhone 12 Pro Max on EMI without Credit Card
3 min
08-Mar-2024

Owning an iPhone 12 Pro Max is a dream for many. However, the hefty price tag can make it seem out of reach for most. What if there was a way to make this dream come true without burdening your finances? Enter the Bajaj Finserv Insta EMI Card.

How to buy an iPhone 12 Pro Max on EMI without a credit card

Purchase your iPhone 12 Pro Max on EMI without credit card through a seamless tech-shopping experience. Simply follow these steps:

  • Visit a Bajaj Finserv partner store in your area. This shouldn’t be difficult as there are more than 1.5 lakh partner stores across over 4,000 Indian cities.
  • Choose the iPhone 12 Pro Max of your dreams in your preferred colour and with a storage capacity that suits your needs.
  • At the billing desk, inform the store representative that you want the iPhone 12 Pro Max EMI payment option.
  • Provide your Bajaj Finserv Insta EMI Card details to the store representative so they can process your request. Choose a repayment tenure between 1-60 months, per your convenience.
  • The iPhone 12 Pro Max is yours to bring home once the transaction is successfully approved.

Don’t have your Bajaj Finserv Insta EMI Card yet? Don’t fret! Easily apply for it prior to your purchase, provided you meet the simple eligibility criteria and can present the necessary documents.

Once your details are verified and your application is approved, pay the one-time joining fee to have your card issued. The process is quick and convenient, empowering you to make your purchases in easy EMIs.

Eligibility criteria for getting the Insta EMI Card for buying iPhone 12 Pro Max

To be eligible for the Insta EMI Card, you must:

  • be an Indian national between the ages of 21 and 60 years
  • have a regular income source
  • have a solid credit score of at least 720.

You will also need to furnish some necessary KYC documents, including:

  • PAN card
  • Aadhaar card
  • Address proof
  • Bank account number and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

Advantages of buying an iPhone 12 Pro Max on EMI without credit card

Still on the fence about acquiring a Bajaj Finserv Insta EMI Card to simplify your tech purchases? Here are some of the incredible benefits you stand to gain:

  • Affordability: The EMI option breaks down hi-end prices into manageable monthly instalments. Don’t put your dreams on hold any longer. Buy your iPhone 12 Pro Max without having to pay the entire sum upfront.
  • No Cost EMI: Pay only the price of the product divided into easy monthly instalments, without having to worry about additional fees or charges.
  • Flexible tenure: Choose a repayment tenure of up to 60 months that comfortably fits your financial situation.
  • Generous limit: With a credit limit of up to Rs. 3 lakh, you can plan your purchases with confidence and clarity.
  • Easy approval: If you already have a Bajaj Finserv Insta EMI Card, you can avail of the EMI facility immediately. There’s no need for any additional documentation.
  • Credit rating: Pay your EMIs regularly and on time to positively impact your credit score. This unlocks better credit opportunities for you going forward.

Check the benefits and features of Insta EMI Card

So, why wait? Equip yourself with the Bajaj Finserv Insta EMI Card today. It’s a hassle-free and financially astute investment worth considering.

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Frequently asked questions

How to buy an iPhone 12 Pro Max on EMI with a low credit score?

Some financial institutions might consider factors other than your credit rating, such as your income. However, it’s best that you take measures to improve your credit score before making large purchases on EMI. If you’re unable to meet your monthly repayment obligations, it might prove further damaging to your score.