Buy iPhone 12 Mini on EMI without Credit Card

Own the iPhone 12 Mini without a credit card! Bajaj Finserv offers easy EMIs on iPhones. Choose your tenure, pay in instalments, and unlock a world of possibilities.
Buy iPhone 12 Mini on EMI without Credit Card
5 min

Unlock the power of iPhone 12 Mini without draining your wallet! Bajaj Finserv's Insta EMI Card offers a seamless solution to embrace Apple's compact powerhouse through easy monthly instalments, no credit card required.

Embark on a journey of smartphone excellence sans financial constraints. This article guides you through the convenient process of acquiring the feature-packed iPhone 12 Mini on EMI with the Bajaj Finserv Insta EMI Card.

List of iPhone 12 Mini models available on EMI

Model Description
iPhone 12 Mini (64GB) This model offers 64GB of storage, making it a good choice for those who use cloud services for most of their storage needs.
iPhone 12 Mini (128GB) With 128GB of storage, this model provides more space for apps, photos, and videos. It’s a great balance between cost and storage capacity.
iPhone 12 Mini (256GB) This model offers the highest storage capacity in the iPhone 12 Mini series. It’s ideal for users who have large storage needs for apps, high-quality photos, videos, and other media.


Each of these models is available in six different colours: black, white, red, green, blue, and purple. Keep in mind that the availability of these models may vary based on the region and the retailer.

How to buy iPhone 12 Mini models in EMI using Insta EMI card

Acquiring the iPhone 12 Mini is a breeze with Bajaj Finserv's Insta EMI Card, whether you prefer online or offline shopping.

For online purchases, simply navigate to your preferred e-commerce partner, select your desired iPhone 12 Mini model, and opt for the Insta EMI Card at checkout. Customise your payment plan by choosing a comfortable EMI scheme and authorising the purchase with a secure OTP.

Alternatively, for in-store purchases, visit any of the 1.5 lakh+ Bajaj Finserv partner stores offering the iPhone 12 Mini on EMI. After making your selection, proceed to the payment counter and request the No Cost EMI option, presenting your Insta EMI Network Card as the preferred payment method.

Do note that model availability and EMI plan details may vary across regions and retailers. Therefore, it's advisable to review the terms and conditions thoroughly before finalising your purchase, ensuring a seamless and informed buying experience.

Check the documents required for the Insta EMI Card

Advantages of buying iPhone 12 Mini models in EMI

Embracing the iPhone 12 Mini on EMI through Bajaj Finserv's Insta EMI Card unlocks a world of conveniences, ensuring a seamless and budget-friendly ownership experience.

Affordability takes center stage as the iPhone 12 Mini EMI option allows you to break down the cost into manageable monthly instalments, enabling you to own this premium device without the burden of an upfront lump sum payment.

Moreover, Bajaj Finserv's No Cost EMI offering for the iPhone 12 Mini ensures you pay precisely the product price divided into easy EMIs, devoid of any additional charges, potentially reducing the overall investment. In fact, during festive seasons, you can get the iPhone 12 Mini on EMI, zero down payment included.

Flexibility is another key advantage, as you can tailor the repayment tenure to align with your financial circumstances, granting you greater control over managing your finances with ease.

If you're already an Insta EMI Card holder, the approval process is streamlined, eliminating the need for additional documentation, making your purchase journey smooth and hassle-free.

While terms and conditions may vary across regions and retailers, these advantages undoubtedly make the iPhone 12 Mini an enticing and accessible choice through Bajaj Finserv's EMI solutions.

Eligibility criteria for Insta EMI Card

Own the coveted iPhone 12 Mini through Bajaj Finserv's Insta EMI Card by meeting a few straightforward eligibility requirements.

To commence your application journey, you must fall within the age bracket of 21 to 65 years and possess a consistent source of income. Additionally, you must be an Indian citizen with a credit score of 720 or above, devoid of any prior history of defaults.

Beyond these criteria, you'll need to furnish a few essential documents to complete the process seamlessly. These include your PAN Card, Aadhaar Card number for KYC verification, a valid address proof, and your bank account details, including the account number and IFSC code for e-mandate registration.

Check the benefits & features of Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

The application process for the Bajaj Finserv Insta EMI Card is designed to be swift and straightforward, ensuring a hassle-free experience.

Begin by visiting the official Bajaj Finserv website and navigating to the dedicated Insta EMI Card application page. Here, you'll be prompted to enter your 10-digit mobile number, which will be verified through an OTP sent directly to your device.

Proceed by filling out the application form with your essential details, such as your full name, PAN, date of birth, and PIN code. Additionally, specify your employment status and gender before submitting the form to receive your card limit.

The next step involves verifying your KYC using your Aadhaar Card or DigiLocker credentials. Once your KYC is successfully verified, a one-time joining fee of Rs. 599 will be required.

Finally, click on the 'Activate Now' button and provide your bank account number and IFSC code to complete the e-mandate registration process. Upon successful e-mandate registration, your Insta EMI Card will be ready for use, unlocking a world of possibilities, including the acquisition of the coveted iPhone 12 Mini.

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Frequently asked questions

What is the lowest price of iPhone 12 Mini?

The lowest price of the iPhone 12 Mini varies based on the retailer and location. It can also differ during different times due to ongoing promotions, discounts, or offers. Ensure you plan your purchase from reputable retailers for authentic products.

Can I buy an iPhone 12 Mini on a Bajaj EMI card?

Yes, you can buy an iPhone 12 Mini using a Bajaj Finserv Insta EMI Card. It allows you to convert the cost of the purchase into easy monthly instalments.