Why do I need to check my CIBIL score when it comes to credit cards?

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TransUnion CIBIL is considered one of the oldest and most popular credit information bureaus in India. It assigns a credit score to everyone with a financial history. Your CIBIL score is a numerical representation of your credit history. It is a 3-digit number, which can vary from 300 to 900. A high CIBIL score is important when you apply for a credit card.

One of the best credit cards in India, the Bajaj Finserv RBL Bank SuperCard, comes with the features of 4 cards in 1. You can use it as a credit card, a loan card, a cash card, and an EMI card.

What is a good CIBIL score to get the Bajaj Finserv RBL Bank SuperCard?

The CIBIL score required for the SuperCard is 750 or above. If you have a low CIBIL score, you can improve it by following certain habits or taking a few key measures.

How to improve your CIBIL score

  • Repay on time
    Delayed or missed EMI payments are recorded in your credit history. They lower your CIBIL score and show you as a financially irresponsible borrower. Always make sure to pay your credit card dues or EMIs in a timely fashion to increase your CIBIL score. 
  • Use it responsibly
    Credit cards give you access to immediate funds, which you are liable to repay later. You should always try to pay the total outstanding amount reflecting on your credit card bill instead of the minimum amount due. This helps you boost your CIBIL score.

How to check CIBIL score online before applying for a credit card?

You can check your CIBIL score on the official CIBIL website for free once a year. You can also get your CIBIL score for free through Bajaj Finserv by filling in a few basic details and uploading your ID.

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