Bajaj Finserv in your city

Trivandrum, the capital city of Kerala, ‘God’s own country, is a notable commercial and educational hub on the western coast of India. Leading educational institutes and MNCs have offices in this city along with government buildings.

To tackle high property rates, obtain a lower interest rate home loan. We operate through a single branch in this city, offering the residents of Trivandrum competitive interest rates with attractive benefits.

Visit our branch or apply online today.

Features and benefits of a home loan in Trivandrum

Owning a property in Trivandrum presents a great investment opportunity, for which Bajaj Finserv offers attractive home loan. Be sure to check out their benefits listed below.

  • Pre-payment facility

    Pre-payment facility

    You can repay your loan ahead of schedule or opt to foreclose it completely with Bajaj Finserv with no additional costs.

  • Additional loan

    Additional loan

    Meet various financial requirements by availing a top-up loan along with a home loan from Bajaj Finserv.

  • Balance transfer facility

    Balance transfer facility

    Enjoy additional benefits on your existing home loan interest rate when you transfer home loan balance and repay your debt with ease.

  • Expert assistance

    Expert assistance

    Understand the legal and financial elements of property ownership through a customised report from us. Click here to browse through it.

  • Online account management

    Online account management

    Retain full control over your loan repayment schedule through our online loan management facilities and save the hassle of visiting your lender.

Eligibility criteria for a Bajaj Finserv Home Loan

Criteria

Self-employed

Salaried

Age (in years)

23 years - 70 years

23 years - 65 years

CIBIL score

725 +

725 +

Residency

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

 

Our home loan eligibility criteria are simple and easy to meet. Use our home loan eligibility calculator for more details.

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Interest rate and charges on home loan

Our processing fee Up to 4% of the total loan amount ensure that your cost of borrowing does not increase significantly. Bajaj Finserv Home Loan come at attractive rates, starting from 8.50%* p.a. for salaried individuals and professionals, alongside competitive interest rate options for self-employed individuals. We maintain transparency when levying additional charges for a hassle-free borrowing experience.

*Terms and conditions apply