Bajaj Finserv in your city

As the capital city of both Haryana and Punjab, Chandigarh is a destination of critical importance for both states. It is also a district and a union territory, and the first planned city of the country with a metropolitan population. 

Residents here can avail of a high-value home loan in Chandigarh at affordable rates with personalised funding from Bajaj Finserv.

Visit our branch today or apply online for your home loan. 

Features and benefits of a home loan

Apply for a home loan in Chandigarh from Bajaj Finserv to enjoy their benefits and features.

  • Tenor of up to 30 years

    Tenor of up to 30 years

    Enjoy the benefits of the Pradhan Mantri Awas Yojana as you will get your home loan at a subsidized rate from Bajaj Finserv.

  • Ample funding

    Ample funding

    Bajaj Finserv offers applicants a loan amount of up to Rs. 5 crore, to fund their home buying dreams.

  • External benchmark linked loan

    External benchmark linked loan

    Enjoy the perks of having an external benchmark linked loan with Bajaj Finserv and make use of lowered interest rates.

  • Home loan refinancing

    Home loan refinancing

    Opt for the home loan balance transfer facility and refinance your existing home loan at Bajaj Finserv.

  • Speedy disbursal

    Speedy disbursal

    Obtain a top-up loan of up to Rs. 1 crore on the current housing loan with Bajaj Finserv.

  • Prepayment and foreclosure benefits

    Prepayment and foreclosure benefits

    Choose to partly prepay or foreclose a Bajaj Finserv Home Loan in Thane at no additional charges.

Eligibility criteria for home loan

Criteria

Self-employed

Salaried and professionals

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

 

Also, check your maximum loan eligibility with the help of Bajaj Finserv Home Loan eligibility calculator available online. The financial tool is easy to use and requires minimum personal and financial details to show result.

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Interest rate and charges on a Bajaj Finserv Home Loan

Bajaj Finserv keeps the home loan interest rates and other charges nominal for affordable financing. Check all applicable rates before applying for estimation of loan liability and make an informed borrowing decision. We maintain transparency when levying additional charges to give you an honest and easy borrowing experience.

*Terms and conditions apply