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Home Loan in Chandigarh

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Housing Loan in Chandigarh: Overview

A shared capital of Haryana and Punjab, Chandigarh is the best and India’s first planned city. The Union Territory, with a population of 10,55,450 was also ranked as the happiest city in the country. Economy-wise, Chandigarh is one of the wealthiest places with government being the major employer. It is followed by trade and business, IT industry and major multi-national corporations.

Bajaj Finserv offers home loan in Chandigarh tailored to meet the unique real estate preferences of customers. Opt for funds up to Rs.3.5 crore at nominal rates.

 

Home Loan in Chandigarh: Features & Benefits

  • PMAY Scheme

    Avail exclusive interest subsidy on your housing loan for up to Rs.2.67 lakh under the Pradhan Mantri Awas Yojana scheme. It allows you to repay the loan with a nominal interest rate of 6.93%. First-time homeowners can now buy their dream house using a home loan from Bajaj Finserv.

  • Home Loan Balance Transfer

    Easily transfer your home loan balance and pay a comparatively lower rate with Bajaj Finserv. Enjoy attractive features, minimal documentation, top-up loans and more.

  • Top-Up Loan

    Fulfil other financial requirements with a high-value top up loan, over and above the existing housing loan. Take up to Rs.50 lakh with no extra documents.

  • Part-Prepayment and Foreclosure Facility

    Free yourself from this financial burden quickly as Bajaj Finserv offers foreclosure or part-prepayment facility on home loans at no charges.

  • Flexible Tenor

    Repayment tenor of up to 240 months ensures you pay off the home loan in Chandigarh quickly.

  • Minimal Documentation

    Apply for a Bajaj Finserv Home Loan with some basic documents only.

Home Loan Eligibility Criteria

It’s easy to qualify for funds with easy-to-meet home loan eligibility criteria.

 

Eligibility Criteria Details
Age (for salaried 23 to 62 years
Age (for self-employed) 25 to 70 years
Business vintage At least 5 years
Work experience Minimum 3 years
Nationality Indian (resident)

You can check your eligibility with our easy to use home loan eligibility calculator.

Calculate Home Loan EMI

Know your housing loan EMIs along with total payable amount with the Bajaj Finserv Home Loan EMI Calculator. It is a free online tool which requires some loan-related information to compute the EMIs and other details easily. Use the EMI calculator to select a suitable amount of loan and a feasible repayment tenor.

Documents Required for Home Loan

The documents required for a home loan are few.

 

  • Photograph
  • Proof of business existence
  • Form 16 or your latest salary slips
  • Address proof, identity proof, etc.
  • Bank statements

Applicants may need to submit additional papers based on certain conditions.

 

Home Loan Interest Rate, Fees & Charges

Nominal home loan interest rate along with other associated charges ensures its affordability.

 

Types of rates Charges applicable
Promotional home loan interest rate (for salaried applicants) Starting from 8.60%
Rate of interest (for self-employed) 9.05% to 10.30%
Rate of interest (for salaried) 9.35% to 11.15%
Loan statement fees Rs. 50
Penal interest 2% per month
Processing charges (for self-employed) Up to 1.20%
Processing charges (for salaried) Up to 0.80%

 

How to Apply for Home Loan?

You can apply for a home loan in Chandigarh via online method.

 

  • View the application form on our website.
  • Fill the form up with accurate details as required.
  • Complete the payment for the secure fee online.
  • Submit the necessary documents for process completion.

For the offline application method, send an SMS writing ‘HLCI’ to 9773633633.

 

Contact Us

New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.

1. For new customers,

  • we have a calling line set up at 1800-103-3535.
  • You can also visit any of our branches.
  • just SMS “HOME” to 9773633633 and our representative shall get back to you.

2. For existing customers,

  • we are available at 020-39574151 (call charges applicable)
  • You can also write to us at: wecare@bajajfinserv.in

Branch Address
Bajaj Finserv
1st & 2nd Floor Sco 26,
Sector 26, Madhya Marg,
Chandigarh
PIN - 160026
Phone: 172 301 7260

 

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