A shared capital of Haryana and Punjab, Chandigarh is the best and India’s first planned city. The Union Territory, with a population of 10,55,450 was also ranked as the happiest city in the country. Economy-wise, Chandigarh is one of the wealthiest places with government being the major employer. It is followed by trade and business, IT industry and major multi-national corporations.
Bajaj Finserv offers home loan in Chandigarh tailored to meet the unique real estate preferences of customers. Opt for funds up to Rs.3.5 crore at nominal rates.
Avail exclusive interest subsidy on your housing loan for up to Rs.2.67 lakh under the Pradhan Mantri Awas Yojana scheme. It allows you to repay the loan with a nominal interest rate of 6.70%*. First-time homeowners can now buy their dream house using a home loan from Bajaj Finserv.
Easily transfer your home loan balance and pay a comparatively lower rate with Bajaj Finserv. Enjoy attractive features, minimal documentation, top-up loans and more.
Fulfil other financial requirements with a high-value top up loan, over and above the existing housing loan. Take up to Rs.50 lakh with no extra documents.
Free yourself from this financial burden quickly as Bajaj Finserv offers foreclosure or part-prepayment facility on home loans at no charges.
Repayment tenor of up to 240 months ensures you pay off the home loan in Chandigarh quickly.
Apply for a Bajaj Finserv Home Loan with some basic documents only.
It’s easy to qualify for funds with easy-to-meet home loan eligibility criteria.
|Age (for salaried||23 to 62 years|
|Age (for self-employed)||25 to 70 years|
|Business vintage||At least 5 years|
|Work experience||Minimum 3 years|
Nominal home loan interest rate along with other associated charges ensures its affordability.
|Types of rates||Charges applicable|
|Promotional home loan interest rate (for salaried applicants)||Starting from 6.70%*|
|Rate of interest (for self-employed)||6.70%* to 10.30%|
|Rate of interest (for salaried)||6.70%* to 11.15%|
|Loan statement fees||Rs. 50|
|Penal interest||2% per month|
|Processing charges (for self-employed)||Up to 1.20%|
|Processing charges (for salaried)||Up to 0.80%|
For a complete list of fees and charges, please click here
You can apply for a home loan in Chandigarh via online method.
For the offline application method, send an SMS writing 'HLCI' to 9773633633.
New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.
1. For new customers,