Home Loan in Chandigarh from Bajaj Finserv
As the capital city of both Haryana and Punjab, Chandigarh is a destination of critical importance for both states. It is also a district and a union territory, and the first planned city of the country with a metropolitan population. If you are planning to own a home in Chandigarh, applying for a home loan from Bajaj Finance can surely help you achieve this goal.
Residents here can avail of a high-value home loan in Chandigarh at affordable rates with personalised funding from Bajaj Finserv.
Visit our branch today or apply online for your home loan. To start, check your eligibility now using your mobile number and OTP.
Home loan in Chandigarh: Features and benefits
Apply for a home loan in Chandigarh from Bajaj Finserv to enjoy their benefits and features.
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Tenor of up to 32 years
Enjoy the benefits of the Pradhan Mantri Awas Yojana as you will get your home loan at a subsidised rate from Bajaj Finserv.
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Ample funding
Bajaj Finserv offers applicants a loan amount of up to Rs. 15 Crore*, to fund their home buying dreams.
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External benchmark linked loan
Enjoy the perks of having an external benchmark linked loan with Bajaj Finserv and make use of lowered interest rates.
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Home loan refinancing
Opt for the home loan balance transfer facility and refinance your existing home loan at Bajaj Finserv.
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Speedy disbursal
Obtain a top-up loan of up to Rs. 1 crore* on the current housing loan with Bajaj Finserv.
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Prepayment and foreclosure benefits
Choose to partly prepay or foreclose a Bajaj Finserv Home Loan in Chandigarh at no additional charges.
Eligibility criteria for home loan
Criteria |
Self-employed |
Salaried and professionals |
Age (in years) |
23 years - 70 years |
23 years - 67 years |
CIBIL Score |
725 + |
725 + |
Citizenship |
Indian |
Indian |
Monthly income |
Should show a steady source of income for at least 5 years |
|
Work experience/ business continuity (in years) |
5 years |
3 years |
Also, check your maximum loan eligibility with the help of Bajaj Finserv Home Loan eligibility calculator available online. The financial tool is easy to use and requires minimum personal and financial details to show result.
Interest rate and charges on a Bajaj Finserv Home Loan
Bajaj Finserv keeps the home loan interest rates and other charges nominal for affordable financing. Check all applicable rates before applying for estimation of loan liability and make an informed borrowing decision. We maintain transparency when levying additional charges to give you an honest and easy borrowing experience.
Want to know for what interest rates you qualify? Check your pre-approved offers now with your mobile phone number and OTP.
*Terms and conditions apply
Helpful resources and tips for home loan borrowers
Popular calculators for your financial calculations
Home loans designed for different professionals
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Frequently asked questions
You can apply online for a home loan from Bajaj Finance and avail of loan at a low interest rate starting from 7.45%* p.a.
The interest rate depends on various factors like your credit score, loan term, your profession, and other eligibility criteria respective to your lender.
