Home loan fees and charges
Go through all the fees and charges applicable before applying for a home loan.
Applicable fees and charges
We advise you to read about our fees and charges thoroughly before applying.
Type of fee |
Applicable charges |
||
Rate of interest |
Salaried |
Self-employed |
Doctors |
8.50%* to 14.00%* p.a. |
9.10%* to 15.00%* p.a. |
8.60%* to 14.00%* p.a. |
|
Processing fees |
Up to 7% of the loan amount |
||
Bounce charges |
For loan amounts up to Rs. 15 lakhs: Rs. 500 For loan amounts from Rs. 15,00,001 to Rs. 30,00,000: Rs. 1,000 For loan amounts from Rs. 30,00,001 to Rs. 50,00,000: Rs. 1,500 For loan amounts from Rs. 50,00,001 to Rs. 1,00,00,000: Rs. 2,000 For loan amounts from Rs. 1,00,00,001 to Rs. 5,00,00,000: Rs. 3,000 For loan amounts from Rs. 5,00,00,001 to Rs. 10,00,00,000: Rs. 5,000 For loan amounts more than Rs. 10 crores: Rs. 10,000 |
||
Penal interest |
Up to 24% per annum in addition to the applicable interest rate on the overdue amount |
||
Secure Fee | Up to Rs. 10,000 + GST as applicable | ||
Interest and Principal Statement Charges | NIL | ||
Part-prepayment charges |
NIL |
||
Foreclosure Charges |
NIL |
||
Hard Copy Loan Statement Charges |
Up to Rs. 500 per request + GST as applicable |
How to apply for a home loan
Step-by-step guide to applying for a home loan
- Click on the 'APPLY' button on this page.
- Enter your full name, mobile number, and employment type.
- Now select the type of loan you wish to apply for.
- Generate and submit your OTP to verify your phone number.
- Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property.
- In the next steps, enter your date of birth, PAN number and other details as requested depending on your selected occupation type.
- Click on the ‘SUBMIT’ button.
That is it! Your application is submitted. Our representative will connect with you and guide you through the next steps.
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