Bajaj Finserv in your city
Kolhapur, a vibrant city in southern Maharashtra, is known for its rich cultural heritage and strong industrial base. Over the years, it has grown into a key centre for foundry, engineering, and textile industries. With several industrial estates and manufacturing units, especially in sectors like automobile components and sugar processing, Kolhapur attracts skilled professionals and business owners from across the region.
Thanks to its well-developed infrastructure and business-friendly environment, many entrepreneurs and self-employed professionals see Kolhapur as a promising place to start or expand their ventures. Whether it's setting up a manufacturing unit, launching a service business, or upgrading existing operations, growth in Kolhapur often requires access to timely finance — for hiring, infrastructure upgrades, and managing daily operations.
Avail of a Bajaj Finserv Business Loan in Kolhapur to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Kolhapur. The entire process is online, no branch visit required:
Check your offer in Kolhapur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Features and benefits
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Pre-approved offers
Existing customers may be eligible for pre-approved offers, which helps them get funds more quickly.
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Finance up to Rs. 80 lakh
Use our Business Loan EMI Calculator to assess your repayment capacity and apply for a high-value loan accordingly.
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Multiple tenor options
Repay the loan conveniently with a long tenor of up to 96 months.
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Unsecured loan
Apply without collateral as Bajaj Finserv offers unsecured business loans in Kolhapur.
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Flexi loan facility
Choose the unique Flexi loan facility and lower your EMIs by up to 45%.*
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Online account access
Track your loan details on the go with our customer portal – Experia.
Kolhapur, a city known for its rich cultural heritage and historical significance, has also established itself as a prominent centre for education in southern Maharashtra. It is home to several respected schools, colleges, and vocational institutions that offer courses in diverse fields like engineering, law, and business. With a growing emphasis on quality education, Kolhapur attracts students from across the state and beyond, thanks to its supportive academic environment and infrastructure.
In addition to its educational offerings, Kolhapur is a key player in industries such as manufacturing, textiles, and engineering. The city is well-known for its flourishing footwear industry, especially Kolhapuri chappals, as well as its automobile components and sugar production. This industrial landscape generates a high demand for skilled professionals and business services, making Kolhapur an ideal location for entrepreneurs and self-employed professionals to establish or grow their businesses.
If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced city, Bajaj Finserv offers a simple solution. You can apply for a business loan in Kolhapur with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Kolhapur. No branch visit needed to check your eligibility.
*Conditions apply
Documentation and eligibility criteria
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Citizenship
Resident citizen of India
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Age
24 to 80 years*
(*Age should be 80 years at Loan Maturity)
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Business vintage
Minimum 3 years
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Income tax returns
Must be filed for at least 1 year
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CIBIL score
Check your CIBIL Score for FREE685 and above
Bajaj Finserv requires minimal paperwork to complete the business loan application process. For the complete list of documents needed, click here.
Interest rates and charges
Bajaj Finserv levies affordable rates of interest and nominal fees on business loans to make them more affordable. For the complete list of charges, click here.
Frequently asked questions
A Bajaj Finserv Business Loan comes with no end-use restriction. Some of its purposes can be:
- Renovation of office premises
- Opening a new branch
- Leasing a larger workspace
- Buying machinery
- Hiring seasonal employees
- Upgrading systems
The easiest way to calculate your monthly instalments is by using the Bajaj Finserv Business Loan EMI Calculator. It requires no manual effort and computes results based on the following formula:
EMI = P x R x (1 + R) ^ N/[(1 + R) ^ N – 1]
Here, P denotes principal, R denotes interest rate, and N denotes repayment tenor.
Self-employed professionals, self-employed non-professionals, and entities can avail of a business loan. However, applicants must fulfil the eligibility criteria when applying.
A few types of business loans are:
- Machinery loans
- SME and MSME loans
- Working capital loans
- Business loans for women
