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Business Loan In Nashik

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Overview

Considered the wine capital of India, Nashik captures around 60% of the wine market in India. Out of 95 wineries in India, 39 are in Nashik alone. It is also home to several manufacturers - producing light to heavy engineering products including automobile parts.

Manufacturers of automotive parts, owners of wineries, and those dealing in wine-related warehouses, bottling lines, tank farms and laboratories can avail Bajaj Finserv flexi loan facility.

 

Business Loan Features and Benefits.

Here are the benefits of our business loan:

  • Flexi loan facility

    The flexibility to borrow, and to repay is the defining feature of Bajaj Finserv Flexi Business Loan.

  • Financing up to Rs.30 lakh

    Get pre-approved business loan facility of up to Rs. 30 lakh to achieve your business goals. Business loan EMI calculator helps you to know your monthly instalments.

  • Collateral-free loans

    Bajaj Finserv Business Loans are unsecured, as you do not need a guarantee to avail them.

  • Flexible tenors

    You can avail loans for working capital as well as for long-term equipment financing since the tenor of our loans goes up to 8 years.

  • Pre-approved offers

    Pre-approved offers

    We provide special offers to our existing customers.

  • Online account access

    Our customer portal - Experia lets you manage your loan account online.

Documentation and Eligibility Criteria

Business loan eligibility criteria are:

  • You should be between 25-55 years old

  • Your business should have a vintage of at least 3 years

  • Your business should have its Income Tax returns filed for at least the past 1 year

  • Your business should have its previous year's turnover, duly audited by a CA

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.  

The Business Loan customer profiles include self-employed professionals, self-employed non-professionals, and entities.


 

Interest Rates and Charges

Business loan interest rate and fees and charges of Bajaj Finserv are nominal.

  • Types of Fees
  • Applicable Charges
  •  
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principal statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA
  • Part Prepayment Charges For Flexi Interest
    -only Loan & Flexi Term Loan facilities
  • NIL

Industries Served


We offer flexi business loans to manufacturers of automotive parts and wineries.
 

How To Apply For Business Loan In Nashik

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