Apply for Low Interest Business Loans Online in Jalgaon

Overview

Jalgaon, known as the Banana City, is also the world's largest pulse milling centre. Some other industries of importance in Jalgaon are fruit processing, green energy, educational book printing, production of pipes, and bio-fertilisers.

Avail Bajaj Finserv business loans of up to Rs.20 lakh to upgrade your machinery, increase your working capital, and meet other business needs.

Business Loan Features and Benefits.

Here are the benefits of our business loan:

Flexi loan facility

Bajaj Finserv offers flexi loan facility which allows you to borrow as per your need, and repay when you can.
Financing up to Rs.20 lakh

You can avail a business loan up to Rs.20 lakh to cater to your business needs. Use business loan EMI calculator to know your EMIs.
Collateral-free loans

Apply for Bajaj Finserv Business loans without worrying about arranging a collateral or security to qualify for financing.
Flexible tenors

Business loans have a tenor of up to 8 years, so that you can avail loans for both short-term and long-term business needs.
Pre-approved offers

As an existing Bajaj Finserv customer, you get existing offers selected just for you.
Online account access

You can manage your loan account from anywhere, with our customer portal - Experia.

Business loan documentation & eligibility criteria

Business loan eligibility criteria are:

Age between 22-55 years
Business vintage of at least 3 years
Filing of business IT returns for at least past 1 year
Your business should have its previous year's turnover, duly audited by a CA

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.

Interest Rates and Charges

Types of Fees
Applicable Charges

Rate of interest
18% onwards

Processing fees
Up to 2%

Loan statement charges
NIL

Interest & principle statement charges
NIL

EMI bounce charges
Rs.2,500 for every bounce

Penal interest
2.00% p.m

Secure fee
NA

Part Prepayment Charges For Flexi Interest
-only Loan & Flexi Term Loan facilities
NIL

Industries Served

You can avail our business loans if you have a business in any of the following industries such as - manufacturing of pipe, mattress, solar energy; production of bio-fertiliser; fruit processing; drip irrigation; printing of educational books; and pulse milling.