Bajaj Finserv in your city

Kolhapur is an ancient city renowned for its numerous forts, historical monuments, and other tourist sites. Invest in the expansion of your enterprise in this city with a business loan in Kolhapur. Bajaj Finserv provides borrower-friendly features and attractive benefits with these loans. To know more, read on.

Features and benefits

  • Pre-approved offers

    Pre-approved offers

    Existing customers may be eligible for pre-approved offers, which helps them get funds more quickly.

  • Finance up to %$$BOL-Loan-Amount$$%

    Finance up to Rs. 45 lakh

    Use our Business Loan EMI Calculator to assess your repayment capacity and apply for a high-value loan accordingly.

  • Multiple tenor options

    Multiple tenor options

    Repay the loan conveniently with a long tenor of up to 84 months.

  • Unsecured loan

    Unsecured loan

    Apply without collateral as Bajaj Finserv offers unsecured business loans in Kolhapur.

  • Flexi loan facility

    Flexi loan facility

    Choose the unique Flexi loan facility and lower your EMIs by up to 45%.*

  • Online account access

    Online account access

    Track your loan details on the go with our customer portal – Experia.

Kolhapur is South Maharashtra’s largest city and has a flourishing economy. Manage various expenses like business expansion, renovation, and machinery purchase effortlessly with a business loan in Kolhapur. Transparent terms and conditions with no collateral requirements make this loan easy to apply for and get.

*Conditions apply

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Documentation and eligibility criteria

  • Citizenship

    Citizenship

    Resident citizen of India

  • Age

    Age

    24 to 72 years
    *Age should be 72 years at the time of loan maturity.

  • Business vintage

    Business vintage

    Minimum 3 years

  • Income tax returns

    Income tax returns

    Must be filed for at least 1 year

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 and above

Bajaj Finserv requires minimal paperwork to complete the business loan application process. For the complete list of documents needed, click here.

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Interest rates and charges

Bajaj Finserv levies affordable rates of interest and nominal fees on business loans to make them more affordable. For the complete list of charges, click here.

Frequently asked questions

For which purpose can I use a business loan?

A Bajaj Finserv Business Loan comes with no end-use restriction. Some of its purposes can be:

  • Renovation of office premises
  • Opening a new branch
  • Leasing a larger workspace
  • Buying machinery
  • Hiring seasonal employees
  • Upgrading systems
How can I calculate my EMIs?

The easiest way to calculate your monthly instalments is by using the Bajaj Finserv Business Loan EMI Calculator. It requires no manual effort and computes results based on the following formula:

EMI = P x R x (1 + R) ^ N/[(1 + R) ^ N – 1]

Here, P denotes principal, R denotes interest rate, and N denotes repayment tenor.

Who can avail of a business loan in Kolhapur?

Self-employed professionals, self-employed non-professionals, and entities can avail of a business loan. However, applicants must fulfil the eligibility criteria when applying.

What are the different types of business loans?

A few types of business loans are:

  • Machinery loans
  • SME and MSME loans
  • Working capital loans
  • Business loans for women
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