Bajaj Finserv in your city

Pune, the largest city in Maharashtra, gained prominence as the 2nd major IT hub of India. The city is also renowned as India’s automobile and manufacturing centre.

Avail of a Bajaj Finserv Business Loan in Pune to address the monetary issues in your venture sufficiently. Our 15 branches are operational across the city.

Features and benefits

  • Minimal documents

    Minimal documents

    The documents required for credit approval are few. Make sure to keep those ready before applying.

  • Pre-approved offers

    Pre-approved offers

    To check your pre-approved offers online, submit only your name and phone number.

  • Flexi loan facility

    Flexi loan facility

    Repay the principal amount whenever you can and pay interest only on the utilised amount with the Flexi loan facility.

  • Unsecured fund

    Unsecured fund

    Apply for a Bajaj Finserv Business Loan without any collateral or bringing a guarantor.

  • High-value credit

    High-value credit

    Loans of up to Rs. 45 lakh cover multiple requirements in business effortlessly.

  • Flexible tenors

    Flexible tenors

    Select a flexible tenor of up to 84 months as per your financial capability.

  • Online account

    Online account

    Track your account details and access loan-related information via our customer portal – Experia.

Over the years, Pune has emerged as a renowned educational hub of India, earning the title ‘Oxford of the East.’ Almost half of India’s international students study here. Starting from schools to universities and research institutes for IT, management, training, etc., are functional in Pune. Besides education, information technology and manufacturing industries are the two major economic contributors of the city.

Being a self-employed professional or non-professional, seek financial assistance from Bajaj Finserv. Our unsecured business loan in Pune comes with zero restrictions on its end-use. Relax about affordability as interest rates are nominal. According to our terms and conditions, we never impose any hidden charges on credit. You pay what you see.

Visit the branch nearest to you for details. You can also access all the information online conveniently.

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Documentation and eligibility criteria

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 and above

  • Citizenship

    Citizenship

    Indian, residing in this country

  • Age

    Age

    24 to 70 years*
    *Age should be 70 years at loan maturity

  • Business vintage

    Business vintage

    At least 3 years

Bajaj Finserv requires eligible borrowers to go through a minimal documentation process that is hassle-free. For the complete list of necessary documents, click here.

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Interest rates and charges

If you are looking for low interest rates on business loan, turn to Bajaj Finserv. Evaluate the total cost of borrowing with our Business Loan EMI Calculator online. For the complete list of charges, click here.

Frequently asked questions

How can I avail of lower interest rates?

You must meet the eligibility parameters to enjoy lower rates of interest on business loans. Additionally, Flexi loans can help save on your EMIs by up to 45%*.

Which factors affect business loan interest rates?

Below are some of the factors that affect interest loans:

  • Monthly turnover
  • Nature of business
  • CIBIL score
  • Credit profile
  • Business vintage
Is the business turnover ratio important for taking loans?

Yes. Maintaining a healthy turnover ratio indicates positive business growth, which keeps you on the good books of lenders.

What is the minimum loan repayment tenor?

The minimum tenor borrowers can choose 12 months.

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