Bajaj Finserv Business Loan in Pune
Pune, one of the largest and most dynamic cities in Maharashtra, has grown into India’s second-biggest IT hub after Bengaluru. With many leading tech companies and software parks, it attracts professionals from across the country. The city is also a major centre for the automobile and manufacturing industries, housing factories and offices of top global brands.
With such a thriving business environment, many entrepreneurs and self-employed professionals are choosing Pune to start or expand their ventures. However, starting or expanding ventures often require substantial capital for hiring staff, improving infrastructure, and managing day-to-day operations.
Avail of a Bajaj Finserv Business Loan in Pune to address the monetary issues in your venture sufficiently. Our 15 branches are operational across the city. You can also check if you already have a pre-approved offer in Pune. The entire process is online, no branch visit required:
Check your offer in Pune with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Features and benefits of business loan in Pune
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Minimal documents
The documents required for credit approval are few. Make sure to keep those ready before applying.
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Flexi loan facility
Repay the principal amount whenever you can and pay interest only on the utilised amount with the Flexi loan facility.
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Unsecured fund
Apply for a Bajaj Finserv Business Loan without any collateral or bringing a guarantor.
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High-value credit
Loans of up to Rs. 100 lakh cover multiple requirements in business effortlessly.
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Flexible tenors
Select a flexible tenor of up to 96 months as per your financial capability.
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Online account
Track your account details and access loan-related information via our customer portal – Experia.
Pune has grown into one of India’s most respected educational cities, often referred to as the ‘Oxford of the East.’ It hosts a large number of top schools, colleges, and research centres focused on fields like IT, management, engineering, and more. Nearly half of India’s international students choose Pune for higher education, thanks to its excellent academic atmosphere and modern infrastructure.
Alongside education, Pune is also a major centre for the information technology and manufacturing industries. The city is home to many IT parks, auto manufacturing plants, and multinational companies, creating a steady demand for skilled professionals and business services.
If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced city, Bajaj Finserv offers a simple solution. You can apply for a business loan in Pune with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Pune. No branch visit needed to check your eligibility.
Documentation and eligibility criteria for business loan in Pune
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CIBIL score
Check your CIBIL Score for FREE685 and above
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Citizenship
Indian, residing in this country
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Age
21 to 80 years*
(*Age should be 80 years at Loan Maturity)
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Business vintage
At least 3 years
Bajaj Finserv requires eligible borrowers to go through a minimal documentation process that is hassle-free. For the complete list of necessary documents, click here.
Interest rates and charges on business loan in Pune
Enjoy low and attractive interest rates on a business loan in Pune, with zero hidden charges. You can use our business loan EMI calculator to estimate your monthly repayments easily and plan your finances better. Please go through our terms and conditions to learn about other applicable charges or contact us for further enquiries. For the complete list of charges, click on “Business Loan Interest Rates.”
How to apply for business loan in Pune
1. Click on the ‘CHECK ELIGIBILITY' button on this page.
2. Enter your 10-digit mobile number and OTP.
3. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
4. Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
5. Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
7. Complete your KYC and submit your business loan application.
For self-employed individuals looking for financial assistance, you may also consider applying for a personal loan for self-employed to fulfill your financial needs.
Apply for Business Loan in Nearby Cities of Pune
Business Loan in Nearby Cities of Pune |
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Helpful resources and tips for business loan borrowers
Frequently asked questions
You must meet the eligibility parameters to enjoy lower rates of interest on business loans. Additionally, Flexi loans can help save on your EMIs by up to 45%*. If you require funds to manage your business needs, check your business loan eligibility and apply for a loan now.
Below are some of the factors that affect interest loans:
- Monthly turnover
- Nature of business
- CIBIL score
- Credit profile
- Business vintage
Yes. Maintaining a healthy turnover ratio indicates positive business growth, which keeps you on the good books of lenders.
The minimum tenor borrowers can choose 12 months.
