Bajaj Finserv in your city

Mumbai, the capital city of Maharashtra, is the country’s financial capital and the world’s 6th most populous metropolitan area. Several industries contribute to the economic growth of the city.

Obtain sizeable funding for your company with a personalised business loan in Mumbai. Bajaj Finserv brings multiple user-friendly features together with attractive interest rates. We operate one branch in Mumbai. Visit us or choose to apply online.

Features and benefits

  • Tenor up to %$$BOL-Tenor-Max-Years$$%

    Tenor up to 7 years

    Repayment of a business loan is easier as Bajaj Finserv offers tenors up to 84 months.

  • Easy online accessibility

    Easy online accessibility

    Get access to loan information like due dates, EMIs, outstanding principal, and more via our customer portal – Experia.

  • Zero collateral

    Zero collateral

    With no collateral against the fund, apply for a Bajaj Finserv Business Loan without any risk.

  • Pre-approved offers

    Pre-approved offers

    Check your pre-approved offers by providing details like name and contact number only.

  • High-value financing

    High-value financing

    Avail up to Rs. 45 lakh to invest in your business effortlessly. Enjoy unrestricted end-use.

  • Flexi loans

    Flexi loans

    Reduce your EMIs by up to 45%* and enjoy repayment ease with the Flexi loan facility.

Known as the city of dreams, Mumbai houses the highest number of billionaires and millionaires in India. In terms of global financial flow, this city ranks among the top 10 centres of commerce in the world. Mumbai contributes around 70% of capital transactions to the economy of India. Besides, a few of the country’s premier nuclear and scientific institutes are located here. The industrial and economic opportunities attract people from across India to Mumbai.

Bajaj Finserv, one of the leading NBFCs, provides personalised business loans in Mumbai. Self-employed individuals can borrow high-value credit of up to Rs. 45 lakh to address diverse needs in business. They can lease a new office, invest in modern equipment, hire fresh talent, renovate the office space and do more.

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Documentation and eligibility criteria

  • Age

    Age

    24 to 70 years*
    *Age should be 70 years at loan maturity

  • Nationality

    Nationality

    Resident Indian

  • CIBIL score

    CIBIL score

    685 and above

  • Business vintage

    Business vintage

    At least 3 years

Try to keep your current financial obligations to a minimum. Also, pay off existing debts to improve your repayment capability and chances of approval from Bajaj Finserv. Match the eligibility criteria and submit the business loan documents required to apply for a business loan.

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Interest rates and charges

Upgrade your business with a loan at a nominal business loan interest rate and also know the other charges associated.

Frequently asked questions

How to reduce repayment liability?

Easily reduce the hassle of repayment by choosing a Flexi loan facility. Here, withdraw multiple times and repay the outstanding principal at your convenience. Also, the interest is charged only on the withdrawn funds, thereby lowering EMIs by up to 45%.*

Is a business loan in Mumbai risky?

A Bajaj Finserv Business Loan is not risky as no collateral is needed.

Is the business turnover ratio considered?

While the business turnover ratio isn’t a mandatory criterion, it strengthens your profile by reflecting your business’ profitability and growth.

What CIBIL score is ideal for loan approval?

The closer you are to 900, the better are your chances of approval. Ideally, your score must be above 685.

By when shall I receive the approved fund?

The approved amount is credited to a borrower’s account within 24 hours* only.

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