1-Ton AC on EMI at Croma: Buy Split and Window AC Without a Credit Card

In summary

You can buy a 1-ton AC at Croma from brands such as LLOYD, Daikin, LG, and Panasonic, with prices starting at Rs. 23,990. Use the Bajaj Finance Insta EMI Card to bring one home on Easy EMIs.

Here is what you should know before you buy:

• Nine models are listed below, ranging from Rs. 23,990 to Rs. 39,990
• Most models feature copper condensers with 3 Star to 5 Star energy ratings
• A card loan offer of up to Rs. 3 lakh lets you buy your AC and other appliances on Easy EMIs
• Repayment tenures across 3 to 60 months to match your monthly budget

Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for your preferred 1-ton AC the same day.

What should I know about shopping for a 1-ton AC at Croma?

Looking for a cost-effective cooling solution? The range of 1-ton air conditioners at Croma stores is well suited for cooling small to medium-sized rooms. With the Bajaj Finance Insta EMI Card, you can buy these energy-efficient ACs on Easy EMIs, making it easier to manage your finances while enjoying a comfortable indoor climate.

Croma is known for offering a wide variety of electronics and home appliances, including air conditioners from established brands. When you shop at Croma, you get access to a range of ACs with features such as inverter technology, energy-saving modes, and smart controls.

Croma's staff can help you choose the right model based on your room size and cooling requirements. The retailer's reputation for quality products and customer service makes it a trusted destination for purchasing air conditioners.

What are the key features and specifications of a 1-ton AC?

A 1-ton AC is generally suited to smaller rooms, so understanding its typical features helps you choose the right model. Here is what to look out for:

• Cooling capacity for small rooms: A 1-ton AC typically suits rooms up to 110 to 120 sq ft, making it a good fit for bedrooms, study rooms, or smaller living spaces
• Copper condenser coils: Most models use 100% copper condensers, offering better heat exchange efficiency and durability compared with aluminium alternatives
• Star rating and energy efficiency: Options range from 3 Star to 5 Star, with higher-rated models consuming less electricity, though at a higher upfront cost
• PM 2.5 filters: Many models include a PM 2.5 filter, which helps trap dust and airborne particles for cleaner indoor air
• Convertible cooling modes: Some models offer 4-in-1 to 6-in-1 convertible modes, letting you adjust cooling capacity to suit the weather and save energy

Here is a closer look at the typical specifications across 1-ton AC models:

What is the list of top-rated 1-ton ACs available at Croma?

The table below outlines some of the best 1-ton AC options currently available at Croma stores.

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

What factors should I consider before buying a 1-ton AC at Croma?

Choosing the right 1-ton AC comes down to more than just price, so it helps to weigh a few factors before you decide. Here is what to keep in mind:

• Room size and layout: Confirm your room falls within the recommended 110 to 120 sq ft range, since an undersized or oversized AC affects cooling efficiency
• Inverter vs non-inverter technology: Inverter models generally cost more upfront but offer better long-term energy savings compared with fixed-speed non-inverter models
• Star rating vs budget: A 5 Star model reduces your electricity bill over time, but if your budget is tight, a well-rated 3 Star model remains a reasonable choice
• Installation and warranty: Check the warranty period on the compressor and product, along with installation charges, before finalising your purchase
• Smart and convertible features: If you want app-based control or seasonal flexibility, prioritise models with convertible modes or smart connectivity

Check your Insta EMI Card eligibility now by entering your mobile number and verifying it with an OTP.

What financing options do I have to buy a 1-ton AC at Croma?

If you have shortlisted your preferred AC, you do not need to pay the full amount upfront. The Bajaj Finance Insta EMI Card lets you convert your purchase into Easy EMIs, so the cost fits comfortably into your monthly budget.

• Card loan offer of up to Rs. 3 lakh to fund your AC purchase
• Repayment tenure across 3 to 60 months, so you can choose what works for you
• Accepted at 1.5 lakh partner stores across 4,000 cities in India, including Croma
• Zero down payment available on select products during festive season offers

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record, as well as to new applicants who clear KYC and eligibility checks. You can use it to convert your 1-ton AC purchase into Easy EMIs, at a one-time joining fee of Rs. 530 and zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred 1-ton AC easily and affordably.

How do I apply for a Bajaj Finance Insta EMI Card?

Applying for the Insta EMI Card is a fully digital process that takes only a few minutes. Follow these steps to get started:

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on this page
2. Enter the OTP and submit
3. Enter your full name and click on 'Yes, Auto-Fetch Details'
4. Verify your pre-filled personal details and click on 'CONTINUE'
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'
6. Review your wallet setup details and verify the OTP
7. Complete your identity verification by confirming your current residential address
8. Post successful identity verification, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes)
9. After successful payment, view your card details on the Bajaj Finance app

Note: The online process may differ depending on whether you are a new customer or already have a relationship with Bajaj Finance.

Also read: How to apply for the Insta EMI Card

How do I use the Insta EMI Card to buy a 1-ton AC at Croma?

Once your card is active, you can use it to buy a 1-ton AC at any Croma store or online. The steps differ slightly depending on where you shop.

At a partner store

Using the Bajaj Finance Insta EMI Card at any Croma store is quick and straightforward. The checkout process typically takes under 5 minutes. Follow these steps:

1. Browse and select the 1-ton AC model you want to buy
2. At checkout, tell the store executive you want to pay using the Bajaj Finance Insta EMI Card
3. Share your registered mobile number and card details with the executive
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget
5. Authenticate the transaction using the OTP sent to your registered mobile number
6. Your purchase is approved instantly, so you can take your AC home

For online purchases

You can also use the Bajaj Finance Insta EMI Card on the Croma website or other partner e-commerce platforms including Amazon and Flipkart. Here is how:

1. Add the AC to your cart on your preferred online partner store
2. At checkout, select the Bajaj Finance Easy EMI option
3. Enter your Insta EMI Card details and mobile number
4. Choose your preferred repayment tenure across 3 to 60 months
5. Confirm using the OTP sent to your registered mobile number
6. Your order is placed, and the EMI deduction begins from the next billing cycle

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your AC purchase better.

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 65 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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