Croma AC 1-Ton - Shop AC 1-Ton at Croma on EMIs

Croma AC 1-ton - Guide to shopping AC 1-ton at Croma on EMIs using the Insta EMI Card at zero down payment on select models and Easy EMIs without a credit card.
Croma AC 1-Ton - Shop AC 1-Ton at Croma on EMIs
3 min
28-Feb-2026

Looking for a cost-effective cooling solution? Croma Stores’ range of 1-ton air conditioners is perfect for cooling small to medium-sized rooms. With the Bajaj Finserv Insta EMI Card, you can purchase these energy-efficient ACs on easy EMIs, making it easier to manage your finances while enjoying a comfortable indoor climate.

Shop AC 1-ton at Croma on EMIs

Croma is known for offering a wide variety of electronics and home appliances, including air conditioners from top brands. When you shop at Croma, you get access to a range of ACs with the latest features, including inverter technology, energy-saving modes, and smart controls. The knowledgeable staff can help you choose the right model based on your room size and cooling requirements. Croma's reputation for quality products and excellent customer service makes it a trusted destination for purchasing air conditioners.

Top-rated AC 1-ton available at Croma stores on EMIs

Product name

Price

LLOYD 1 Ton 3 Star Window AC (Copper Condenser, Clean Air Filter, GLW12B3YWSEW)

Rs. 24,990

Hisense 4 in 1 Convertible 1 Ton 5 Star Inverter Split AC with Turbo Cooling (2022 Model, Copper Condenser, AS-12TC5RAM0)

Rs. 29,990

O GENERAL CLW Series 1 Ton 3 Star Inverter Split AC (Copper Condenser, Dust Filter, ASGA12CLWA-B)

Rs. 39,990

DAIKIN Standard Series 1 Ton 3 Star Split AC (Copper Condenser, PM 2.5 Filter, FTL35UV)

Rs. 31,990

LG 6 in 1 Convertible 1 Ton 5 Star AI Dual Inverter Split AC with EZ Clean Filter (Copper Condenser, PS-Q13ANZE)

Rs. 37,590

Panasonic 1 Ton 4 Star Inverter Split Smart AC with Blue Fin Technology (Copper Condenser, WU12YKYXF)

Rs. 38,690

Midea Santis Neo DLX 1 Ton 3 Star Inverter Split AC (2022 Model, Copper Condenser, AG+ Nano Filter, MAI12SD3R30F1)

Rs. 23,990

Blue Star VN 4 in 1 Convertible 1 Ton 3 Star Inverter Split AC with Dust Filter (Copper Condenser, IA312VNU)

Rs. 32,490

Haier Clean Cool 5 in 1 Convertible 1 Ton 3 Star Triple Inverter Plus Split AC with Self Clean (Copper Condenser, HSU12C-TRG3B)

Rs. 33,990

How to use Insta EMI Card at Croma to shop AC 1-ton

  • Online shopping:

    • Visit the Croma website and browse the selection of 1-ton ACs.

    • Add your preferred model to the cart and proceed to checkout.

    • Choose the EMI payment option and enter your Insta EMI Card details.

    • Select a repayment tenure that fits your budget and complete the purchase.

  • In-store shopping:

    • Visit a Croma store and explore the range of 1-ton air conditioners.

    • Inform the sales associate that you wish to use the Insta EMI Card.

    • Provide your card details and select an EMI tenure that suits your financial plan.

    • Complete the purchase, and the total cost will be divided into easy monthly instalments.

 

Also read: How to use the Bajaj Insta EMI Card

 

Benefits of using the Insta EMI Card on Croma to shop AC 1-ton

  • Easy EMIs: Pay for your AC 1-ton in easy installments with Easy EMIs.

  • High loan limit: A pre-qualified card loan offer amount of up to Rs. 3 lakh allows you to make multiple purchases or opt for higher-end models.

  • Widespread acceptance: Accepted at over 1.5 lakh partner stores across more than 4,000 cities in India and all major e-commerce platforms, making it easy to shop.

  • Flexible tenures: Choose from a variety of repayment tenures, ranging from 3 to 60 months.

  • Zero down payment: Enjoy zero down payment offers during festive seasons.

  • No foreclosure charges: Pay off your EMIs ahead of time without any charges.

  • Credit score improvement: Regular EMI payments can help improve your credit score.

Also read: Features and benefits of the Bajaj Finserv Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.

  • Age: 21 to 65 years.

  • Credit score: A healthy credit score per Bajaj Finserv policies.

  • Income: A steady regular source of income.

  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  1. Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.

  2. Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.

  3. Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.

  4. Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified credit limit.

  5. Setup wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.

  6. Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.

  7. Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.

  8. View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.

Also read: How to apply for the Insta EMI Card

Whether you are enhancing your living space with a Croma AC 1-ton or seeking an efficient cooling solution for your home, the Bajaj Finserv Insta EMI Card is your key to a seamless and affordable shopping experience at Croma. So, why wait? Apply now!

Explore more:

EMI full form

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Top products from Croma store

Croma Power Bank

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Croma Air Conditioner

Croma Laptop

Croma TV 32 Inch

Croma Refrigerator

Croma Ac 1.5 Ton

Croma Speakers

Croma Mobile

 

List of top Croma stores by locations

Croma Gwalior

Croma Nagpur

Croma Pune

Croma Surat

Croma Thane

Croma Gurgaon

Croma Ahmedabad

Croma Jaipur

Croma Hyderabad

Croma Vadodara

Croma Coimbatore

Croma Kolkata

Croma Chennai

Croma Amravati

Croma Lucknow

Croma Indore

Croma Jamnagar

Croma Mumbai

Croma Bangalore

Croma Dehradun

Croma Nashik

Croma Udaipur

Croma Vijayawada

Croma Kota

Croma Ulhasnagar

Croma Visakhapatnam

Croma Jamshedpur

Croma Ludhiana

Croma Aurangabad

Croma Ujjain

Croma Patna

Croma Agra

 

Frequently asked questions

Can I buy Croma AC 1-ton with an Insta EMI card?
Absolutely! The Insta EMI Card is a fantastic payment option for both online and in-store purchases at the official Croma website, making it easy to acquire the air conditioner you need.

What's the process for buying Croma AC 1-ton with an Insta EMI card?
To buy an air conditioner from Croma with your Insta EMI Card, simply choose it as your payment method during checkout. If shopping in-store, provide your card details to the sales associate and select a repayment period that suits your budget. The total amount will be split into manageable monthly payments over the chosen duration.

Are there any hidden foreclosure charges for Croma AC EMIs?

You do not have to worry about hidden foreclosure charges when you use the Insta EMI Card at Croma. This financing option allows you to repay your entire remaining loan balance early without any penalties. You can initiate this process through the Bajaj Finserv customer portal after paying your first monthly instalment.

Is "Zero down payment" available for all 1-ton AC models at Croma?

Zero down payment schemes are typically available on select 1-ton AC models during festive seasons or special promotional periods at Croma. You should check the specific offer tags on your preferred unit before completing the purchase. Eligibility for these schemes also depends on your pre-approved limit and internal credit policies.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
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Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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