Published Sep 26, 2025 2 Min Read

<p>Looking to upgrade your smartphone without paying the full cost upfront? With the Bajaj Finserv Insta EMI Card, you can now buy the latest OPPO mobiles on EMI starting from just ₹958/month. From the stylish OPPO Reno14 Pro 5G to the powerful OPPO F21 Pro 5G and the budget-friendly OPPO A3x, there’s an option for every user and every budget.</p> <p>Shop seamlessly across top platforms like <a href=""/how-to-shop-on-amazon-without-credit-card"" target=""_self"">Amazon</a>, <a href=""/how-to-shop-on-flipkart-using-emi-card"" target=""_self"">Flipkart</a>, <a href=""/how-to-shop-on-croma-store-using-insta-emi-card"" target=""_self"">Croma</a>, and <a href=""/shop-mobile-at-reliance-digital-on-emi"" target=""_self"">Reliance Digital</a>, and split your payments into affordable monthly instalments. Stay updated with the latest OPPO technology while keeping your finances flexible.</p> <h2><br> Oppo mobile overview 2025</h2> <p>OPPO continues to be a leading name in India’s smartphone market, and its 2025 lineup is no exception. From AI-enhanced camera systems to immersive AMOLED displays and long-lasting batteries, OPPO mobiles are built to serve everyone — from selfie lovers and mobile gamers to professionals on the go.</p> <p>This year’s releases bring impressive upgrades, including:</p> <ul> <li><b>Flagship-level photography</b> with advanced portrait modes and night sensors</li> <li><b>5G-ready processors</b> for lightning-fast performance</li> <li><b>SuperVOOC fast charging</b> across most models</li> <li><b>Budget and mid-range options</b> that pack premium features at affordable prices</li> </ul> <p>OPPO’s appeal lies in its innovation, but also in the fact that these feature-rich smartphones are now easier to own — especially with easy EMI options through the <a href=""/insta-emi-card"" target=""_self""><b>Bajaj Finserv Insta EMI Card</b></a>.</p> <p><b>Check also;</b> <a href=""/oppo-reno-10-pro-review"" target=""_self"">Shop Oppo Reno 10 Pro on EMI</a></p> <h2><br> Why buy Oppo mobile without a credit card?</h2> <p>Not everyone has a credit card, and not everyone wants one. That’s where the <b>Bajaj Finserv Insta EMI Card</b> makes a big difference. It allows you to buy your favourite OPPO mobile phone now and pay for it over time in <b>affordable EMIs</b>.</p> <h3>Here’s why buying OPPO mobiles without a credit card is a smart choice:</h3> <ul> <li><b>Zero dependence on credit cards</b> or credit limits</li> <li><b>Shop instantly</b> with EMI options at over <b>1.5 lakh+ partner stores</b></li> <li><b>Customizable tenures</b> — pay in 3, 6, 9, 12, 18, or 24 months</li> <li><b>Instant approval</b> and <b>100% digital process</b></li> <li><b>No need to compromise</b> on features or specs due to budget constraints</li> </ul> <p><b>You might already be eligible – </b><a href=""/insta-emi-card?sso-module=adp&dynamic-redirection=false&dynamic-redirection=false"" target=""_self""><b>check your offer now</b></a><b> by entering your mobile number and verifying it with an OTP.</b></p> <p><b>Check also:</b> <a href=""/oppo-reno-10-review"" target=""_self"">Shop Oppo Reno 10 on EMI</a></p> <h2><br> Key specs of Oppo mobiles</h2> <p>Here’s a quick overview of OPPO’s top 2025 smartphones to help you compare and decide:</p> <figure class=""table"" style=""text-align: center;""> <table> <thead><tr><th style=""text-align: center;""><b>Model</b></th> <th style=""text-align: center;""><b>Camera</b></th> <th style=""text-align: center;""><b>Battery</b></th> <th style=""text-align: center;""><b>RAM/<br> Storage</b></th> <th style=""text-align: center;""><b>Processor</b></th> <th style=""text-align: center;""><b>Display</b></th> <th style=""text-align: center;""><b>Approx. price (Rs.)</b></th> </tr></thead><tbody><tr><td style=""text-align: center;"">OPPO Reno11 Pro</td> <td style=""text-align: center;"">50MP + 32MP Dual Cam</td> <td style=""text-align: center;"">4600 mAh</td> <td style=""text-align: center;"">12GB / 256GB</td> <td style=""text-align: center;"">MediaTek Dimensity 8200</td> <td style=""text-align: center;"">6.7"" AMOLED, 120Hz</td> <td style=""text-align: center;"">39,999</td> </tr><tr><td style=""text-align: center;"">OPPO F25 Pro</td> <td style=""text-align: center;"">64MP Triple Cam</td> <td style=""text-align: center;"">5000 mAh</td> <td style=""text-align: center;"">8GB / 128GB</td> <td style=""text-align: center;"">MediaTek Dimensity 7050</td> <td style=""text-align: center;"">6.7"" FHD+ AMOLED</td> <td style=""text-align: center;"">23,999</td> </tr><tr><td style=""text-align: center;"">OPPO A78 5G</td> <td style=""text-align: center;"">50MP Dual Cam</td> <td style=""text-align: center;"">5000 mAh</td> <td style=""text-align: center;"">8GB / 128GB</td> <td style=""text-align: center;"">MediaTek Dimensity 6020</td> <td style=""text-align: center;"">6.56"" HD+</td> <td style=""text-align: center;"">17,499</td> </tr><tr><td style=""text-align: center;"">OPPO Find N3 Flip</td> <td style=""text-align: center;"">50MP Triple Cam</td> <td style=""text-align: center;"">4300 mAh</td> <td style=""text-align: center;"">12GB / 256GB</td> <td style=""text-align: center;"">Dimensity 9200</td> <td style=""text-align: center;"">Foldable AMOLED</td> <td style=""text-align: center;"">94,999</td> </tr></tbody></table> </figure> <p>&nbsp;</p> <h2>Use Insta EMI Card to buy Oppo phone without credit card</h2> <p>The <b>Bajaj Finserv Insta EMI Card</b> is tailor-made for buyers who want convenience without credit card complications. Here's what you get:</p> <ul> <li><b>Monthly EMIs starting at just ₹1,499/month</b> (varies by model)</li> <li><b>Pre-approved limit up to ₹3 lakh</b></li> <li><b>Instant digital access</b> via the Bajaj Finserv app</li> <li><b>Accepted across top retailers</b> like Croma, Vijay Sales, Reliance Digital, and Poorvika</li> </ul> <p><a><b>Activate your Insta EMI Card</b></a><b> today for just Rs. 530/- and start shopping instantly.</b></p> <p><b>Check also:</b> <a href=""/insights/use-bajaj-finserv-emi-card-for-online-shopping"" target=""_self"">How to use Insta EMI Card to shop online</a></p> <h2>&nbsp;</h2> <h2>Top Oppo mobiles available on EMI without credit card</h2> <figure class=""table"" style=""text-align: center;""> <table> <thead><tr><th style=""text-align: center;""><b>Model</b></th> <th style=""text-align: center;""><b>Price range</b></th> <th style=""text-align: center;""><b>EMI with Insta EMI Card</b></th> <th style=""text-align: center;""><b>Key Features</b></th> </tr></thead><tbody><tr><td style=""text-align: center;"">OPPO Reno11 Pro</td> <td style=""text-align: center;"">Rs. 39,999</td> <td style=""text-align: center;"">From Rs. 3,999/month</td> <td style=""text-align: center;"">Flagship camera, sleek design, 120Hz AMOLED</td> </tr><tr><td style=""text-align: center;"">OPPO F25 Pro</td> <td style=""text-align: center;"">Rs. 23,999</td> <td style=""text-align: center;"">From Rs. 2,399/month</td> <td style=""text-align: center;"">Ultra-slim design, AMOLED, 5G ready</td> </tr><tr><td style=""text-align: center;"">OPPO A78 5G</td> <td style=""text-align: center;"">Rs. 17,499</td> <td style=""text-align: center;"">From Rs. 1,749/month</td> <td style=""text-align: center;"">5000mAh battery, 5G, expandable RAM</td> </tr><tr><td style=""text-align: center;"">OPPO Find N3 Flip</td> <td style=""text-align: center;"">Rs. 94,999</td> <td style=""text-align: center;"">From Rs. 9,499/month</td> <td style=""text-align: center;"">Premium foldable, Hasselblad camera setup</td> </tr></tbody></table> </figure> <p>&nbsp;</p> <p><b>Shop smart. Pay later. </b><a href=""/insta-emi-card?sso-module=adp&dynamic-redirection=false&dynamic-redirection=false"" target=""_self""><b>Get your Insta EMI Card </b></a><b>now for just Rs. 530/- joining fee.</b></p> <h2>&nbsp;</h2> <h2>How to get Oppo mobile on EMI without credit card?</h2> <p>Buying your OPPO phone on EMI is easy and 100% digital with the Insta EMI Card:</p> <ol> <li><b>Visit the Insta EMI Card Page </b></li> <li><b>Enter your mobile number</b> and verify with OTP</li> <li><b>Fill in your basic details</b> and complete digital KYC</li> <li><b>Pay Rs. 530/-&nbsp;</b> (one-time joining fee)</li> <li><b>Get instant access</b> to your Insta EMI Card</li> <li><b>Visit a partner store</b> or website, choose your OPPO phone</li> <li><b>At checkout</b>, choose <b>Bajaj Finserv Insta EMI Card</b> as your payment method</li> </ol> <p><b>Check also:</b> <a href=""/how-does-insta-emi-card-work"" target=""_self"">How does Insta EMI Card works</a></p> <h2>&nbsp;</h2> <h2>Benefits of buying Oppo mobile without credit card</h2> <ul> <li><b>No upfront burden</b> – split your payment over several months</li> <li><b>No credit card hassles</b> – use your Insta EMI Card instead</li> <li><b>Stay within budget</b> – select the EMI plan that fits your cash flow</li> <li><b>Instant card activation</b> – start shopping the same day</li> <li><b>Access to premium OPPO models</b> without spending lakhs upfront</li> </ul> <p><b>Check also:</b> <a href=""/benefits-of-advance-emi-payment"" target=""_self"">Advantages of EMI payment</a></p> <h2>&nbsp;</h2> <h2>Eligibility to buy Oppo mobile using Insta EMI Card</h2> <p>To apply, you need to meet these simple eligibility criteria:</p> <ul> <li>Age between <b>21 and 65 years</b></li> <li>Must be an <b>Indian citizen</b></li> <li>Have a <b>valid CIBIL score</b> as per Bajaj Finserv’s risk assessment</li> </ul> <p><b>Check also:</b> <a href=""/insta-emi-card-eligibility-and-documents"" target=""_self"">Eligibility required for Insta EMI Card</a></p> <h2>&nbsp;</h2> <h2>Documents required to get EMI on Oppo mobile without credit card</h2> <p>Have these documents ready when applying for your card:</p> <ul> <li><b>PAN Card</b></li> <li><b>Aadhaar Card</b> (for KYC verification)</li> </ul> <h2>&nbsp;</h2> <h2>Steps to apply for Insta EMI Card to buy Oppo mobile</h2> <p>Here’s how to apply and activate your card:</p> <ol> <li><b>Go to the Bajaj Finserv website</b></li> <li><b>Enter your mobile number</b> and submit the OTP</li> <li><b>Verify your identity</b> with PAN and Aadhaar</li> <li><b>Pay the Rs. 530/- joining fee</b></li> <li><b>Download the Bajaj Finserv app</b> and access your Insta EMI Card</li> <li><b>Visit any partner store</b> and start shopping on EMI!</li> </ol> <p><a href=""/insta-emi-card?sso-module=adp&dynamic-redirection=false&dynamic-redirection=false"" target=""_self""><b>Check your eligibility</b></a><b> in 2 clicks. No paperwork needed.</b></p> <p><b>Check also:</b> <a href=""/how-to-apply-for-insta-emi-card"" target=""_self"">How to apply for Bajaj Finserv Insta EMI Card</a></p> <h2>&nbsp;</h2> <h2>List of biggest upcoming sales in India</h2> <table width=""624"" cellpadding=""11"" cellspacing=""0""> <tbody><tr><td width=""257"" height=""13""><p style=""text-align: center;""><a href=""/amazon-upcoming-sale-and-offers-date"" target=""_self"">Amazon Upcoming Sale</a></p> </td> <td width=""321""><p style=""text-align: center;""><a href=""/flipkart-upcoming-sale-and-offers-date"" target=""_self"">Flipkart Upcoming Sale</a></p> </td> </tr><tr><td width=""257"" height=""14""><p style=""text-align: center;""><a href=""/amazon-great-indian-festive-sale-offers-with-insta-emi-card"" target=""_self"">Amazon Great Indian Festival 2025</a></p> </td> <td width=""321""><p style=""text-align: center;""><a href=""/croma-store-sale-offers-with-insta-emi-card"" target=""_self"">Croma Diwali Sale with Insta EMI Card</a></p> </td> </tr><tr><td width=""257"" height=""14""><p style=""text-align: center;""><a href=""/diwali-offers-insta-emi-card"" target=""_self"">Diwali offers with Insta EMI Card</a></p> </td> <td width=""321""><p style=""text-align: center;""><a href=""/amazon-refrigerator-offers-on-emi"" target=""_self"">Amazon fridge offers 2025</a></p> </td> </tr><tr><td width=""257"" height=""14""><p style=""text-align: center;""><a href=""/amazon-mobile-phone-offers-on-emi"" target=""_self"">Amazon mobile offers 2025</a></p> </td> <td width=""321""><p style=""text-align: center;""><a href=""/reliance-digital-diwali-sale-offers-on-mobile-insta-emi-card"" target=""_self"">Reliance Digital Diwali offer 2025</a></p> </td> </tr><tr><td width=""257"" height=""14""><p style=""text-align: center;""><a href=""/amazon-diwali-sale-offers-on-mobile-insta-emi-card"" target=""_self"">Amazon Diwali offer sale 2025</a></p> </td> <td width=""321""><p style=""text-align: center;""><a href=""/sangeetha-mobiles-sale-offers-with-insta-emi-card"" target=""_self"">Sangeetha Mobiles Diwali offers 2025</a></p> </td> </tr><tr><td width=""257"" height=""14""><p style=""text-align: center;""><a href=""/poorvika-mobiles-sale-offers-with-insta-emi-card"" target=""_self"">Poorvika Mobiles Diwali offers 2025</a></p> </td> <td width=""321""><p style=""text-align: center;""><a href=""/how-to-shop-on-amazon-without-credit-card"" target=""_self"">How to shop on Amazon without a credit card</a></p> </td> </tr><tr><td width=""257"" height=""14""><p style=""text-align: center;""><a href=""/amazon-great-indian-festive-sale-offers-with-insta-emi-card"" target=""_self"">Amazon Great Indian Festival 2025</a></p> </td> <td width=""321""><p style=""text-align: center;""><a href=""/flipkart-cooling-days"" target=""_self"">Flipkart Cooling Days</a></p> </td> </tr><tr><td width=""257"" height=""13""><p style=""text-align: center;""><a href=""/amazon-prime-day-sale"" target=""_self"">Amazon Prime Day Sale</a></p> </td> <td width=""321""><p style=""text-align: center;""><a href=""/amazon-electronics-sale"" target=""_self"">Amazon Electronics Sale</a></p> </td> </tr></tbody></table> <h3>&nbsp;</h3> <h2>Final word</h2> <p>With the <b>Bajaj Finserv Insta EMI Card</b>, buying your next OPPO smartphone has never been easier. No credit card? No problem. From flexible EMI options to instant digital approval and acceptance at 1.5 lakh+ stores, this card makes premium smartphone ownership affordable and stress-free.</p> <p><b>Don’t miss out – </b><a href=""/insta-emi-card?sso-module=adp&dynamic-redirection=false&dynamic-redirection=false"" target=""_self""><b>Activate your Insta EMI Card</b></a><b> today and unlock flexible EMIs on OPPO mobiles</b></p>

Your Requirement

Frequently asked questions

Can I buy Oppo Mobile without a credit card in India?

Yes. With the Bajaj Finserv Insta EMI Card, you can easily buy an OPPO mobile on EMI without needing a credit card.

Is Oppo Mobile available on EMI without using a credit card?

Absolutely. The Insta EMI Card lets you break your payment into EMIs without any credit card dependency.

Which EMI cards can I use to buy Oppo Mobile without a credit card?

The Bajaj Finserv Insta EMI Card is among the most widely accepted and trusted EMI options for such purchases.

Can I get easy EMI on Oppo Mobile without a credit card?

Some partner stores do offer easy EMI on select models. Be sure to confirm the offer during checkout.

 

Where can I purchase Oppo Mobile on EMI without a credit card?

You can shop at 1.5 lakh+ Bajaj Finserv partner stores, including Croma, Reliance Digital, Poorvika, and online portals.

 

Is Bajaj Finserv Insta EMI Card valid for buying Oppo Mobile?

Yes, the Insta EMI Card is valid and accepted for buying all major OPPO models on EMI.

 

Do offline stores offer Oppo Mobile without a credit card?

Yes, most Bajaj Finserv partner offline stores accept the Insta EMI Card for EMI purchases.

 

Are all Oppo models available on EMI without a credit card?

Yes, a wide range of OPPO smartphones across different price points are available on EMI using the Insta EMI Card.

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Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finserv App to: 

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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