Looking to upgrade your smartphone without paying the full cost upfront? With the Bajaj Finserv Insta EMI Card, you can now buy the latest OPPO mobiles on EMI starting from just ₹958/month. From the stylish OPPO Reno14 Pro 5G to the powerful OPPO F21 Pro 5G and the budget-friendly OPPO A3x, there’s an option for every user and every budget.
Shop seamlessly across top platforms like Amazon, Flipkart, Croma, and Reliance Digital, and split your payments into affordable monthly instalments. Stay updated with the latest OPPO technology while keeping your finances flexible.
Oppo mobile overview 2025
OPPO continues to be a leading name in India’s smartphone market, and its 2025 lineup is no exception. From AI-enhanced camera systems to immersive AMOLED displays and long-lasting batteries, OPPO mobiles are built to serve everyone — from selfie lovers and mobile gamers to professionals on the go.
This year’s releases bring impressive upgrades, including:
- Flagship-level photography with advanced portrait modes and night sensors
- 5G-ready processors for lightning-fast performance
- SuperVOOC fast charging across most models
- Budget and mid-range options that pack premium features at affordable prices
OPPO’s appeal lies in its innovation, but also in the fact that these feature-rich smartphones are now easier to own — especially with easy EMI options through the Bajaj Finserv Insta EMI Card.
Check also; Shop Oppo Reno 10 Pro on EMI
Why buy Oppo mobile without a credit card?
Not everyone has a credit card, and not everyone wants one. That’s where the Bajaj Finserv Insta EMI Card makes a big difference. It allows you to buy your favourite OPPO mobile phone now and pay for it over time in affordable EMIs.
Here’s why buying OPPO mobiles without a credit card is a smart choice:
- Zero dependence on credit cards or credit limits
- Shop instantly with EMI options at over 1.5 lakh+ partner stores
- Customizable tenures — pay in 3, 6, 9, 12, 18, or 24 months
- Instant approval and 100% digital process
- No need to compromise on features or specs due to budget constraints
You might already be eligible – check your offer now by entering your mobile number and verifying it with an OTP.
Check also: Shop Oppo Reno 10 on EMI
Key specs of Oppo mobiles
Here’s a quick overview of OPPO’s top 2025 smartphones to help you compare and decide:
| Model | Camera | Battery | RAM/ Storage |
Processor | Display | Approx. price (Rs.) |
|---|---|---|---|---|---|---|
| OPPO Reno11 Pro | 50MP + 32MP Dual Cam | 4600 mAh | 12GB / 256GB | MediaTek Dimensity 8200 | 6.7" AMOLED, 120Hz | 39,999 |
| OPPO F25 Pro | 64MP Triple Cam | 5000 mAh | 8GB / 128GB | MediaTek Dimensity 7050 | 6.7" FHD+ AMOLED | 23,999 |
| OPPO A78 5G | 50MP Dual Cam | 5000 mAh | 8GB / 128GB | MediaTek Dimensity 6020 | 6.56" HD+ | 17,499 |
| OPPO Find N3 Flip | 50MP Triple Cam | 4300 mAh | 12GB / 256GB | Dimensity 9200 | Foldable AMOLED | 94,999 |
Use Insta EMI Card to buy Oppo phone without credit card
The Bajaj Finserv Insta EMI Card is tailor-made for buyers who want convenience without credit card complications. Here's what you get:
- Monthly EMIs starting at just ₹1,499/month (varies by model)
- Pre-approved limit up to ₹3 lakh
- Instant digital access via the Bajaj Finserv app
- Accepted across top retailers like Croma, Vijay Sales, Reliance Digital, and Poorvika
Activate your Insta EMI Card today for just Rs. 530/- and start shopping instantly.
Check also: How to use Insta EMI Card to shop online
Top Oppo mobiles available on EMI without credit card
| Model | Price range | EMI with Insta EMI Card | Key Features |
|---|---|---|---|
| OPPO Reno11 Pro | Rs. 39,999 | From Rs. 3,999/month | Flagship camera, sleek design, 120Hz AMOLED |
| OPPO F25 Pro | Rs. 23,999 | From Rs. 2,399/month | Ultra-slim design, AMOLED, 5G ready |
| OPPO A78 5G | Rs. 17,499 | From Rs. 1,749/month | 5000mAh battery, 5G, expandable RAM |
| OPPO Find N3 Flip | Rs. 94,999 | From Rs. 9,499/month | Premium foldable, Hasselblad camera setup |
Shop smart. Pay later. Get your Insta EMI Card now for just Rs. 530/- joining fee.
How to get Oppo mobile on EMI without credit card?
Buying your OPPO phone on EMI is easy and 100% digital with the Insta EMI Card:
- Visit the Insta EMI Card Page
- Enter your mobile number and verify with OTP
- Fill in your basic details and complete digital KYC
- Pay Rs. 530/- (one-time joining fee)
- Get instant access to your Insta EMI Card
- Visit a partner store or website, choose your OPPO phone
- At checkout, choose Bajaj Finserv Insta EMI Card as your payment method
Check also: How does Insta EMI Card works
Benefits of buying Oppo mobile without credit card
- No upfront burden – split your payment over several months
- No credit card hassles – use your Insta EMI Card instead
- Stay within budget – select the EMI plan that fits your cash flow
- Instant card activation – start shopping the same day
- Access to premium OPPO models without spending lakhs upfront
Check also: Advantages of EMI payment
Eligibility to buy Oppo mobile using Insta EMI Card
To apply, you need to meet these simple eligibility criteria:
- Age between 21 and 65 years
- Must be an Indian citizen
- Have a valid CIBIL score as per Bajaj Finserv’s risk assessment
Check also: Eligibility required for Insta EMI Card
Documents required to get EMI on Oppo mobile without credit card
Have these documents ready when applying for your card:
- PAN Card
- Aadhaar Card (for KYC verification)
Steps to apply for Insta EMI Card to buy Oppo mobile
Here’s how to apply and activate your card:
- Go to the Bajaj Finserv website
- Enter your mobile number and submit the OTP
- Verify your identity with PAN and Aadhaar
- Pay the Rs. 530/- joining fee
- Download the Bajaj Finserv app and access your Insta EMI Card
- Visit any partner store and start shopping on EMI!
Check your eligibility in 2 clicks. No paperwork needed.
Check also: How to apply for Bajaj Finserv Insta EMI Card
List of biggest upcoming sales in India
Final word
With the Bajaj Finserv Insta EMI Card, buying your next OPPO smartphone has never been easier. No credit card? No problem. From flexible EMI options to instant digital approval and acceptance at 1.5 lakh+ stores, this card makes premium smartphone ownership affordable and stress-free.
Don’t miss out – Activate your Insta EMI Card today and unlock flexible EMIs on OPPO mobiles
