Pradhan Mantri Awas Yojana (Urban) Ghaziabad - List, Status, Eligibility, and Benefits

In line with the mission of providing ‘Housing for all’ by 2022, the Ghaziabad Development Authority or GDA intends to construct 36,000 housing units by 2021 under the Pradhan Mantri Awas Yojana Ghaziabad scheme. Moreover, almost over 1,300 homes are under construction and possession of some will be given by 2020. Considering that the government facilitates affordable housing and you can claim PMAY benefits like subsidy on home loan interest, this is an opportune time for you to be a homeowner in Ghaziabad. However, you need to meet PMAY eligibility criteria to secure homeownership under the PMAY Ghaziabad scheme.

Latest news and updates on PMAY Ghaziabad: Lottery draw for 246 flats under PM Awas Yojana in Ghaziabad; GDA conducts transparent allotment at Hindi Bhawan

The Ghaziabad Development Authority recently organised a lottery-based allotment process for 246 flats under the Pradhan Mantri Awas Yojana in the Pasaunda area of Ghaziabad. The event took place at the Hindi Bhawan Auditorium, where beneficiaries were selected through a transparent draw system. Officials explained that the process was designed to ensure fairness and equal opportunity for all eligible applicants.

The lottery draw was carried out in the presence of senior officers, including the Additional Secretary of the authority and the Additional District Magistrate of the city. Names and flat numbers were announced one at a time from the stage, and successful applicants were allotted homes accordingly. The organised method aimed to maintain clarity and public trust in the housing distribution process.

Officials also shared that similar draws are planned for upcoming housing schemes so that more families can benefit from affordable homes in the future. The authority emphasised its commitment to expanding access to housing and helping a larger number of citizens secure homes under the government-backed initiative.

So, read on to know more about Pradhan Mantri Awas Yojana in Ghaziabad and how you can qualify for it.

What are the objectives of PMAY Ghaziabad?

As mentioned before, GDA intends to construct 36,000 properties under the PMAY Ghaziabad scheme by 2021. As per recent reports, 1,300 units are already under construction. Moreover, the Vice-Chairperson of GDA has clarified that about 432 and 856 flats are located in Dasna, and Bapudham, respectively. The GDA plans to give possession of these units in July 2020 and is jointly developing these units with private developers.

What are the eligibility criteria and documents required for PMAY Ghaziabad?

Before applying for PMAY Ghaziabad, you need to check if you meet the required PMAY eligibility criteria. Firstly, to qualify for the scheme, you need to belong to the following economic groups.

• Economically Weaker Section (EWS) and Lower Income Group (LIG): Annual household income not exceeding Rs. 3 lakh and Rs. 6 lakh, respectively.
• Middle Income Group I (MIG I): Annual household income over Rs. 6 lakh and up to Rs. 12 lakh
• Middle Income Group II (MIG II): Annual household income over Rs. 12 lakh and up to Rs. 18 lakh
  

Furthermore, you or your family must not own a pucca house in any part of the country and must not have availed financial assistance from other Govt. housing schemes.

Once you know under which category you qualify, keep the following documents ready for submission.

• An accurately filled online application form
• Identity proof like PAN card, Aadhaar card, passport, voter’s ID, or driver’s license
• Address proofs like utility bills or ration card
• SC/ ST/ OBC certificates, if applicable
• Income proof like salary slips, Form 16, ITR, last 6 month’s bank account statements
• If your income is below the taxable limit, submit a self-affidavit income certificate
• If you belong to the EWS or the LIG category, submit a self-declaration form
• If you are a self-employed applicant or a businessperson, submit a written declaration explaining the nature of your business along with a self-attested financial statement
• The following property documents, certified by a registered authority:
• Certified valuation certificate
• Approved construction plan
• A certificate from an engineer or architect that mentions the construction, repair costs, and life of the house
  
• A construction agreement with your builder, if required
• Document to prove that the location of the construction is as per the law
• No Objection Certificate
• A letter of allotment of property or an agreement of sale
• An affidavit that states that you or members in your household don’t own a house in India
  

How to check PMAY list for Ghaziabad?

To check if you are one of the beneficiaries, check the PMAY list by following these steps:

• Visit the official PMAY website
• Click on ‘Search Beneficiary’
• Enter your Aadhaar number and click ‘Show’
  
• Once the results are displayed, look for your name and other details
  

How to apply for the Pradhan Mantri Awas Yojana Ghaziabad?

To access PMAY benefits, like a subsidy via the Credit-Linked Subsidy Scheme (CLSS), you can make an application online. Follow these simple steps to do so.

• Visit the official PMAY website
• Hover over ‘Citizen Assessment’
• Select the appropriate option, such as ‘Benefit under other 3 components’ for CLSS benefits
  
• Fill in your Aadhaar details and other personal information in the ensuing form
• Enter the CAPTCHA and click on ‘Submit’

Now that you know about Pradhan Mantri Awas Yojana in Ghaziabad, apply for a home loan at Bajaj Finserv to avail benefits as per the Credit-Linked Subsidy Scheme, as well as a hassle-free sanction up to Rs. 15 Crore* for a tenor of up to 32 years. You also benefit from value-added features such as nil charges on part-prepayments and foreclosures and property search services so that you can become a proud homeowner quickly. So, what are you waiting for? Check your pre-approved offer from Bajaj Finserv for instant approval through a customised deal.

Home loans in different cities

Home loans designed for different professionals

Home loans for different budgets

Popular calculators for your financial calculations