Home Loan in Kolhapur

Kolhapur in south-west Maharashtra spreads over 66.82 km2 and houses more than 5.5 lakh people. It is renowned for its handicrafts items like Kolhapuri chappal, bead and paste jewellery, wood carving, embroidery making, hand block printing, etc. Besides manufacturing, the city is an industrial centre with nearly 300 foundries. Tourism industry is another significant economic contributor in the city with around 3 million visitors every year.

Find the best real estate property and finance it with a customised home loan in Kolhapur. Approach Bajaj Finserv to enjoy the best rates and features.

• Home Loan in Kolhapur: Features and Benefits

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  PMAY Scheme

  Make your home loan more reasonable with assistance from the Pradhan Mantri Awas Yojana. The PMAY scheme enables borrowers to avail housing loans at a subsidised rate of 6.93%. Save on your monthly outflows for up to Rs.2.67 lakh and own your first property effortlessly.

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  Home Loan Balance Transfer

  Reduce the EMIs on your current home loan with our home loan balance transfer facility. Enjoy lower interest rate, minimum documents, top-up loans and more.

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  Top-Up Loan

  Meet any additional financial requirement effortlessly with top up loan up to Rs.50 lakh. Pay a nominal interest rate of 8.60%.

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  Part-Prepayment and Foreclosure Facility

  Bajaj Finserv Home Loans come with part prepayment and foreclosure facilities. No need to pay any charges.

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  Flexible Tenor

  Enjoy the flexibility to select a convenient tenor of up to 240 months. Repay the home loan in Kolhapur conveniently.

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  Minimal Documentation

  With Bajaj Finserv, be assured of quick loan processing with minimal documentation.

Improve your credit approval chances by fulfilling the home loan eligibility.

Eligibility Criteria	Details
Age (for salaried	23 to 62 years
Age (for self-employed)	25 to 70 years
Business vintage	At least 5 years
Work experience	Minimum 3 years
Nationality	Indian (resident)

You can check your eligibility with our easy to use home loan eligibility calculator.

Calculate Home Loan EMI

Housing loan is a long-term liability that must be evaluated and planned. Know your EMIs towards repayment beforehand to avail a feasible loan with manageable EMIs and a convenient repayment tenor. Our home loan EMI calculator calculates the monthly instalments and total cost based on a few loan-related inputs instantly.

Documents Required for Home Loan

Avoid going through lengthy processes and submit only a few documents required for home loan.:

• Passport-sized photograph
• Latest bank account statements
• Proof of business
• Latest salary slips or Form 16
• KYC documents
  
  

Ensure to provide any additional documents if needed.

Ensure to read about all other associated fees along with home loan interest rate beforehand.

Types of rates	Charges applicable
Promotional home loan interest rate (for salaried applicants)	Starting from 8.60%
Rate of interest (for self-employed)	9.05% to 10.30%
Rate of interest (for salaried)	9.35% to 11.15%
Loan statement fees	Rs. 50
Penal interest	2% per month
Processing charges (for self-employed)	Up to 1.20%
Processing charges (for salaried)	Up to 0.80%

A home loan in Kolhapur is easy to avail online.

• Look for the loan application form on our website.
• Fill up the form online.
• Pay the secure fee.
• Scan every document and upload those online.

To avail via offline mode, SMS 'HLCI' to 9773633633.