Kolhapur in south-west Maharashtra spreads over 66.82 km2 and houses more than 5.5 lakh people. It is renowned for its handicrafts items like Kolhapuri chappal, bead and paste jewellery, wood carving, embroidery making, hand block printing, etc. Besides manufacturing, the city is an industrial centre with nearly 300 foundries. Tourism industry is another significant economic contributor in the city with around 3 million visitors every year.
Find the best real estate property and finance it with a customised home loan in Kolhapur. Approach Bajaj Finserv to enjoy the best rates and features.
Make your home loan more reasonable with assistance from the Pradhan Mantri Awas Yojana. The PMAY scheme enables borrowers to avail housing loans at a subsidised rate of 6.93%. Save on your monthly outflows for up to Rs.2.67 lakh and own your first property effortlessly.
Reduce the EMIs on your current home loan with our home loan balance transfer facility. Enjoy lower interest rate, minimum documents, top-up loans and more.
Meet any additional financial requirement effortlessly with top up loan up to Rs.50 lakh. Pay a nominal interest rate of 8.60%.
Bajaj Finserv Home Loans come with part prepayment and foreclosure facilities. No need to pay any charges.
Enjoy the flexibility to select a convenient tenor of up to 240 months. Repay the home loan in Kolhapur conveniently.
With Bajaj Finserv, be assured of quick loan processing with minimal documentation.
Improve your credit approval chances by fulfilling the home loan eligibility.
| Eligibility Criteria | Details |
|---|---|
| Age (for salaried | 23 to 62 years |
| Age (for self-employed) | 25 to 70 years |
| Business vintage | At least 5 years |
| Work experience | Minimum 3 years |
| Nationality | Indian (resident) |
You can check your eligibility with our easy to use home loan eligibility calculator.
Housing loan is a long-term liability that must be evaluated and planned. Know your EMIs towards repayment beforehand to avail a feasible loan with manageable EMIs and a convenient repayment tenor. Our home loan EMI calculator calculates the monthly instalments and total cost based on a few loan-related inputs instantly.
Avoid going through lengthy processes and submit only a few documents required for home loan.:
Ensure to provide any additional documents if needed.
Ensure to read about all other associated fees along with home loan interest rate beforehand.
| Types of rates | Charges applicable |
|---|---|
| Promotional home loan interest rate (for salaried applicants) | Starting from 8.60% |
| Rate of interest (for self-employed) | 9.05% to 10.30% |
| Rate of interest (for salaried) | 9.35% to 11.15% |
| Loan statement fees | Rs. 50 |
| Penal interest | 2% per month |
| Processing charges (for self-employed) | Up to 1.20% |
| Processing charges (for salaried) | Up to 0.80% |
A home loan in Kolhapur is easy to avail online.
To avail via offline mode, SMS ‘HLCI’ to 9773633633.
New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.
1. For new customers,
2. For existing customers,
