Home Loan in Ratlam

Ratlam, also known as Ratnapuri, is in Madhya Pradesh’s Malwa region. The city is known for its tobacco, opium, and salt trade history. It is also a well-known region for local delicacies and has a prospering saree and gold jewellery market.

City residents can easily obtain a home loan in Ratlam against simple paperwork from Bajaj Finserv. We have a branch operating in Ratlam. Either visit our branch or apply online for faster processing of your loan application.

Fulfil all eligibility and document requirements to avail an affordable home loan interest rate starting from 7.49%* p.a.. Keep an eye on your credit history to obtain affordable home loan rates.

Also, make sure to know the home loan processing fees and other charges on your housing loan. With zero hidden fees, stay worry-free of any surprise charges. Make a smart borrowing decision for enhanced savings with our dedicated home loan EMI calculator.

It is important to check home loan eligibility requirements before applying. Below given are some standard criteria to fulfil:

• Self-employed individuals must age between 23 years to 70 years, and salaried between 23 years to 67 years
• Based on your city of residence and age, minimum income per months must be Rs. 30,000 or above
• A residing Indian citizenship is mandatory
• A work experience of at least 3 years needed for salaried individuals 
• For self-employed individuals, business vintage should not be less than 5 years

Before applying for a home loan, check your maximum eligibility with our home loan eligibility calculator.

**Maximum age considered at the time of loan maturity.

Check out the list of documents required for a home loan given below and keep them handy before applying:

• Photograph/s (passport-sized).
• KYC documents like Aadhaar card, Voter ID card, and PAN card.
• Proof of income (different for salaried and self-employed individuals).
• Proof of business existence for self-employed applicants.
• Necessary documents related to property.

Enquire for any other additional document requirement based on your profile before applying for a home loan.

A low housing loan interest rate backed by tax deductions will help you in saving significantly while borrowing.