Headquartered in Kochi, Kerala, Federal Bank operates through a vast network of branches and ATMs across India. The bank has a strong presence in key international financial centres. Federal Bank's diverse portfolio includes retail banking, corporate banking, SME banking, NRI services, treasury operations, and investment banking. The bank leverages technology and innovation to provide convenient and secure banking experiences to its customers. Federal Bank Credit Cards also offer attractive interest rates and flexible credit card payment options. Cardholders can manage their accounts online and receive 24/7 customer support. The renewal fee is competitive and may be waived based on annual spending.

Federal Bank offers credit cards under three main variants targeted towards different spending habits and lifestyles:

1. Federal Visa Signet credit card: This card is curated for young, energetic individuals who enjoy spending on gadgets, apparels, and entertainment. It offers rewards on these categories and cashbacks.
2. Federal Visa Imperio credit card: This card is designed for you and your family, and offers benefits on healthcare, lifestyle, and daily needs. It provides reward points on these spends and additional benefits like complimentary Big Basket vouchers, Amazon Pay e-Vouchers, and fuel surcharge waiver.
3. Federal Visa Celesta credit card: This card is for those who enjoy a premium lifestyle and prioritises travel, luxury hotel stays, and golfing experiences. It offers reward points on travel spends and provides benefits like complimentary lounge access at airports and exclusive golfing privileges.

Steps to check your Federal Bank credit card bill on Bajaj Finserv

1. Download the Bajaj Finserv app or visit the Bajaj Finserv website (https://www.bajajfinserv.in/)
2. Log in to your account using your credentials
3. Navigate to the ‘BILLS AND RECHARGES’ section under ‘PAYMENTS’
4. Look for ‘CREDIT CARD BILLS’ and select your credit card issuer
5. Enter your credit card number and click on ‘FETCH BILL’ to view your statement

Breakdown of Federal Bank credit card statement

Account information: This section includes your name, account number, statement period, and due date.

Summary of account: This section provides a quick overview of your credit card activity, including:

• Previous statement balance: The outstanding balance is carried forward from the previous billing cycle.
• New purchases and cash advances: Total amount spent using the credit card for purchases and ATM withdrawals during the current billing cycle.
• Payments and credits: Total amount paid towards your credit card bill during the current billing cycle, including any refunds or credits received.
• Minimum amount due: The minimum amount that you need to pay by the due date to avoid late payment fees.
• Current statement balance: The total amount due on your credit card after accounting for all the transactions in the current billing cycle.

Transaction details: This section lists all your individual transactions during the billing period. It typically includes:

• Date: The date the transaction occurred.
• Merchant name: The name of the business where you made the purchase.
• Amount: The amount spent for each transaction.
• Description: A brief description of the transaction (might not be available for all transactions).

Customers need to ensure timely and hassle-free payments for their credit card bills to avoid late fees and interest charges. You can pay your credit card bill using the Bajaj Pay platform on Bajaj Finserv. Bajaj Finserv uses the Bajaj Pay platform to make paying bills easier for customers. It is like a one-stop shop for hassle-free and straightforward bill payments.

Benefits of paying Federal Bank credit card bill on Bajaj Finserv

When paying for your Federal Bank credit card bill through the Bajaj Finserv BBPS platform, you can avail of the following benefits: 

• Quick and hassle-free
  With the Bajaj Finserv BBPS platform, you can pay your Federal Bank credit card quickly and effortlessly.
• Safe and secure 
  Bajaj Finserv provides a safe and secure payment platform on Bajaj Pay. Your payment details are secure with the platform’s robust security measures.
• Multiple payment options 
  Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, and UPI. This allows you to choose the payment method that suits you best.
• Instant confirmation
  After making the payment, the platform immediately confirms the payment through an email and SMS.

Modes of payment 

The Bajaj Finserv Bajaj Pay platform offers a range of convenient payment options to pay your credit card bill. Let us explore the available modes: 

• Credit card/debit card: This is a widely accepted and convenient option. You can make payments using your Visa, Mastercard, or Maestro card issued by any bank in India.
• Net banking: If you prefer online bank transfers, Bajaj Finserv integrates with major banks across India. Simply select your bank from the list and utilise your existing net banking credentials for secure payments. 
• Bajaj Pay UPI: This option makes use of the Unified Payments Interface (UPI) for instant fund transfers. It is a secure and fast way to pay directly from your bank account using a UPI app. 
• Bajaj Pay Wallet: Bajaj Finserv also offers its own digital wallet - Bajaj Pay Wallet. If you have a Bajaj Pay account, you can easily make payments using the balance stored in your wallet. 

Pay other bank's credit card bill payment 

Apart from paying your Federal Bank credit card bills, Bajaj Finserv also lets you pay other banks' credit card bills. You can pay credit card bills of various banks such as BOB | HDFC | SBI | HDFC | IndusInd | Kotak | CITI | AMEX | AXIS | RBL | YES.

Here is how you can pay your Federal Bank credit card bill on the Bajaj Finserv website:

1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
2. Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
3. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
4. Choose your credit card issuer as ‘FEDERAL BANK’
5. Enter your credit card number and click on ‘FETCH YOUR BILL’
6. Select your preferred payment mode
7. Make the payment to pay the bill successfully .

Fees and charges

Depending on the transaction amount and payment mode, a convenience fee of up to 2% (inclusive of applicable taxes) will be charged. For more information on fees and charges, click here.

Note: For failed transactions, the total amount, including charges except taxes, is reversed.