Dussehra Sale 2026: Buy iPhones, Mobile Phones, Electronics, and More with the Insta EMI Card

Dussehra Sale 2026: Buy iPhones, Mobile Phones, Electronics, and More with the Insta EMI Card

The Dussehra Sale, expected around 20 October 2026, brings deals on iPhones, laptops, and appliances. Buy on Easy EMIs using the Bajaj Finance Insta EMI Card, with repayment across 3 to 60 months.

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In summary

Dussehra 2026, expected on 20 October, is one of India's most anticipated shopping seasons, with retailers and e-commerce platforms typically rolling out discounts on electronics, smartphones, and laptops.

 

  • Retailers typically offer discounts on iPhones, mobiles, laptops, and home appliances during the Dussehra Sale.
  • The Bajaj Finance Insta EMI Card offers a pre-qualified card loan of up to Rs. 6 lakh.
  • Repayment tenures across 3 to 60 months.
  • Card accepted at over 1.5 lakh partner stores, including Amazon, Flipkart, and Croma.

Use your Bajaj Finance Insta EMI Card to split the cost of your Dussehra Sale purchase into Easy EMIs starting at Rs. 830 per month. Check your Insta EMI Card eligibility online using your mobile number and OTP before you shop.

What can I expect from the Dussehra Sale?

Dussehra, a festival that signifies the triumph of good over evil, is also one of the most awaited shopping seasons in India. Every year, retailers and e-commerce platforms roll out discounts, making it a good time to upgrade your gadgets, buy festive gifts, or invest in high-ticket home appliances.

The Bajaj Finance Insta EMI Card adds to the convenience, letting you shop now and pay later in easy instalments. With flexible repayment tenures and acceptance across over 1.5 lakh partner stores, the Insta EMI Card helps make your festive shopping more manageable.

Why is Dussehra a good time to shop online?

Dussehra is associated with new beginnings, making it a popular time to invest in gadgets, appliances, and festive gifts. Here are a few reasons why the Dussehra Sale is worth planning for.

  • Festive discounts: Retailers and e-commerce platforms typically offer discounts, helping you save on high-value purchases.
  • New launches: Many brands unveil their latest products during this season, giving you access to newer technology.
  • Festive gifting: Dussehra is a popular time to exchange gifts, and sale discounts can make premium items more affordable.

With the Bajaj Finance Insta EMI Card, you can build on these savings further by converting your purchases into Easy EMIs.

Which platforms typically offer Dussehra Sale deals?

Shopping during the Dussehra Sale typically means comparing deals across a few leading platforms. Here is what each has typically offered.


PlatformWhat it typically offers
AmazonA wide range of products, including smartphones and home appliances, at competitive festive pricing
FlipkartDeals on smartphones, laptops, and kitchen essentials
CromaPromotions on TVs, refrigerators, and other electronics
Reliance DigitalDeals on high-ticket items such as washing machines, air conditioners, and smart TVs

Disclaimer: Offers and discounts are indicative and typically vary by year. For the latest and most accurate details, visit the official platform website closer to the sale.

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What are the best categories to shop during the Dussehra Sale?

The Dussehra Sale typically offers discounts across a range of categories. Here are the top picks to plan around.

  • Smartphones and iPhones: Flagship smartphones and iPhones are typically among the most sought-after items, with platforms such as Amazon and Flipkart offering festive discounts, and zero down payment available on select products with the Insta EMI Card.
  • Laptops and tablets: Whether you are a student or working professional, brands such as HP, Lenovo, and Dell typically offer attractive deals during the sale.
  • Home appliances and kitchen essentials: Big-ticket items such as washing machines, refrigerators, and ovens typically come with meaningful discounts during the Dussehra Sale.

What are my financing options to buy during the Dussehra Sale?

You have more than one way to pay for your Dussehra Sale purchases. You can pay the full amount upfront, or use the Bajaj Finance Insta EMI Card to convert your purchase into Easy EMIs, without needing a credit card, whether you shop online or at a partner store.

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It gives you a card loan offer of up to Rs. 6 lakh, which you can use to shop for iPhones, mobiles, laptops, and home appliances during the Dussehra Sale, and pay in Easy EMIs. It is accepted at over 1.5 lakh partner stores across more than 4,000.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred product easily and affordably.

How do I apply for a Bajaj Finance Insta EMI Card?

  1. Enter your 10-digit mobile number and click on "CHECK OFFER" on this page.
  2. Enter the OTP and submit.
  3. Enter your full name and click on "Yes, Auto-Fetch Details".
  4. Verify your pre-filled personal details and click "CONTINUE".
  5. Check your pre-qualified card loan offer amount and click "CONTINUE".
  6. Review your wallet setup details and verify the OTP.
  7. Complete your identity verification by confirming your current residential address.
  8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
  9. After successful payment, view your card details on the Bajaj Finance app.

Note: The online process may differ depending on whether you are a new customer or already have an existing relationship with Bajaj Finance.

How do I use the Insta EMI Card at a partner store?

Using the Bajaj Finance Insta EMI Card at any of over 1.5 lakh partner stores is quick and straightforward, with checkout typically taking under 5 minutes.

  1. Browse and select the product you want to buy.
  2. At checkout, tell the store executive you want to pay using the Bajaj Finance Insta EMI Card.
  3. Share your registered mobile number and card details with the executive.
  4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
  5. Authenticate the transaction using the OTP sent to your registered mobile number.
  6. Your purchase is approved instantly. Take your product home.

How do I use the Insta EMI Card to shop online?

You can use the Bajaj Finance Insta EMI Card on partner e-commerce platforms, including Amazon and Flipkart. Here is how:

  1. Add the product to your cart on Amazon or Flipkart.
  2. At checkout, select the Bajaj Finance Easy EMI option.
  3. Enter your Insta EMI Card details and mobile number.
  4. Choose your preferred repayment tenure across 3 to 60 months.
  5. Confirm using the OTP sent to your registered mobile number.
  6. Your order is placed, and EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your Dussehra Sale purchase better.

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.


FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 6 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 70 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents:No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
  • Form 60: In case of non-availability of PAN, Form 60 is required.

 

Also read: Eligibility criteria for the Insta EMI Card


Explore more:

 

EMI full formBNPLPOS full form

 

List of the biggest upcoming sales:

 

Amazon Upcoming SaleFlipkart Upcoming Sale
Amazon Great Indian Festival 2026Croma Diwali Sale with Insta EMI Card
Diwali offers with Insta EMI CardAmazon fridge offers 2026
Amazon mobile offers 2026Reliance Digital Diwali offer 2026
Amazon Diwali offer sale 2026Sangeetha Mobiles Diwali offers 2026
Poorvika Mobiles Diwali offers 2026How to shop on Amazon without a credit card
Amazon Great Indian Festival 2026Flipkart Cooling Days
Amazon Prime Day SaleAmazon Electronics Sale

Frequently asked questions

Dussehra Sale

Electronics on EMIs

When is the Dussehra Sale 2026, and can I use the Insta EMI Card to shop it?

Dussehra 2026 is expected on 20 October, and retailers typically run sale offers in the lead-up to the festival. Yes, you can shop using the Bajaj Finance Insta EMI Card, a pre-qualified card loan of up to Rs. 6 lakh, without needing a credit card. Check your Insta EMI Card eligibility online using your mobile number and OTP before you shop.

Which platforms offer the best Dussehra Sale deals?

Amazon, Flipkart, Croma, and Reliance Digital have typically offered strong Dussehra Sale deals across smartphones, laptops, and home appliances. Exact discounts vary each year, so check each platform's official channels closer to the 2026 sale for confirmed offers.

Can I get zero down payment during the Dussehra Sale?

Yes, the Bajaj Finance Insta EMI Card offers zero down payment on select products, including smartphones, during the Dussehra Sale, meaning your purchase can arrive home without any upfront payment.

Do I need a credit card to buy an iPhone or electronics on EMI during Dussehra?

No, the Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card, so you do not need a credit card to use it. It is accepted at Amazon, Flipkart, and other partner platforms, letting you convert your Dussehra Sale purchase into Easy EMIs.

What repayment tenure can I choose for my Dussehra Sale purchase?

You can choose a repayment tenure across 3 to 60 months with the Bajaj Finance Insta EMI Card, letting you pick a monthly instalment that fits your budget. EMIs on eligible purchases can start as low as Rs. 830 per month, depending on the product price and tenure you choose.

How quickly can I get my Insta EMI Card activated before Dussehra?

The Bajaj Finance Insta EMI Card offers a fully digital application process. Once you complete your application and pay the one-time joining fee of Rs. 530, your card is typically activated instantly, so you can start shopping right away. Check your Insta EMI Card eligibility online to get started.

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Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.