This article will transform your approach to purchasing camera equipment by introducing a seamless, accessible financing option that eliminates the need for traditional credit cards. Photography is an art of preserving memories, and financial planning should never obstruct your creative pursuits.
How to buy a camera on EMI without a credit card
Purchasing a camera on EMI has become remarkably straightforward with the Bajaj Finserv Insta EMI Card. Whether you prefer online or offline shopping, the process remains simple and hassle-free:
- Online shopping process: Navigate to your preferred e-commerce platform and select your desired camera. During checkout, choose the Bajaj Finserv Insta EMI Card as your payment method. Select your preferred tenure, typically ranging from 1 to 60 months, based on your financial comfort. Finalise your purchase with an OTP.
- Offline shopping process: Visit partner electronic stores like Croma or Vijay Sales. Inform the sales representative about your intention to purchase using the Insta EMI Card. Share your card details and choose a suitable EMI tenure that matches your budget.
Benefits of buying a camera on EMI with Insta EMI Card
The Bajaj Finserv Insta EMI Card offers comprehensive benefits tailored for photography enthusiasts:
- Pre-qualified card loan offer amount: Receive up to Rs. 3 lakh, providing extensive flexibility for purchasing cameras across various price ranges. This generous limit ensures you can invest in entry-level DSLRs, mirrorless cameras, or professional-grade equipment without financial strain.
- Easy, low-cost EMIS: Experience minimal interest charges with transparent, predictable monthly instalments. The card offers competitive interest rates, making camera ownership more accessible than traditional financing methods.
- Zero foreclosure charges: Enjoy the freedom to complete your camera payment early without incurring additional penalties. This feature provides financial flexibility and allows you to close your loan without worrying about extra charges.
- Flexible repayment options: Choose repayment tenures between 1 - 60 months, allowing you to customise your payment strategy. Whether you prefer shorter tenures with higher monthly payments or extended periods with lower monthly instalments, the Insta EMI Card adapts to your financial situation.
- Widespread acceptance: Use your card at over 1.5 lakh partner stores across 4,000+ cities and major e-commerce platforms. This extensive network ensures you can purchase cameras from your preferred retailers, both online and offline.
- Special festive offers: Benefit from zero down payment options during festive seasons, making camera ownership even more attractive. These limited-time promotions can help you save additional money during your purchase.
Model | Price | EMI starting from |
Fujifilm X-H2 | Rs. 2,13,000 | Rs. 23,667 |
Sony Alpha ZV-E10L | Rs. 61,490 | Rs. 5,124 |
KODAK PIXPRO FZ45-WH | Rs. 13,499 | Rs. 2,250 |
Nikon Z50 | Rs. 89,499 | Rs. 14,917 |
Panasonic LUMIX G7 | Rs. 42,489 | Rs. ₹7,082 |
Canon EOS R50 | Rs. 64,999 | Rs. 10,833 |
Nikon D7500 | Rs. 63,999 | Rs. 10,667 |
Olympus OM-D E-M10 Mark IIIs | Rs. 76,399 | Rs. 12,733 |
LEQTRONIQ LQ-FLIP_CAM-64MP | Rs. 8,774 | Rs. 1,462 |
Nikon COOLPIX P950 | Rs. 66,490 | Rs. 11,082 |
Looking to buy the best camera on EMI? Check your Insta EMI Card offers now!
Documents required for Insta EMI Card
Essential documentation ensures a smooth application process:
- PAN card
- Aadhaar card for KYC confirmation
Specific requirements ensure responsible lending:
- Indian national citizenship
- Age range strictly between 21 and 65 years
- Regular income source
- Good credit score per Bajaj Finserv risk policies
Online application process
- On the Insta EMI Card page, enter your registered mobile number for OTP authentication
- Complete comprehensive online application form
- Upload necessary digital documents
- Pay one-time joining fee of Rs. 530
- Receive instant digital card activation
- Locate nearest Bajaj Finserv partner store
- Carry original identification documents
- Complete in-person verification
- Submit required paperwork
- Pay joining fee
- Activate card for immediate use
Transform your photography aspirations into tangible memories with the Bajaj Finserv Insta EMI Card. No longer will financial constraints limit your creative potential. Unlock exclusive EMI benefits – check your pre-approved offer today!