Buy Camera on EMI without Credit Card

Buy a camera on EMI without a credit card using Insta EMI Card. Get instant approval, zero down payment, and convert your purchase into affordable EMIs. Upgrade your photography gear today!
Buy Camera on EMI without Credit Card
3 min
25-Mar-2025
Imagine holding the perfect camera that captures life's most precious moments, without breaking the bank or compromising your financial health. Photography enthusiasts and memory collectors often face a common challenge: how to acquire high-quality camera equipment without immediate full payment. The dream of owning a professional-grade camera no longer remains out of reach, thanks to innovative financial solutions like the Bajaj Finserv Insta EMI Card.

This article will transform your approach to purchasing camera equipment by introducing a seamless, accessible financing option that eliminates the need for traditional credit cards. Photography is an art of preserving memories, and financial planning should never obstruct your creative pursuits.

How to buy a camera on EMI without a credit card

Purchasing a camera on EMI has become remarkably straightforward with the Bajaj Finserv Insta EMI Card. Whether you prefer online or offline shopping, the process remains simple and hassle-free:

  • Online shopping process: Navigate to your preferred e-commerce platform and select your desired camera. During checkout, choose the Bajaj Finserv Insta EMI Card as your payment method. Select your preferred tenure, typically ranging from 1 to 60 months, based on your financial comfort. Finalise your purchase with an OTP.
  • Offline shopping process: Visit partner electronic stores like Croma or Vijay Sales. Inform the sales representative about your intention to purchase using the Insta EMI Card. Share your card details and choose a suitable EMI tenure that matches your budget.
Shop at top stores both online and offline with your Insta EMI Card – check your eligibility now!

Benefits of buying a camera on EMI with Insta EMI Card

The Bajaj Finserv Insta EMI Card offers comprehensive benefits tailored for photography enthusiasts:

  • Pre-qualified card loan offer amount: Receive up to Rs. 3 lakh, providing extensive flexibility for purchasing cameras across various price ranges. This generous limit ensures you can invest in entry-level DSLRs, mirrorless cameras, or professional-grade equipment without financial strain.
  • Easy, low-cost EMIS: Experience minimal interest charges with transparent, predictable monthly instalments. The card offers competitive interest rates, making camera ownership more accessible than traditional financing methods.
  • Zero foreclosure charges: Enjoy the freedom to complete your camera payment early without incurring additional penalties. This feature provides financial flexibility and allows you to close your loan without worrying about extra charges.
  • Flexible repayment options: Choose repayment tenures between 1 - 60 months, allowing you to customise your payment strategy. Whether you prefer shorter tenures with higher monthly payments or extended periods with lower monthly instalments, the Insta EMI Card adapts to your financial situation.
  • Widespread acceptance: Use your card at over 1.5 lakh partner stores across 4,000+ cities and major e-commerce platforms. This extensive network ensures you can purchase cameras from your preferred retailers, both online and offline.
  • Special festive offers: Benefit from zero down payment options during festive seasons, making camera ownership even more attractive. These limited-time promotions can help you save additional money during your purchase.
Camera brands and models available on EMI

ModelPriceEMI starting from
Fujifilm X-H2Rs. 2,13,000Rs. 23,667
Sony Alpha ZV-E10LRs. 61,490Rs. 5,124
KODAK PIXPRO FZ45-WHRs. 13,499Rs. 2,250
Nikon Z50Rs. 89,499Rs. 14,917
Panasonic LUMIX G7Rs. 42,489Rs. ₹7,082
Canon EOS R50Rs. 64,999Rs. 10,833
Nikon D7500Rs. 63,999Rs. 10,667
Olympus OM-D E-M10 Mark IIIsRs. 76,399Rs. 12,733
LEQTRONIQ LQ-FLIP_CAM-64MPRs. 8,774Rs. 1,462
Nikon COOLPIX P950Rs. 66,490Rs. 11,082


Looking to buy the best camera on EMI? Check your Insta EMI Card offers now!

Documents required for Insta EMI Card

Essential documentation ensures a smooth application process:

  • PAN card
  • Aadhaar card for KYC confirmation
Eligibility criteria for Insta EMI Card

Specific requirements ensure responsible lending:

  • Indian national citizenship
  • Age range strictly between 21 and 65 years
  • Regular income source
  • Good credit score per Bajaj Finserv risk policies
How to apply for the Insta EMI Card

Online application process

  • On the Insta EMI Card page, enter your registered mobile number for OTP authentication
  • Complete comprehensive online application form
  • Upload necessary digital documents
  • Pay one-time joining fee of Rs. 530
  • Receive instant digital card activation
Offline application process

  • Locate nearest Bajaj Finserv partner store
  • Carry original identification documents
  • Complete in-person verification
  • Submit required paperwork
  • Pay joining fee
  • Activate card for immediate use
Conclusion

Transform your photography aspirations into tangible memories with the Bajaj Finserv Insta EMI Card. No longer will financial constraints limit your creative potential. Unlock exclusive EMI benefits – check your pre-approved offer today!

Frequently asked questions

Can I buy a camera on EMI without a credit card?
Yes, the Bajaj Finserv Insta EMI Card enables camera purchases without a traditional credit card. It has a generous pre-approved card loan offer amount that can be used for multiple purchases and comes with flexible tenures that translate to comfortable EMIs. Check your pre-approved offer now!

Can I apply for EMI without a credit card?
Absolutely. The Insta EMI Card provides easy EMI options for camera purchases.

Can I get a Bajaj Finserv Insta EMI Card without a credit card?
Definitely. The Insta EMI Card offers a simple application process without requiring an existing credit card.

How to buy a DSLR camera on Easy EMIs?
Use your Bajaj Finserv Insta EMI Card to purchase the DSLR camera of your choice on easy EMIs with minimal interest charges across a tenure that works for you. Check your eligibility now!

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Low Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.