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Business Loan In Kottayam

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Unsecured Business Loans in Kottayam

As a major trading centre of natural rubber and spices, Kottayam is home to over 18,000 SMEs. It is also a rising tourist destination, with a few local movies also being shot there.

Avail Bajaj Finserv Business Loans up to Rs. 45 lakh to enhance your business.

 

Business Loan in Kottayam: Features and Benefits

Here are the benefits of our business loan:

  • loan against property emi calculator

    Flexi loan facility

    Borrow as per your need, and repay when you can, with Bajaj Finserv flexi loan facility.

  • Financing up to Rs. 45 lakh

    You can avail a business loan up to Rs. 45 lakh to finance your daily operations, equipment, expansion and other business needs. Use business loan EMI calculator to know your EMIs.

  • Collateral-free loans

    Apply for a Business Loan from Bajaj Finserv without pledging any assets as securities.

  • mortgage loan interest rates

    Flexible tenors

    Business loans have a tenor of up to 84 months.

  • Pre-approved offers

    Pre-approved offers

    As an existing Bajaj Finserv customer, you are entitled to various exciting special offers.

  • Education loan scheme

    Online account access

    You can manage your loan account from anywhere, with our customer portal - Experia.

Business Loan in Kottayam: Documentation & Eligibility

Business loan eligibility criteria are:

  •  

    Age between 25-65 years

  •  

    Business vintage of at least 3 years

  •  

    Filing of business IT returns for at least past 1 year

  •  

    Previous year's turnover duly audited by a CA

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.
 

Business Loan in Kottayam: Interest Rates and Charges

  • Types of Fees
  • Applicable Charges
  •  
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA
  • Part Prepayment Charges For Flexi Interest
    -only Loan & Flexi Term Loan facilities
  • NIL

Industries Served


Business owners manufacturing rubber and rubber products, and major exporters of spices in Kottayam can avail Bajaj Finserv Business Loan.
 

How to apply for business loan in Kottayam

Online Application

  • Click here to apply and fill the mandatory details

  • On submission, our representative will get in touch with you along with your pre-approved offer

Simply SMS

  • SMS ‘BL’ to 9773633633

  • Our representative will get in touch with you along with your pre-approved offer

Contact Us

You can get more information on Business Loans from our office at,

3rd Floor, Geetha Trade Centre, Nagampadam P.O., Kottayam – 686001

You may also visit us at https://www.bajajfinserv.in/reach-us.

Bajaj Finserv Business Loan is also available in other Indian cities such as Bareilly, Bilaspur, Hosur, Tirupati, Nellore, Vellore, Anantapur, and Jamnagar.

Top Cities to Avail Business Loan in Karnataka

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