Bajaj Finserv in your city

Kottayam is a city in Kerala situated close to the capital of Thiruvananthapuram. It boasts of a high literacy rate, is an agricultural hub, and is home to dense paddy fields. To help residents of this city meet their business needs, Bajaj Finserv offers business loans in Kottayam.

Visit a Bajaj Finserv branch or apply online to get the funds you need.

Features and benefits

  • Zero collateral needed

    Zero collateral needed

    As the Bajaj Finserv Business Loan is unsecured, you only need to meet the eligibility requirements to apply.

  • Flexi Hybrid feature

    Flexi Hybrid feature

    Use the Flexi facility to lower your savings by up to 45%* for an initial part of the tenor.

  • Get up to %$$BOL-Loan-Amount$$%

    Get up to Rs. 45 lakh

    Meet business expenditure of high quantum with a loan of up to Rs. 45 lakh.

  • Online loan management

    Online loan management

    Our dedicated customer portal allows for easy loan account access and repayment track.

  • Extended repayment tenor

    Extended repayment tenor

    Business loans from Bajaj Finserv come with a flexible tenor of up to 84 months.

  • Pre-approved offers

    Pre-approved offers

    Pre-approved offers on business finance simplify loan processing and also save valuable time.

Kottayam, situated in its namesake district, is better known for its tobacco-free status. With zero multidimensional poverty index (MPI), the lowest in India, it has a reasonably high economic status that thrives on industries like tourism, rubber and rubber-based manufacturing units, coir production, forest products, and the likes. The city’s co-operative societies generate employment for as many as 20,000 residents here.

Bajaj Finserv Business Loans provide easy financing for most mid and small-scale businesses in the city. Individuals need to meet simple eligibility and document requirements to avail of this collateral-free funding. Use a business loan eligibility calculator to assess loan availability before applying.

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Documentation and eligibility criteria

With simple business Loan eligibility criteria and document requirements, Bajaj Finserv ensures ease of access to high-value funding.

  • Nationality

    Nationality

    Indian

  • Age

    Age

    24 to 72 years*
    *Age should be 72 years at loan maturity

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685

  • IT returns

    IT returns

    Must be filed for at least the previous year

  • Business vintage

    Business vintage

    At least 3 years

While quick financing of high value eases funding access, multiple repayment options like part-prepayment and foreclosure along with standard EMI payments also provide the scope for additional savings on your Bajaj Finserv Business Loan. Plus, borrowers can be assured of nil hidden charges.

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Fees and charges for a business loan in Kottayam

Our business loan interest rates and charges are affordable as well as transparent for easy repayments. Use the online business loan EMI calculator to assess your monthly repayments.