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Business Loan in Thrissur

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Overview

The fourth largest city of Kerala, Thirissur is a major financial and commercial hub of the state and home to many business owners. Jewellery and textile retailing occupy a major part of the retailing business with 70% of Kerala’s jewellery manufactured here.

Bajaj Finserv business loan in Thirussur can provide a much-needed boost to your business, enhancing your competitiveness and profitability.

 

Business Loans Features and Benefits

Here are the benefits of our business loan:

  • Flexibility

    The Flexi Loan facility allows you to borrow funds as per your needs and repay when you can.

  • Collateral-free loans

    Apply for a Business Loan which are collateral-free. Hence you don’t have to pledge your personal or business assets as securities.

  • Financing up to Rs.30 lakh

    Bajaj Finserv offers Business loans up to Rs.30 lakh to meet all your business requirements whether it is short-term or long term needs.

  • Pre-approved offers

    Pre-approved offers

    As an existing customer of Bajaj Finserv, you are entitled to special pre-approved offers best suited for your business.

  • Flexible tenors

    Flexi Loans from Bajaj Finserv have a flexible tenure with the maximum loan repayment period being 8 years.

  • Online account access

    You have the convenience of accessing and managing your loan accounts anytime and from anywhere through our customer portal - Experia.

Business Loan eligibility and documents

To avail business loans in Thrissur, you need to fulfil the following criteria:

  • Age between 22-55 years

  • Business vintage of at least 3 years

  • Filing of business IT returns for at least past 1 year

  • Previous year's turnover duly audited by a CA

You may need to submit other relevant financial documents, the details of which would be conveyed as and when required.
 

Business Loan Interest Rate and Charges

  • Types of Fees
  • Applicable Charges
  •  
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principal statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

How to apply for Business Loan in Thrissur?

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative would contact you with your pre-approved offer

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

Industries Served

Textile, timber, coir, fishery industries, agriculture-based industries, tiles industries

Contact Us

You can visit our branch office in Thrissur at,

1st Floor, AR Tower, Shomur Road, Near Thiruvambady temple, Thrissur - 680022.

You may also visit us at https://www.bajajfinserv.in/reach-us.

Bajaj Finserv Business Loan is also available in other Indian cities like Guntur, Kozhikode, Tirupati, Pondicherry and Tiruchirapalli.

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