Overview
The fourth largest city of Kerala, Thirissur is a major financial and commercial hub of the state and home to many business owners. Jewellery and textile retailing occupy a major part of the retailing business with 70% of Kerala’s jewellery manufactured here.
Bajaj Finserv business loan in Thirussur can provide a much-needed boost to your business, enhancing your competitiveness and profitability.
Business Loans Features and Benefits
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Flexibility
The Flexi Loan facility allows you to borrow funds as per your needs and repay when you can.
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Collateral-free loans
Apply for a Business Loan which are collateral-free. Hence you don’t have to pledge your personal or business assets as securities.
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Financing up to Rs.20 lakh
Bajaj Finserv offers Business loans up to Rs.20 lakh to meet all your business requirements whether it is short-term or long term needs.
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Pre-approved offers
As an existing customer of Bajaj Finserv, you are entitled to special pre-approved offers best suited for your business.
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Flexible tenors
Flexi Loans from Bajaj Finserv have a flexible tenure with the maximum loan repayment period being 8 years.
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Online account access
You have the convenience of accessing and managing your loan accounts anytime and from anywhere through our customer portal - Experia.
Business Loan eligibility and documents
To avail business loans in Thrissur, you need to fulfil the following criteria:
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Age between 22-55 years
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Business vintage of at least 3 years
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Filing of business IT returns for at least past 1 year
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Previous year's turnover duly audited by a CA
You may need to submit other relevant financial documents, the details of which would be conveyed as and when required.
Business Loan Interest Rate and Charges
- Types of Fees
- Applicable Charges
- Rate of interest
- 18% onwards
- Processing fees
- Up to 2%
- Loan statement charges
- NIL
- Interest & principal statement charges
- NIL
- EMI bounce charges
- Rs.2,500 for every bounce
- Penal interest
- 2.00% p.m
- Secure fee
- NA
How to apply for Business Loan in Thrissur?
Online Application
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Click here to apply
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Fill in the details and click Submit
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Our representative would contact you with your pre-approved offer
Through SMS
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SMS ‘BL’ to 9773633633
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Our representative would contact you with your pre-approved offer
Industries Served
Textile, timber, coir, fishery industries, agriculture-based industries, tiles industries
Contact Us
You can visit our branch office in Thrissur at,
1st Floor, AR Tower, Shomur Road, Near Thiruvambady temple, Thrissur - 680022.
You may also visit us at https://www.bajajfinserv.in/reach-us.
Bajaj Finserv Business Loan is also available in other Indian cities like Guntur, Kozhikode, Tirupati, Pondicherry and Tiruchirapalli.
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