Overview
Trivandrum is a major information technology hub of Kerala, accounting for almost 80% of Kerala’s software exports. The largest city in the deep south, it is home to several academic institutes, and is of strategic importance geographically.
To help meet the financial needs of business owners operating out of Trivandrum, Bajaj Finserv is offering Business Loans, with a maximum funding of up to Rs.20 lakh.
Manage daily operational costs, expand your business, and improve your infrastructure with Flexi Loan facility.
Business Loan in Trivandrum: Features and Benefits
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Flexibility
The Flexi Loan facility by Bajaj Finserv allows you to borrow funds as per your requirements and repay the amount when you can.
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Collateral-free loans
Apply for a Business Loan without pledging any collateral from Bajaj Finserv.
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Financing up to Rs.20 lakh
Bajaj Finserv Business Loans provide financing of up to Rs.20 lakh.
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Pre-approved offers
Existing Bajaj Finserv customers can avail exclusively curated pre-approved loan offers. -
Flexible tenors
Bajaj Finserv Flexi Loan empowers you to repay the loan amount when you can with an attractive flexible tenor feature, with the maximum loan period going up to 8 years. -
Documentation and Eligibility Criteria
To avail business loans in Trivandrum, you need to fulfil the following criteria:
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Age between 22-55 years
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Business vintage of at least 3 years
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Filing of business IT returns for at least past 1 year
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Previous year's turnover duly audited by a CA
Business Loan Interest Rate and Charges
- Types of Fees
- Applicable Charges
- Rate of interest
- 18% onwards
- Processing fees
- Up to 2%
- Loan statement charges
- NIL
- Interest & principal statement charges
- NIL
- EMI bounce charges
- Rs.2,500 for every bounce
- Penal interest
- 2.00% p.m
- Secure fee
- NA
Industries Served
Bajaj Finserv is extending business loan facilities to engineering companies, fertilizer industries and thermal power plant operators in Kota.
How to Apply for Business Loan in Trivandrum?
Online Application
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Click here to apply
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Fill in the details and click Submit
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Our representative would contact you with your pre-approved offer
Through SMS
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SMS ‘BL’ to 9773633633
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Our representative would contact you with your pre-approved offer
Contact Us
You can visit us at our trivandrum branch at
4th Floor, CSI Building, Puthenchanthai, Pulimoodu, Mg Road, Trivendrum - 695 001.
You may also visit us at https://www.bajajfinserv.in/reach-us.
Bajaj Finserv Business Loan is also available in other Indian cities like Mysuru, Pondicherry, Mangaluru, Vellore and Tirupati.
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