Overview
Kozhikode is called the 'City of Spices' because it is the major trading point of spices. However, another important industry of Kozhikode is non-leather footwear.
Manufactures, and traders of non-leather footwear in Kozhikode can expand their business with business loans of up to Rs.45 lakh.
Business Loan in Kozhikode Features and Benefits
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Flexibility
Borrow as per your need, and repay when you can with Bajaj Finserv’s Flexi loan facility.
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Collateral-free loans
Apply for a Business Loan from Bajaj Finserv without worrying about pledging any collateral.
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Financing up to Rs.45 lakh
You can avail a business loan up to Rs.45 lakh to cater to your business needs. Our business loan EMI calculator will help you know your EMIs.
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Pre-approved offers
We provide special offers to our existing customers. -
Flexible tenors
Our business loans have a tenor of up to 84 months.
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Online account access
You can manage your loan account from anywhere, with our customer portal - Experia.
Documentation and Eligibility Criteria
To avail business loans in kozhikode, you need to fulfil the following criteria:
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Age between 25-65 years
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Business vintage of at least 3 years
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Filing of business IT returns for at least past 1 year
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Previous year's turnover duly audited by a CA
You may need to submit other relevant financial documents, the details of which would be conveyed as and when required.
Business Loan Interest Rate and Charges
- Types of Fees
- Applicable Charges
- Rate of interest
- 18% onwards
- Processing fees
- Up to 2%
- Loan statement charges
- NIL
- Interest & principle statement charges
- NIL
- EMI bounce charges
- Rs.2,500 for every bounce
- Penal interest
- 2.00% p.m
- Secure fee
- NA
- Part Prepayment Charges For Flexi Interest-only Loan & Flexi Term Loan facilities
- Nil
How to Apply for Business Loan in Kozhikode?
Online Application
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Click here to apply and fill the mandatory details
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On submission, our representative will get in touch with you along with your pre-approved offer
Simply SMS
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SMS ‘BL’ to 9773633633
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Our Kozhikode will get in touch with you along with your pre-approved offer
Contact Us
You can get more information on Bajaj Finserv Business Loan in Kozhikode from:
Marina Towers, No.6/50F,First Floor Near English Church,Nadakavu, Kannur Road, Calicut 673011
You may also visit us at https://www.bajajfinserv.in/reach-us.
Bajaj Finserv Business Loan is also available in other Indian cities such as Salem, Thrissur, Belgaum, Tirupati, Nellore and Vellore.
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