Bajaj Finserv in your city
Kochi, one of the most vibrant and rapidly growing cities in Kerala, has emerged as a major business and technological hub in South India. With its strategic location on the coast and well-developed infrastructure, Kochi is home to several leading IT companies, tech parks, and business centres. The city is also a significant player in sectors like maritime, tourism, and manufacturing, with thriving industries in shipbuilding, seafood processing, and exports.
With such a dynamic business environment, many entrepreneurs and self-employed professionals are choosing Kochi to start or expand their ventures. The city's growing economy and supportive ecosystem offer ample opportunities for business growth. However, scaling a business often requires substantial capital, whether it's for hiring skilled staff, enhancing infrastructure, or managing day-to-day operations.
Avail of a Bajaj Finserv Business Loan in Kochi to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Kochi. The entire process is online, no branch visit required:
Check your offer in Kochi with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Features and benefits
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Get up to Rs. 80 lakh
Bajaj Finserv offers financing up to Rs. 80 lakh to help businesses grow in Kochi.
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Collateral-free loans
Apply for a Bajaj Finserv Business Loan by not providing any asset as collateral. Simply meet the eligibility criteria.
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Flexi loan facility
With the Flexi loan facility, you can now save up to 45%* on the monthly instalments.
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Multiple tenor options
Enjoy the flexibility to choose a repayment tenor of up to 96 months.
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Online account management
Track every detail of the business loan, including due dates, payments, documents, etc., via our customer portal – Experia.
Kochi is rapidly gaining recognition as a key educational hub in South India. The city is home to several esteemed institutions, offering programs in fields like engineering, management, law, and the arts. With its top universities, Kochi attracts students from across the country and abroad, offering a rich academic atmosphere supported by modern infrastructure.
In addition to its thriving educational sector, Kochi is also a major centre for IT and business. The city has a growing presence of IT parks, multinational companies, and industries like shipping, tourism, and seafood processing. This dynamic mix of education and industry continues to create a strong demand for skilled professionals and business services, making Kochi an ideal destination for both students and entrepreneurs.
If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced city, Bajaj Finserv offers a simple solution. You can apply for a business loan in Kochi with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Kochi. No branch visit needed to check your eligibility.
*Conditions apply
Documentation and eligibility criteria
Know about the eligibility criteria of business loans before applying.
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CIBIL score
Check your CIBIL Score for FREE685 and above
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Age
24 to 80 years*
(*Age should be 80 years at Loan Maturity)
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Citizenship
Indian residing in the country
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Business vintage
3 years minimum
Fulfil the eligibility criteria appropriately to increase your chances of approval. Also, submit the necessary documents, updated and valid. Doing otherwise may lead to the rejection of your application.
Interest rates and charges
We bring low interest rates on business loan so that owners can borrow affordably.
