Bajaj Finserv in your city

Ghaziabad, a major city in Uttar Pradesh and part of the National Capital Region (NCR), has rapidly developed into a key industrial and commercial hub in northern India. With its strategic location near Delhi, Ghaziabad hosts a wide range of industries, including electronics, engineering, pharmaceuticals, and automobile components. The city also has well-developed industrial zones and a growing number of business parks that attract companies from across the country.

As Ghaziabad continues to expand with improved infrastructure, connectivity, and urban development, it is becoming an attractive destination for entrepreneurs and self-employed professionals. Many are choosing the city to launch or scale their ventures, tapping into its large consumer base and skilled workforce. However, like in any growing economic centre, securing adequate capital is crucial for hiring talent, upgrading infrastructure, and managing everyday business operations.

Avail of a Bajaj Finserv Business Loan in Ghaziabad to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Ghaziabad. The entire process is online, no branch visit required:
Check your offer in Ghaziabad with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Features and benefits

  • Speedy loan transfer

    Speedy loan transfer

    Receive loan amount within 48 hours after document verification.

  • Flexi loan facility

    Flexi loan facility

    Borrow now and repay at your convenience with the Bajaj Finserv Flexi loan facility.

  • Minimal documentation

    Minimal documentation

    Enjoy a smooth application process with our simple eligibility criteria and compact documentation.

  • Flexible repayment

    Flexible repayment

    Bajaj Finserv offers multiple tenors up to a maximum of 96 months. Choose wisely with an online Business Loan EMI Calculator.

  • Up to Rs. 80 lakh loan amount

    Up to Rs. 80 lakh loan amount

    Finance your business requirements with credit as high as Rs. 80 lakh.

  • No hidden costs

    No hidden costs

    Bajaj Finserv practices a transparent lending policy with zero hidden charges. Please go through our terms and conditions to know more.

  • Online loan tracking

    Online loan tracking

    Log in to our customer portal, to access all loan details and manage your account online.

Ghaziabad, located in the National Capital Region (NCR) of Uttar Pradesh, has grown into a significant educational hub in northern India. The city is home to a wide range of schools, colleges, and technical institutes offering programs in fields such as engineering, management, IT, and healthcare. With its proximity to Delhi and rapidly improving infrastructure, Ghaziabad provides students with access to quality education and career-oriented training in a competitive academic environment.

In addition to its educational growth, Ghaziabad is also a major industrial and commercial centre. The city has well-established sectors in manufacturing, electronics, construction materials, and logistics, supported by numerous industrial parks and business zones. This combination of educational advancement and industrial development continues to drive demand for skilled professionals, support services, and entrepreneurial ventures in the region.

If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced city, Bajaj Finserv offers a simple solution. You can apply for a business loan in Ghaziabad with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Ghaziabad. No branch visit needed to check your eligibility.

*Terms and conditions apply

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Documentation and eligibility criteria

  • Citizenship

    Citizenship

    Indian resident

  • Age

    Age

    18 to 80*
    (*Age should be 80 at Loan Maturity)

  • Business vintage

    Business vintage

    At least 3 years

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685+

Besides meeting the qualifying criteria, submit all mandatory documents like business registration certificates and bank statements for successful application. For the complete list of documents needed, click here.

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Interest rates and charges

Meet all eligibility parameters to enjoy our most affordable business loan interest rate. Also, know about other applicable charges for effective financial management. For the full list of charges, click here.

Frequently asked questions

Can I use a business loan to buy machinery?

Yes, you can utilise a Bajaj Finserv Business Loan to finance equipment purchases besides other business requirements like stocking inventory, hiring workforce, expanding operations, etc.

What are the foreclosure charges on a business loan?

The foreclosure charges for a Bajaj Finserv Business Loan comprise up to 4.72% (Inclusive of applicable taxes).

Can I borrow a loan amount larger than the prescribed limit?

Yes, it is a rare possibility. Applicants may need to meet particular eligibility criteria and submit additional documents along with a letter requesting a greater loan amount. However, Bajaj Finserv reserves the right to make the final decision.

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