Bajaj Finserv in your city

Ghaziabad is the largest city in western Uttar Pradesh and the district’s administrative headquarter as well. It is one of the state's major educational and industrial hubs with an extensive transport network.

Expand your working capital with a business loan in Ghaziabad from Bajaj Finserv. We have three branches operating in the city.

Visit one or apply online to avail of our attractive loan offers.

Features and benefits

  • Instant approval

    Instant approval

    Enjoy hassle-free and faster loan processing with immediate approval. Discover your pre-approved loan offer here by entering a few details.

  • Speedy loan transfer

    Speedy loan transfer

    Receive loan amount within 24 hours after document verification.

  • Flexi loan facility

    Flexi loan facility

    Borrow now and repay at your convenience with the Bajaj Finserv Flexi loan facility.

  • Minimal documentation

    Minimal documentation

    Enjoy a smooth application process with our simple eligibility criteria and compact documentation.

  • Flexible repayment

    Flexible repayment

    Bajaj Finserv offers multiple tenors up to a maximum of 84 months. Choose wisely with an online Business Loan EMI Calculator.

  • Up to %$$BOL-Loan-Amount$$% loan amount

    Up to Rs. 45 lakh loan amount

    Finance your business requirements with credit as high as Rs. 45 lakh.

  • No hidden costs

    No hidden costs

    Bajaj Finserv practices a transparent lending policy with zero hidden charges. Please go through our terms and conditions to know more.

  • Online loan tracking

    Online loan tracking

    Log in to our customer portal, to access all loan details and manage your account online.

Ghaziabad is a part of the National Capital Region (NCR), a significant rail junction for North India. Cited as the world’s second-fastest-growing city by the City Mayors, the “Saya of Uttar Pradesh” is home to leading industry bodies. These include Bharat Electronics Ltd., Dabur India Ltd., Tata Steel BSL Ltd., and the manufacturing unit of International Tobacco Co. Ltd. The steel and manufacturing industries are the backbones of Ghaziabad’s economy, with the latter employing 53% of the non-agricultural workforce.

Get a Bajaj Finserv Business Loan to upgrade your business operations in such a competitive market. Meet the basic eligibility requirements to enjoy quick approval of collateral-free funds.

Apply online or contact us for more information.

*Terms and conditions apply

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Documentation and eligibility criteria

  • Citizenship

    Citizenship

    Indian resident

  • Age

    Age

    24 to 72 years*
    *Age should be 72 years at loan maturity

  • Business vintage

    Business vintage

    At least 3 years

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685+

Besides meeting the qualifying criteria, submit all mandatory documents like business registration certificates and bank statements for successful application. For the complete list of documents needed, click here.

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Interest rates and charges

Meet all eligibility parameters to enjoy our most affordable business loan interest rate. Also, know about other applicable charges for effective financial management. For the full list of charges, click here.

Frequently asked questions

Can I use a business loan to buy machinery?

Yes, you can utilise a Bajaj Finserv Business Loan to finance equipment purchases besides other business requirements like stocking inventory, hiring workforce, expanding operations, etc.

What are the foreclosure charges on a business loan?

The foreclosure charges for a Bajaj Finserv Business Loan comprise 4% of the outstanding loan amount and applicable taxes.

Can I borrow a loan amount larger than the prescribed limit?

Yes, it is a rare possibility. Applicants may need to meet particular eligibility criteria and submit additional documents along with a letter requesting a greater loan amount. However, Bajaj Finserv reserves the right to make the final decision.

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