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As per the Annual report on MSMEs, Uttar Pradesh had the largest number of the estimated MSMEs - accounting for 14.20% of MSMEs in the country. Kanpur is the economic capital of Uttar Pradesh, and a major industrial centre. This city has also been declared the Town of Export Excellence. These SMEs can leverage business loans for their daily operations and equipment financing.

SMEs dealing in industries - agro based, jute, cotton, leather, paper, furniture, metal and mineral can avail Bajaj Finserv Flexi Loan facility up to Rs. 45 lakh.


Business Loan in Kanpur Features and Benefits

Here are the following advantages of our business loan:

  • loan against property emi calculator


    Bajaj Finserv Flexi Business Loan offers the flexibility to borrow, and to repay.

  • Collateral-free loans

    Bajaj Finserv Business Loans are collateral-free, and you do not need a guarantee to avail them.

  • Financing up to Rs.45 lakh

    Get business loan facility of up to Rs. 45 lakh to achieve your business goals. Business loan EMI calculator helps you to know how much you will pay monthly.

  • Pre-approved offers

    Pre-approved offers

    Bajaj Finserv provides special offers to the existing customers.

  • mortgage loan interest rates

    Flexible tenors

    With the tenor of up to 84 months, you can avail loans for business expansion.

  • Education loan scheme

    Online account access

    Manage your loan account online, with Experia.

Documentation and Eligibility Criteria

Business loan eligibility criteria are:


    The applicant must be within 24 to 70 years* of age (*Age should be 70 years at loan maturity).


    Your business should have a vintage of at least 3 years


    Your business should have its previous year's turnover, duly audited by a CA

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.

The Business Loan customer profiles include self-employed professionals, self-employed non-professionals, and entities.  

Business Loan Interest Rate and Charges

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 17% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.3000 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA
  • Part Prepayment Charges For Flexi Interest-only Loan & Flexi Term Loan facilities
  • Nil
Industries Served

We offer flexi business loans to manufacturers, dealers in the following industries - agro based, jute, cotton, leather, paper, furniture, metal and mineral.

How to Apply for Business Loan in Kanpur?

Online Application

  • Click here to apply and fill the mandatory details

  • On submission, our Kanpur representative will get in touch with you along with your pre-approved offer

Simply SMS

  • SMS ‘BL’ to 9773633633

  • Our Kanpur representative will get in touch with you along with your pre-approved offer

Contact Us

You can get more information on Bajaj Finserv Business Loan in Kanpur from:

Business Loan in Kanpur
Bajaj Finserv, 2nd Floor, Sai Sadan, 52-T/15, Fazal Ganj, Kanpur, Uttar Pradesh 208001
Phone: 0512-3938961

You may also visit us at

Bajaj Finserv Business Loan is also available in other Indian cities such as Ranchi, Mysuru, Kolhapur, Jabalpur, Dehradun, Udaipur and Kota.

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