Business Loans in Agra, Uttar Pradesh - Instant Small Loan For Business

Overview

Apart from being a tourist destination, Agra - the third largest city of U.P., has more than 7200 small scale industries. It is also known for leather goods, the auto-mobile industry, and garments manufacturing and exports. Traders, manufacturers, and suppliers from these industries can avail unsecured Flexi Loan facility of up to Rs. 30 lakh to expand their business and to finance inventory, equipment and premises for business.

Business Loan Features and Benefits

The unique features of our business loan are as follows:

Flexi loan facility

Bajaj Finserv Flexi Business Loan offers the flexibility to borrow as much is required and repay at your convenience.
Financing up to Rs.30 lakh

Business loans of up to Rs. 30 lakh are available to help you expand your business goals. Know your EMIs through business loan EMI calculator.
Collateral-free loans

Bajaj Finserv business loans are collateral-free and require no guarantee.
Flexible tenors

The tenor of our loans is 1 to 8 years, so that you can leverage your short-term and long-term business needs.
Pre-approved offers

We provide special offers to our existing Bajaj Finserv customers.
Online account access

Manage your loan account at your convenience with our customer portal Experia.

Documentation and Eligibility Criteria

Business loan eligibility criteria are:

Age between 22-55 years
Business vintage of at least 3 years
Filing of business IT returns for at least past 1 year
Previous year's turnover duly audited by a CA

You may need to submit other relevant financial documents, the details of which would be conveyed as and when required.

The Business Loan customer profiles include self-employed professionals, self-employed non-professionals, and entities.

Interest Rates and Charges

Type Of Fees
Applicable Charges

Rate of interest
18% onwards

Processing fees
Up to 2%

Loan statement charges
NIL

Interest & principle statement charges
NIL

EMI bounce charges
Rs. 2,500 for every bounce

Penal interest
2.00% p.m

Secure fee
NA

Part Prepayment Charges For Flexi Interest-only Loan & Flexi Term Loan facilities
NIL

Industries Served

We offer flexi business loans to manufacturers, exporters from apparel and garment, leather, and auto-mobile industries.

How To Apply For Business Loan In Agra

Online Application

Click here to apply and fill the mandatory details
On submission, our Agra representative will get in touch with you along with your pre-approved offer

Simply SMS