Bajaj Finserv in your city

Lucknow, the capital of Uttar Pradesh, has evolved into a key economic and commercial centre in North India. While traditionally known for its rich cultural heritage and craftsmanship, the city has rapidly expanded in sectors like IT, real estate, retail, and manufacturing. With the development of IT parks and a growing startup ecosystem, Lucknow now attracts professionals and businesses from across the region.

This dynamic growth has made Lucknow an attractive destination for entrepreneurs and self-employed professionals looking to launch or grow their ventures. However, like in any emerging business hub, starting or expanding a business in Lucknow often requires significant capital—for hiring staff, upgrading infrastructure, and ensuring smooth day-to-day operations.

Avail of a Bajaj Finserv Business Loan in Lucknow to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Lucknow. The entire process is online, no branch visit required:
Check your offer in Lucknow with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Features and benefits

  • High-value loan

    High-value loan

    With Bajaj Finserv Business Loans, now borrow up to Rs. 80 lakh to meet financial requirements.

  • Flexi loan facility

    Flexi loan facility

    Avail of our Flexi loan facility to obtain funds per your business requirements and save up to 45%* on EMIs.

  • Collateral-free loan

    Collateral-free loan

    Now opt for a Bajaj Finserv Business Loan without pledging any collateral.

  • Online account management

    Online account management

    Visit our customer portal- Experia, from the convenience of your location and manage your loan account.

  • Extended EMI tenor

    Extended EMI tenor

    With Bajaj Finserv, now enjoy an extended tenor of up to 96 months. Choose a suitable tenor and repay in easy EMIs.

Lucknow has emerged as one of North India’s prominent educational centres, known for its strong academic tradition and rapidly modernizing infrastructure. The city is home to a wide array of reputed schools, colleges, and research institutions offering programs in engineering, management, law, medicine, and the humanities. Its blend of historical depth and educational excellence attracts students from across the region.

In addition to its academic landscape, Lucknow is also growing as a hub for information technology, manufacturing, and services. With the development of IT parks, industrial clusters, and increasing presence of national and international companies, the city is seeing a steady demand for skilled professionals and business support services.

If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced city, Bajaj Finserv offers a simple solution. You can apply for a business loan in Lucknow with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Lucknow. No branch visit needed to check your eligibility.

*Conditions apply

Read More Read Less

Documentation and eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    18 to 80*
    (*Age should be 80 at Loan Maturity)

  • Minimum business vintage

    Minimum business vintage

    3 years

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 or above

Eligible applicants can use our Bajaj Finserv Business Loan EMI Calculator available online to know the total payable interest amount.

Read More Read Less

Interest rates and charges

Enjoy affordable interest rates on business loans and low processing fees with Bajaj Finserv in Lucknow and conveniently manage your business requirements.

Frequently asked questions

Can I use a business loan for inventory purchases?

A business loan from Bajaj Finserv does not involve any end-use restriction. You can use the fund for any purpose you want, including inventory purchases.

What are the documents required for a business loan?

The documents required for a business loan are:

  • Identity proof – Aadhaar card, PAN card, etc.
  • Address proof – Electricity bills, trade license, lease agreement
  • Income proof – Balance sheet and P/L statement
  • Business vintage proof
How can a business loan EMI calculator help?

You can calculate the EMI, total interest payable, and view the amortisation schedule using a Bajaj Finserv Business Loan EMI Calculator. It helps decide a suitable tenor and also plan part-prepayments and foreclosure.