Bajaj Finserv in your city

The capital of Uttar Pradesh, Lucknow, is the fourteenth-most populous city in India. A multicultural city in the north and an artistic hub, Lucknow is an important centre of commerce, technology, education, and finance.

Entrepreneurs can avail a Bajaj Finserv Business Loan in Lucknow against simple criteria and minimal paperwork. Meet your diversified business needs with our Flexi loan facility.

Features and benefits

  • High-value loan

    High-value loan

    With Bajaj Finserv Business Loans, now borrow up to Rs. 45 lakh to meet financial requirements.

  • Flexi loan facility

    Flexi loan facility

    Avail of our Flexi loan facility to obtain funds per your business requirements and save up to 45%* on EMIs.

  • Collateral-free loan

    Collateral-free loan

    Now opt for a Bajaj Finserv Business Loan without pledging any collateral.

  • Personalised pre-approved offers

    Personalised pre-approved offers

    Enjoy attractive pre-approved offers if you are a Bajaj Finserv customer. Provide your name and contact details and check yours.

  • Online account management

    Online account management

    Visit our customer portal- Experia, from the convenience of your location and manage your loan account.

  • Extended EMI tenor

    Extended EMI tenor

    With Bajaj Finserv, now enjoy an extended tenor of up to 84 months. Choose a suitable tenor and repay in easy EMIs.

Together with Varanasi and Agra, Lucknow falls in the Uttar Pradesh Heritage Arc. It is one of the fastest developing cities in India. Its major industries include automotive, aeronautics, machine tools, furniture, distillery chemicals and the city’s most popular Chikan embroidery. To further boost the growing economy of Lucknow, several business-promoting institutions such as the CII have set up their centres here.

If you are looking for affordable business loans in Lucknow, turn to Bajaj Finserv. Avail of high-value business loans of up to Rs. 45 lakh at low-interest rates, minimal documentation, flexible tenor, and several other benefits.

Eligible applicants can also opt for online business loans from the comfort of their location. With our minimal documentation and instant loan approval facility, get your business loan credited to your account within 24 hours*. In addition, enjoy flexible repayment with extended loan tenor, convenient part-prepayment and several other pre-approved offers.!

*Conditions apply

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Documentation and eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    24 to 72 years*
    *Age should be 72 years at loan maturity

  • Minimum business vintage

    Minimum business vintage

    3 years

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 or above

Eligible applicants can use our Bajaj Finserv Business Loan EMI Calculator available online to know the total payable interest amount.

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Interest rates and charges

Enjoy affordable interest rates on business loans and low processing fees with Bajaj Finserv in Lucknow and conveniently manage your business requirements.

Frequently asked questions

Can I use a business loan for inventory purchases?

A business loan from Bajaj Finserv does not involve any end-use restriction. You can use the fund for any purpose you want, including inventory purchases.

What are the documents required for a business loan?

The documents required for a business loan are:

  • Identity proof – Aadhaar card, PAN card, etc.
  • Address proof – Electricity bills, trade license, lease agreement
  • Income proof – Balance sheet and P/L statement
  • Business vintage proof
How can a business loan EMI calculator help?

You can calculate the EMI, total interest payable, and view the amortisation schedule using a Bajaj Finserv Business Loan EMI Calculator. It helps decide a suitable tenor and also plan part-prepayments and foreclosure.