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In summary
APSHCL manages several major housing schemes across Andhra Pradesh under the flagship "Navaratnalu – Pedalandariki Illu" initiative, which provides homes or housing plots to poor and landless families. Understanding which scheme you are eligible for is the first step to applying.
This page covers:
- What APSHCL is and its establishment
- About the "Mana Illu Mana Gouravam" programme
- Andhra Pradesh housing scheme list 2026 — 5 active schemes
- Key update: CM Chandrababu Naidu's promise for housing by 2029
- Latest: Special housing plan for Visakhapatnam's displaced slum residents
- Financial assistance amounts by scheme
- How to check eligibility or application status
- How APSHCL schemes connect to home loan financing
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What is APSHCL?
Andhra Pradesh State Housing Corporation Limited (APSHCL) is a government organisation established on 05 July 1979 under the Companies Act to support housing development for economically weaker families in the state. Its primary goal is to help families living below the poverty line (BPL) build safe, permanent pucca homes. APSHCL provides financial support, technical guidance, and construction assistance to eligible families, moving them from temporary shelters to permanent housing.
The corporation implements central government housing programmes including PMAY (Pradhan Mantri Awas Yojana) alongside state-specific initiatives, ensuring comprehensive coverage for both rural and urban poor households.
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About "Mana Illu Mana Gouravam"
"Mana Illu Mana Gouravam" (Our House, Our Pride) is one of the main housing campaigns led by the Andhra Pradesh government. It ensures that all eligible BPL and EWS beneficiaries receive the housing benefits meant for them by identifying families who may have been left out in earlier surveys and providing them with support.
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Andhra Pradesh housing scheme list 2026
| Scheme | Target group | Financial assistance |
|---|---|---|
| PMAY-YSR (Gramin) | Rural homeless BPL families | Rs. 1.50 lakh + Rs. 30,000 (MGNREGS wages + sanitation support) |
| PMAY-YSR (Urban) — BLC | EWS families in urban areas owning a housing site | Rs. 1.50 lakh from Central Government + sanitation support |
| Pedalandariki Illu | Landless poor families | Free house site + Rs. 1.8 lakh for construction (registered in women's name) |
| Mana Illu – Mana Gowravam | BPL and EWS families missed in earlier surveys | Identification and delivery of housing benefits |
| Affordable Housing in Partnership (AHP) | Large urban housing projects (minimum 250 units) | Rs. 1.5 lakh per EWS house |
FY 2025-26 housing target: Approximately 10 lakh homes to be completed under PMAY 1.0 and 2.0.
Budget allocation: Rs. 6,317 crore for housing in the 2025-26 budget.
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CM Chandrababu Naidu's housing promise for AP
Chief Minister N. Chandrababu Naidu has announced that the AP government plans to ensure housing for every poor family in Andhra Pradesh before 2029. Key commitments made in the State Assembly:
- Construction of homes for all eligible beneficiaries
- Allotment of housing plots to landless families
- Where land is unavailable, apartment-style housing will be developed
- Approximately 3 lakh house-warming ceremonies planned around Ugadi 2026
- Nearly 10 lakh ceremonies targeted during 2026
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Latest: Special housing plan for Visakhapatnam slum residents
The Andhra Pradesh government has announced a focused housing initiative under APSHCL for slum families displaced in Visakhapatnam. Municipal Administration Minister P. Narayana inspected conditions in the Velampeta Lakshmi Nagar area, where families live in extremely small, unsafe structures, and confirmed that CM Naidu has instructed officials to begin housing construction immediately for affected families. Visakhapatnam has one of the highest numbers of slum settlements in the state.
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How to check APSHCL eligibility and application status
- Visit the official APSHCL portal.
- Enter your Aadhaar number or Beneficiary ID.
- Your eligibility status and application details will appear, including scheme name, approval status, and instalment history.
The Awaas+ 2024 mobile application is currently being used to identify rural households missed in earlier surveys. If you believe you are eligible but not registered, apply through the Awaas+ app or contact your local APSHCL district office.
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How APSHCL schemes connect to home loan financing
APSHCL schemes provide base financial assistance — but the total cost of construction often exceeds the government grant. For families who need supplemental financing beyond the scheme amount, a home construction loan can bridge the gap.
If you own a house site and are not covered under a government scheme, or if you need to supplement scheme support with additional financing, Bajaj Finance offers home loans from 7.25% p.a.** with amounts up to Rs. 15 Crore* and tenures up to 32 years. Check your eligibility today.
APSHCL has been instrumental in improving housing conditions for millions of BPL families in Andhra Pradesh over 4 decades. With Rs. 6,317 crore allocated for FY 2025-26 and a commitment to housing all poor before 2029, the state's housing drive is at its most ambitious scale. For families needing supplemental financing, Bajaj Finance offers home loans from 7.25% p.a.** with amounts up to Rs. 15 Crore*. Check your eligibility today.
Frequently Asked Questions
About APSHCL schemes
Financial assistance
How do you apply for Pedalandariki Illu or other APSHCL schemes in 2026?
Applications are managed at the district level. Visit your local APSHCL district office or Mandal Revenue Office with your Aadhaar card, income certificate, and land documents (if applicable). The Awaas+ 2024 app can also be used to register for rural housing surveys. Your eligibility is verified based on BPL status, land ownership, and current housing conditions.
What does "registered in women's name" mean under Pedalandariki Illu?
Under the Pedalandariki Illu scheme, the house site allotted to the family is registered in the name of the female head of household (or jointly if no female head). This promotes women's property ownership and financial security. It also protects the family home from being transferred or sold without the woman's knowledge.
How is APSHCL housing assistance disbursed?
Financial assistance is disbursed in instalments linked to construction milestones, similar to the PMAY-G model. The first instalment is released after sanction and foundation completion. Subsequent instalments are released as construction progresses, verified through geo-tagged photographs and field officer visits.
What is the Awaas+ 2024 app and who should use it?
The Awaas+ 2024 mobile app is a government survey tool used to identify rural households that may have been left out of earlier PMAY surveys. If you believe you are eligible for rural housing assistance but are not registered, use the app to submit your details. State authorities review Awaas+ submissions quarterly for inclusion in the beneficiary list.
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