The Integrated Grievance Redressal System (IGRS) in Andhra Pradesh enhances property transactions through digitisation. This platform simplifies processes such as calculating stamp duty, conducting document searches, and accessing registered documents online. To use IGRS AP, visit the official website, select the service you need, and enter the required details. You can calculate stamp duty accurately, search for property documents, and access registered documents conveniently. IGRS Andhra Pradesh ensures a smoother, more efficient transaction process, offering 24/7 access and increased transparency. By adopting IGRS AP, residents benefit from streamlined property transactions and easy access to essential services, making property management simpler and more accessible. And by adopting Bajaj Housing Finance Home Loan as your financing partner, you can make your homeownership journey smooth and hassle free. You may already be eligible. Check your loan offers by entering your mobile number and OTP.
What is IGRS AP (Andhra Pradesh)
IGRS AP (Registration and Stamps Department of Andhra Pradesh) is a digital platform developed to facilitate property-related processes such as registration, documentation, and grievance redressal. It aims to provide citizens with a hassle-free and transparent experience.
Services offered by IGRS AP portal
The IGRS AP portal offers a range of services to simplify property-related processes for citizens:
- Property registration: Enables online registration of properties, reducing the need for physical visits.
- Encumbrance certificate: Provides access to encumbrance certificates for property verification.
- Market value assistance: Helps determine property market values in specific areas.
- Grievance redressal: Facilitates filing and tracking property-related grievances.
- Stamp duty calculation: Offers online tools to calculate stamp duty and registration charges.
- Document search: Allows users to search and access registered documents.
These services ensure transparency, efficiency, and convenience for property transactions.
What is an Encumbrance Certificate (EC)
An Encumbrance Certificate (EC) is a legal document that shows whether a property is free from financial liabilities or legal complications. It helps confirm if the property is safe to buy, sell, or use for loans.
Here’s when you might need an EC:
While buying or selling a property
To apply for a home loan
For official property-related government services
When withdrawing funds from your Provident Fund to buy land
An EC can help you understand if the property has:
Unpaid loans or mortgages
Legal disputes or claims
Any financial burden on it
If the EC shows no encumbrances, the property is considered clear. If the EC lists encumbrances, it means there are existing issues like debts or legal restrictions attached to it.
This certificate is essential for verifying the legal and financial status of any property in Andhra Pradesh.
How to search IGRS EC and download online in Andhra Pradesh?
To check and download your EC online in Andhra Pradesh:
Click on “EC, CC & MV Assistance”
Choose “EC For Information Only” or “Signed EC” (Sign-in required for the latter)
On the EC Search page, fill in details such as:
Encumbrance Type
Document Number
Year of Registration
Registered SRO Office
Complete the captcha and click Submit
Follow on-screen steps to download or print your EC
How to calculate AP stamp duty and registration charges
Stamp duty calculation is a key aspect of property transactions, and IGRS Andhra Pradesh simplifies this process. The portal features a stamp duty calculator that helps users in determining the stamp duty based on factors such as property type, location, and transaction value. The tool ensures transparency and lets individuals make informed financial decisions.
Alternatively, use our stamp duty calculator to check the stamp duty charges on your property.
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Offline method to get an EC
Prefer the offline route? Here’s how:
Collect necessary documents like earlier sale deeds and valid ID proof
Visit your nearest Sub-Registrar Office
Ask for the EC application form and fill it with your property’s details
Submit the filled form and attached documents
Pay the applicable fee in cash or as advised
Collect the acknowledgement slip for reference
Return on the given date to receive your EC
Processing time can take anywhere between 7 to 15 working days, depending on the office workload and verification requirements.
Types of EC: Form 15 and Form 16
There are two kinds of ECs you may come across:
Form 15 EC: Issued when the property has encumbrances, like pending loans, mortgages, or ongoing legal disputes. It shows the exact nature of the claim or charge.
Form 16 EC: Also called a Nil Encumbrance Certificate, it means the property is clear of any financial or legal burden.
Knowing the difference between these forms is important for safe property transactions, especially if you are planning to buy, sell, or mortgage a property.
EC vs sale deed vs patta
While dealing with land or property, these documents often get confused. Here’s how they differ:
Encumbrance Certificate (EC): Shows if the property has any loans, mortgages, or legal disputes. It’s a record of transactions.
Sale Deed: Proves legal transfer of property ownership from seller to buyer. This is the final legal contract for a sale.
Patta: An official land ownership record, generally for agricultural or rural land. It is issued by the local government and contains details like land type and ownership.
Each document serves a different purpose and is important in property verification.
How to use the IGRS Andhra Pradesh portal online?
The IGRS Andhra Pradesh Portal simplifies property document searches and verification processes. Here’s a step-by-step guide to using the portal efficiently:
Step 1: Visit the official IGRS AP portal
Go to the IGRS Andhra Pradesh official website.
Step 2: Select the ‘Document Search’ option
On the homepage, click on the ‘Document Search’ tab to begin your search.
Step 3: Enter key details
- Provide necessary details such as property registration number and party name (buyer/seller)
Step 4: Search for property-related documents
- Click the ‘Search’ button to retrieve the required property documents.
Step 5: Access property information
- The portal will display the searched document with details like property ownership, transaction history, and registration status.
Step 6: Download or save the document
- You can download the document or save it for future reference.
IGRS Andhra Pradesh - Stamp duty and registration charges
Here are the details of the stamp duty and registration charges:
| S. No. | Nature of Deed | Stamp Duty (ap stamps and registration fees) | Registration Charges | User Fee |
| 1 | Gift Deed | 2% on M.V. | 0.50% | 100/- if the value is ≤ 50,000 and 200/- if > 50,000 |
| 2 | Mortgage with Possession | 2% | 0.10% | 100/- |
| 3 | Partition | 1% on V.S.S. | 1000/- | 100/- if the value is ≤ 50,000 and 200/- if > 50,000 |
| 4 | Sale of Immovable Property | 5% | 1% | 100/- if the value is ≤ 50,000 and 200/- if > 50,000 |
| 5 | Settlement | 2% | 0.50% | 100/- if the value is ≤ 50,000 and 200/- if > 50,000 |
| 6 | Agreement of Sale Cum G.P.A. | 5% | 2000/- | 100/- if the value is ≤ 50,000 and 200/- if > 50,000 |
| 7 | Agreement to Sale with Possession | 5% | 0.50% | 100/- if the value is ≤ 50,000 and 200/- if > 50,000 |
| 8 | Mortgage without Possession | 0.50% | 0.10% | 100/- |
IGRS AP - Documents required for property registration
To register a property with IGRS AP (Andhra Pradesh Stamps and Registration), you will need to provide the following documents:
- Passport-size photos of the buyer, seller, and the buyer
- Identity cards such as Aadhaar Card, Voter ID, or Passport
- Current property card obtained from CSD (City Survey Department)
- Registered photocopy of the original sale deed
- Photocopies of utility bills
- Photocopy of the valid document indicating the necessary stamp duty payment
How to check registered documents on IGRS Andhra Pradesh
Citizens of Andhra Pradesh can seamlessly verify their registered documents online through the IGRS portal. This feature facilitates access to digital copies of registration records and provides a secure method for property ownership validation.
You can follow the below steps to check the registered documents online:
- Online document verification in Andhra Pradesh
- IGRS portal for citizens
- Access to digital copies of registration records
- Secure method for property ownership verification
How to pay registration and stamp duty online on IGRS Andhra Pradesh?
IGRS Andhra Pradesh streamlines the payment of stamp duty and registration fees through an online payment process. Here is the step-by-step process:
- Calculate stamp duty
- Generate a payment challan on the IGRS portal
- Pay online using various methods
- Verify receipts and e-stamp certificate
- Submit documents to the sub-registrar
- Complete registration, including document verification and stamping
- Receive registration certificate and related documents
How to get a copy of registered documents on IGRS Andhra Pradesh?
For individuals who want a copy of their registered documents, the IGRS Andhra Pradesh portal provides a simple solution. Through the portal, you can obtain certified copies of your registered documents online. This feature serves various purposes, including legal documentation, property verification, and record-keeping.
Encumbrance Certificate (EC) in Andhra Pradesh
An Encumbrance Certificate is a vital legal document that serves as a comprehensive record of all financial and legal transactions related to a specific property. It is issued by the Sub-Registrar's Office and is essential for property buyers, sellers, and those seeking loans against property. Here are key details about the Encumbrance Certificate in Andhra Pradesh:
- Purpose: The primary purpose of an Encumbrance Certificate is to establish the ownership and legal status of a property. It helps individuals verify whether a property is free from any legal disputes, mortgages, or other encumbrances.
- Transactions included: The certificate contains a detailed history of property transactions, including sale deeds, mortgages, gifts, partitions, and any other encumbrances. It typically covers the past 12 to 30 years, depending on the state's regulations.
- Property ownership: It confirms the current and past owners of the property, providing clarity on the property's chain of ownership.
- Mortgage information: The certificate highlights any existing mortgages or loans against the property, allowing potential buyers or lenders to assess the property's financial liabilities.
- Required for property transactions: Property buyers often require an Encumbrance Certificate to ensure that the property they intend to purchase has a clear title and is free from legal issues. Similarly, lenders may request it when considering property as collateral for loans.
- Application process: To obtain an Encumbrance Certificate in Andhra Pradesh, applicants need to submit a formal application to the local Sub-Registrar's Office. They should provide specific property details and transaction period for which the certificate is required. There may be nominal fees associated with the application.
- Validity: The certificate is typically issued for a specific period, such as the past 12 or 30 years, depending on local regulations. For a more extensive search, applicants may request multiple certificates covering different timeframes.
- Online access: In many states, including Andhra Pradesh, the process of obtaining an Encumbrance Certificate has been digitized. Applicants can apply and track the status of their applications online.
- Use cases: Besides property transactions, the Encumbrance Certificate can be required for various purposes, including obtaining a building permit, settling property disputes, and claiming a property as an heir.
- Importance: Verifying the Encumbrance Certificate is crucial before finalizing any property-related transaction. It ensures that you are investing in a property with a clear title and helps protect your legal interests.
In summary, an Encumbrance Certificate in Andhra Pradesh is an essential document for anyone involved in property transactions, serving as a reliable record of a property's ownership and legal history. It contributes to transparency and legal certainty in real estate dealings.
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Types of Encumbrance Certificate (EC)
The Registration and Stamps Department of Andhra Pradesh administers Encumbrance Certificates (EC) and stamps. There are two main types of AP Encumbrance Certificates (EP) and related forms:
- Form 15: This form encompasses a comprehensive record of various property transactions, including leases, sales, gifts, releases, mortgages, partitions, and more. Form 15 is issued when a property is registered with these transaction details. Property buyers and loan providers are required to provide accurate information when completing this form.
- Form 16: Form 16 is issued by the sub-registrar and serves as a NIL document, commonly referred to as a NIL EC. It serves as evidence that the property in question is under dispute or has not undergone any transactions since the requested EC was made.
