Latest Indian Government Schemes 2025

Government schemes in India are designed to support the country's development by addressing both social and economic challenges. These initiatives aim to provide essential services and uplift marginalised groups, improve living standards, and promote financial inclusion, health, education, and employment opportunities.

The importance of these schemes lies in their impact on the daily lives of citizens, especially those in rural and underprivileged communities. Understanding these schemes not only helps people take advantage of them but also encourages active participation in the nation’s growth story.

On 1 February 2021, during the Union Budget presentation, several key announcements were made, including the Aatmanirbhar Bharat package worth Rs. 27.1 lakh crore to support recovery from the COVID-19 crisis. Earlier, in 2020, a relief package of Rs. 1.70 lakh crore under the PM Garib Kalyan Yojana was launched to tackle financial hardships caused by the pandemic.

This article covers important government schemes implemented in India, offering a summary of each programme’s objective and benefit. Whether you're preparing for exams or simply wish to stay informed, these details will help you better understand their significance.

Several recent government schemes focus on social security, financial inclusion, and skill development. These include the Pradhan Mantri Shram Yogi Maan-Dhan Yojana (PM-SYM) for old-age protection, the Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) for life and accident insurance, and the Pradhan Mantri Kaushal Vikas Yojana (PMKVY) for skill development. Additionally, the Pradhan Mantri Matru Vandana Yojana (PMMVY 2.0) provides incentives for the second child, particularly if it's a girl.

Objectives of government schemes in India

The main objective of state or the centre in implementing these schemes is the welfare of Indian citizens. However, the aim of a specific scheme differs based on the governing body. Since centrally-sponsored schemes are generally put into effect by the respective state, the objectives will align with the state's 5-year plan. Similarly, with central schemes, the nation's goals are addressed, and they may give rise to multiple sub-schemes based on the scope.

To know the true objective of any given scheme, you'll have to conduct your own research by visiting official government portals. The mission statement should give you a clear picture of what the scheme hopes to achieve.

List of government schemes in India

While there are many schemes in motion at present, take a look at the top 10 most prominent schemes and their objectives, so you can identify the Indian government schemes that you can benefit from.