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What is Part Prepayment in Home Loan?

What is Part Prepayment in Home Loan?

You can avail of a home loan part pre-payment facility depending on the financial institution you are dealing with. It simply means, at times when you have reserve or extra cash flow, you can pre-pay any amount as a pre-payment transaction and save on your overall interest to be paid for the rest of the tenor. There is no limit on the maximum amount, however, the minimum amount per pre-pay transaction cannot be less than 3 EMIs.

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