Published Apr 8, 2026 · 4 Min Read

The vivo X300 represents a leap in mobile photography and processing power, offering professional-grade features for Indian consumers. It features a revolutionary 200MP main sensor paired with Zeiss optics to deliver unmatched image clarity in diverse lighting conditions. The Mediatek Dimensity 9500 chipset ensures that the device handles intensive applications and high-end gaming without any lag. 

 
You can own this premium smartphone by using the Bajaj Finserv Insta EMI Card. The card allows you to divide the purchase price into Easy EMIs, making this advanced technology affordable while preserving your monthly savings.

Overview of the vivo X300

The vivo X300 combines a compact design with flagship specifications to provide a superior user experience. It features a 6.31-inch LTPO AMOLED display with a 120 Hz refresh rate and a peak brightness of 4,500 nits. The device carries an IP68/IP69 rating, protecting it against dust and high-pressure water jets. Running on Android 16, the phone promises up to five major upgrades for long-term usability. With a 6,040 mAh silicon-carbon battery and 90 W fast charging, the vivo X300 ensures you stay connected throughout the day with minimal downtime.

Key features and specifications of the vivo X300

The vivo X300 offers a balanced mix of professional imaging, robust performance, and durable build quality. It caters to users who seek a high-performance device with a compact form factor.

  • Professional Zeiss imaging: Capture stunning photographs using the 200MP main camera and 50MP periscope telephoto lens with Zeiss T* coating.
  • Elite processing power: Experience seamless multitasking and gaming with the Mediatek Dimensity 9500 chipset and up to 16GB RAM.
  • Compact flagship display: Enjoy vivid visuals on the 6.31-inch LTPO AMOLED screen featuring a high pixel density of 461 ppi.
  • Exceptional battery endurance: Stay powered for longer with the 6,040 mAh battery that supports 90 W wired and 40 W wireless charging.
  • Advanced biometric security: Unlock your device instantly and securely using the under-display ultrasonic fingerprint sensor that functions even with wet hands.
     
SpecificationDetails
ProcessorMediatek Dimensity 9500
Display6.31-inch LTPO AMOLED, 120 Hz, 4,500 nits
RAM12GB / 16GB
Storage256GB / 512GB / 1TB
Rear camera200MP (OIS) + 50MP (Telephoto) + 50MP (Ultrawide)
Selfie camera50MP
Battery6,040 mAh
Weight190 g

Price of the vivo X300 in India (2026)

The vivo X300 is available in several storage configurations to meet your specific requirements. Choose the variant that best fits your digital lifestyle and professional data needs in the Indian market.
 

VariantPrice
vivo X300 (12GB RAM + 256GB Storage)Rs. 75,998
vivo X300 (16GB RAM + 256GB Storage)Rs. 79,998
vivo X300 (16GB RAM + 512GB Storage)Rs. 84,998
vivo X300 (16GB RAM + 1TB Storage)Rs. 92,998

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 

Why choose the vivo X300

Choosing the vivo X300 ensures you own a versatile smartphone that excels in both photography and daily productivity. It provides a durable build and future-proof software to enhance your mobile experience.

  • Superior low-light photography: Benefit from the large 1/1.4-inch sensor and Zeiss optics to take bright and detailed photos at night.
  • Ultra-bright outdoor visibility: View your screen clearly even under direct sunlight thanks to the peak brightness of 4,500 nits.
  • Fast and versatile charging: Power up your device quickly using the 90 W wired charger or enjoy the convenience of 40 W wireless charging.
  • Rugged and durable design: Rely on the reinforced glass and IP68/IP69 ratings that protect your phone from accidental drops and water exposure.
  • Smooth software updates: Stay ahead with five major Android upgrades, ensuring your device receives the latest security patches and features.

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is a digital financial tool that provides a pre-approved card loan offer of up to Rs. 3 lakh. You can use this card to shop at over 1.5 lakh partner stores across 4,000 cities in India. It allows you to split the cost of your purchases into Easy EMIs with flexible repayment tenures. The card eliminates the need for physical documentation at the time of purchase, offering a seamless and instant checkout. It empowers you to afford premium electronics like the vivo X300 without straining your monthly savings.

 
Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and purchase your vivo X300 easily and affordably.

How to buy the vivo X300 using the Insta EMI Card

Purchasing the vivo X300 with your Insta EMI Card is a simple and efficient process at any authorised partner store. Follow these steps to complete your transaction and bring home your new device.

  • Select your product: Visit a partner retail outlet and choose the vivo X300 variant and colour that you prefer.
  • Share your card details: Inform the billing executive at the counter that you wish to use your Insta EMI Card for the purchase.
  • Choose your tenure: Pick a repayment tenure that aligns with your monthly financial plan for maximum comfort.
  • Verify the payment: Share the One Time Password received on your registered mobile number with the executive to authenticate the transaction securely.
  • Complete the checkout: Finalise the quick digital process and take your new smartphone home while paying in Easy EMIs.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 
Also read: Features and benefits of the Bajaj Finserv Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

 
Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
      

Also read: How to apply for the Insta EMI Card
 

Explore more:

EMI full formBNPLPOS full form

Your Requirement

Frequently asked questions

What is the price of the vivo X300 in India?

The vivo X300 starts at Rs. 75,998 for the base variant featuring 12GB RAM and 256GB storage. Prices increase for configurations with higher RAM and storage, reaching up to Rs. 92,998 for the 1TB model. This pricing places it in the premium flagship category in India.

Is the vivo X300 worth buying in 2026?

The vivo X300 remains an excellent choice in 2026 due to its future-proof Dimensity 9500 chipset and 200MP Zeiss camera system. With guaranteed Android upgrades and a high-end LTPO AMOLED display, it offers a premium experience that will stay relevant for several years to come.

Which variant of the vivo X300 should I choose?

You should choose the 12GB RAM variant if you use your phone for standard tasks and social media. If you are a professional photographer or a heavy gamer, the 16GB RAM variant with 512GB or 1TB storage provides the necessary speed and space for your files.

Does the vivo X300 offer good value for money?

The vivo X300 provides exceptional value for money by offering professional Zeiss optics and a flagship processor in a compact design. Its long battery life, rapid charging, and durable IP69-rated build justify the premium price tag for users who want a high-quality, long-lasting smartphone.

Show more Show less

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000