Treadmill on No Cost EMI

Get fit at your pace with the latest treadmills on EMI using your Insta EMI Card. Your health, your way!
Treadmill on No Cost EMI
5 mins
20th October 2023

In today's fast-paced world, maintaining a healthy lifestyle is more crucial than ever. Regular exercise, such as running or walking, is an essential component of a healthy routine. However, not everyone has the time or opportunity to exercise outdoors regularly. This is where treadmills come to the rescue. They provide a convenient and efficient way to stay fit from the comfort of your home. To make it even more accessible, many individuals opt to purchase treadmills on EMI (Equated Monthly Instalments).

A treadmill on EMI is easy to buy and you can pay using a credit card or through the EMI card. To save money and be stress-free as far as affordability is concerned, it is better that you have a card, especially suited for EMI purchases. This comes in the form of the Bajaj Finserv Insta EMI Card.

List of latest treadmills on EMI at Bajaj Finserv partner stores

Before delving into the details of No Cost EMI options, let us look at some of the latest treadmills available at Bajaj Finserv partner stores. These top-quality treadmills come with a range of features, ensuring you get the best value for your investment.

  • Reebok treadmills: Reebok is a renowned fitness brand, and its treadmills offer a perfect blend of style and functionality. Choose from various models to suit your needs, including space-saving designs.
  • Lifeline treadmills: Lifeline treadmills are known for their durability and performance. With a variety of models, they cater to both beginners and fitness enthusiasts.
  • Powermax treadmills: Powermax offers an extensive range of treadmills with features like powerful motors, cushioned decks, and user-friendly interfaces. These treadmills are designed to withstand intense workouts.

Different types of treadmills available on No Cost EMI

When you decide to buy a treadmill on EMI, you have the advantage of choosing from various types of treadmills, each designed to meet specific fitness requirements:

Manual treadmills

These treadmills are budget-friendly and do not require electricity to operate. Users control the speed and intensity of their workout by pushing against the treadmill belt.

Motorised treadmills

Motorised treadmills come equipped with a motor to power the belt, making your workout more convenient. These treadmills often come with pre-programmed workouts and adjustable speed settings.

Folding treadmills

Ideal for those with limited space, folding treadmills can be easily stored when not in use. They offer the convenience of a treadmill without taking up too much room.

Commercial treadmills

For those who desire gym-quality equipment, commercial treadmills are the best choice. These machines are durable, have larger running surfaces, and come with advanced features.

How to buy a treadmill online on EMI with Bajaj Finserv Insta EMI Card

Bajaj Finserv Insta EMI Card is a popular choice for purchasing treadmills on EMI without a credit card. Here is how you can make this fitness investment a reality:

  • Visit a partner store: Start by visiting a Bajaj Finserv partner store where you can choose the treadmill that suits your needs. Choose from a selection of 1.5 lakh+ online and offline partners.
  • Choose the product: Compare between the products available on EMI and choose your desired treadmill.
  • Proceed for checkout: If you are shopping for a treadmill online, add the product in your cart and choose the Insta EMI Card as your preferred payment method. When shopping offline, simply provide your Insta EMI Card details during the billing process.
  • Select EMI plan: Finally, you can choose an EMI plan that suits your budget. With the No Cost EMI option, you will not have to worry about additional interest charges.
  • Complete the purchase: Once you have selected an EMI plan, your treadmill purchase is complete.

Benefits of shopping for a treadmill using the Insta EMI Card

The Bajaj Finserv Insta EMI Card comes with several advantages when purchasing a treadmill:

  • No Cost EMI: As the name suggests, the No Cost EMI option ensures that you will not have to pay any interest on the purchase. This makes it a financially prudent choice.
  • Flexible tenure: With the Insta EMI Card, you can choose a flexible repayment tenure that best suits your financial situation.
  • Easy application process: The application process for the Insta EMI Card is straightforward and quick, ensuring you can get your treadmill sooner rather than later.
  • No need for a credit card: Not having a credit card is not a problem. The Insta EMI Card allows you to enjoy EMI benefits without one.
  • Access to a wide range of products: Apart from treadmills, you can use the Insta EMI Card to purchase over 1 million+ products, from electronics to appliances, on EMI.

Check Features and Benefits of Insta EMI Card

Eligibility criteria for getting a treadmill on EMI Card

To make your treadmill purchase on EMI through the Bajaj Finserv Insta EMI Card, you need to get yourself the Insta EMI Card first. You need to meet the following eligibility criteria:

  • Age: You should be between 21 and 65 years of age.
  • Regular source of income: Having a regular source of income is essential for the approval of your EMI application.
  • Documents: As mentioned earlier, you will need to provide the necessary documents, such as identity proof, address proof, and a cancelled cheque, for the verification process.
  • Residential stability: Your residential stability can play a role in the approval process. Having a stable residence can enhance your eligibility.
  • Credit score: While you do not need a credit card to get an Insta EMI Card, a good credit score can positively impact your application.

Check Document Requited for Insta EMI Card

How to apply for the Bajaj Finserv EMI card

Applying for the EMI Card is a straightforward process:

  1. Enter your 10-digit mobile number and verify the OTP sent to your phone.
  2. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  3. Select your employment type and gender.
  4. Click on submit to know your card limit.
  5. Verify your KYC using your Aadhaar Card or DigiLocker.
  6. Post successful KYC, pay a one-time joining fee of Rs. 599.
  7. Click on 'Activate Now' and enter your bank account number and IFSC code to complete the e-mandate process.
  8. After successful e-mandate registration, your card is ready to use.


The option to buy a treadmill on EMI, particularly through the Bajaj Finserv Insta EMI Card, makes it easier than ever to invest in your health and fitness without straining your finances. With the flexibility of EMI tenures, no interest charges, and easy application process, it is a win-win situation for fitness enthusiasts. Whether you are a beginner or a seasoned fitness enthusiast, treadmills on EMI are a convenient and cost-effective way to achieve your fitness goals. Say goodbye to excuses and embrace a healthier lifestyle with the accessibility of No Cost EMI options.


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Frequently asked questions

Can I get a treadmill on EMI without a credit card?

Yes, you can acquire a treadmill on EMI without a credit card, thanks to options like the Bajaj Finserv Insta EMI Card. This card is designed to provide EMI facilities without the need for a traditional credit card.

Can I buy a treadmill on EMI?

Certainly, you can buy a treadmill on EMI. Many retailers and financial institutions offer EMI plans, allowing you to spread the cost of the treadmill over several months, making it more affordable.

Is a No Cost EMI option available for buying a treadmill?

Yes, a No Cost EMI option is often available when purchasing a treadmill. With No Cost EMI, you will not have to pay any additional interest, ensuring your treadmill purchase remains financially efficient.

Do I have to pay any interest while buying a treadmill with the Bajaj Finserv Insta EMI Card?

No, you will not have to pay any interest when buying a treadmill with the Bajaj Finserv Insta EMI Card. This card offers a No Cost EMI feature, making it a cost-effective way to acquire fitness equipment.

How to afford a treadmill?

To afford a treadmill, you can explore EMI options, such as the Bajaj Finserv Insta EMI Card, which allows you to pay for the treadmill in manageable monthly instalments. Additionally, consider budget-friendly models and take advantage of sales or discounts to make your fitness investment more affordable.

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