Bajaj Finserv Business Loan in Kozhikode
Kozhikode, a key city in the state of Kerala, has evolved into a growing commercial and service sector hub on the Malabar Coast. Historically a major trading port, the city today is witnessing steady development in sectors like IT, retail, healthcare, and education. With the establishment of IT parks and business incubators, Kozhikode is gradually attracting startups, tech professionals, and service-based enterprises from across the region.
In addition to its expanding tech and service sectors, Kozhikode maintains strong roots in traditional industries such as seafood processing, textiles, and logistics. This blend of modern growth and traditional strength creates a favourable environment for entrepreneurship. As a result, many business owners and self-employed professionals are choosing Kozhikode to launch or grow their ventures. Like any developing business destination, access to adequate capital remains crucial for hiring staff, enhancing infrastructure, and managing day-to-day operations.
Avail of a Bajaj Finserv Business Loan in Kozhikode to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Kozhikode. The entire process is online, no branch visit required:
Check your business loan offer in Kozhikode with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Features and benefits of business loan in Kozhikode
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Flexi loan facility
Borrow when you need and repay at your convenience with our unique Flexi business loan facility.
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No collaterals required
Avail of our unsecured business loans without risking any of your assets.
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Loans up to Rs. 80 lakh
Acquire adequate funds as high as Rs. 80 lakh to finance big-ticket expenses. Know your monthly instalments in advance using our Business Loan EMI Calculator.
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Multiple tenor
Bajaj Finserv offers tenor of up to 96 months. Choose a suitable period to repay comfortably.
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Online account access
Manage your loan account online via customer portal – Experia.
Kozhikode is emerging as one of Kerala’s prominent educational centres, known for its academic excellence and growing student population. The city hosts a wide range of schools, colleges, and research institutions offering programs in fields such as engineering, management, healthcare, and the sciences. Its focus on quality education, combined with modern infrastructure and a supportive learning environment, attracts students from across the state and beyond.
In addition to its academic strengths, Kozhikode is also witnessing growth in sectors like information technology, healthcare, and retail. With the development of IT parks and business hubs, the city is gradually becoming a centre for service-based industries and entrepreneurial ventures. This combination of educational advancement and sectoral growth is creating increasing demand for skilled professionals, business services, and investment opportunities.
If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced city, Bajaj Finserv offers a simple solution. You can apply for a business loan in Kozhikode with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Kozhikode. No branch visit needed to check your eligibility.
*Conditions apply
Documentation and eligibility criteria for business loan in Kozhikode
Meet these simple eligibility requirements to qualify for a high-value business loan.
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Age
21 to 80 years*
(*Age should be 80 years at Loan Maturity)
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Business vintage
At least 3 years
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CIBIL score
Check your CIBIL Score for FREE685+
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Citizenship
Indian resident
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Business type
Self-employed non-professional/ self-employed professional/ entities
Sporting high eligibility will help you negotiate lower interest rates. Also, please take note of all mandatory documents required and submit them accordingly for seamless loan processing. For the complete list of documents needed, click here.
Interest rates and charges on business loan in Kozhikode
Enjoy low and attractive interest rates on a business loan in Kozhikode, with zero hidden charges. You can use our business loan EMI calculator to estimate your monthly repayments easily and plan your finances better. Please go through our terms and conditions to learn about other applicable charges or contact us for further enquiries. For the complete list of charges, click on “Business Loan Interest Rates.”
How to apply for business loan in Kozhikode
- Click on the ‘CHECK ELIGIBILITY' button on this page.
- Enter your 10-digit mobile number and OTP.
- Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
- Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your business loan application.
For self-employed individuals looking for financial assistance, you may also consider applying for a personal loan for self-employed to fulfill your financial needs.
Apply for Business Loan in Nearby Cities of Kozhikode
Business Loan in Nearby Cities of Kozhikode |
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