Royaloak Furniture: Buy Home and Office Furniture Using the Insta EMI Card

Upgrade your home with Royaloak furniture and enjoy interest-free payments in India using the Bajaj Finserv Insta EMI Card.
Royaloak Furniture: Buy Home and Office Furniture Using the Insta EMI Card
· 4 Min Read
April 9, 2026

Royaloak furniture brings international designs and superior craftsmanship to Indian homes, helping you create a sophisticated living space.They offer an extensive range of collections inspired by American, Italian, Turkish, and Malaysian styles. Whether you need a plush leather recliner or a sturdy solid wood dining set, this brand provides options that balance aesthetics with durability. 

You can upgrade your home decor today by using the Bajaj Finserv Insta EMI Card. This facility allows you to convert your furniture expenses into Easy EMIs, ensuring you enjoy premium quality without a heavy upfront payment.
 

Overview of Royaloak furniture

Royaloak furniture stands as a premier retail brand in India, known for its vast global collections and functional designs. The company sources high-quality materials to manufacture furniture that meets international standards of comfort and ergonomics. From space-saving wardrobes to luxurious bedroom sets, their catalogue features over 10,000 products catering to diverse tastes. With more than 200 stores across the country, they provide a tactile shopping experience where you can feel the textures and test the durability of each piece before making a final decision for your home.
 

Key features of furniture pieces from Royaloak

Royaloak focuses on delivering global furniture trends that suit the specific needs and space constraints of modern Indian households. These pieces combine style with long-lasting structural integrity.

  • Globally inspired designs: Choose from distinct collections like the Italian, American, or Malaysian series, each offering a unique cultural aesthetic for your interior decor.
  • Ergonomic construction: Experience superior comfort with chairs and sofas designed to support your posture during long hours of relaxation or work.
  • Durable material selection: Benefit from furniture crafted with high-grade solid wood, engineered wood, and premium upholstery like genuine leather or high-quality fabric.
  • Smart storage solutions: Maximise your living space with hydraulic beds and multi-door wardrobes that offer ample room for your personal belongings.
  • Easy maintenance finishes: Maintain the pristine look of your furniture with melamine or high-gloss finishes that resist scratches and are simple to clean.
     

List of Royaloak furniture stores in India

Royaloak operates a wide network of physical outlets in major cities and towns across India. These stores allow you to explore their extensive catalogue in person with professional guidance.

CityStore location details
BengaluruBanaswadi, Electronic City, Yelahanka, and HSR Layout
MumbaiTurbhe, Vashi, Mira Road, and Thane
PuneWagholi, Baner, and Hadapsar
KolkataFlagship store at Action Area II, Newtown
HyderabadBanjara Hills, Miyapur, and LB Nagar
ChennaiOMR, Porur, and Anna Nagar

Price list of the top selling furniture pieces from Royaloak you can buy on EMIs (2026)

You can find a variety of high-quality furniture pieces at competitive prices. These top-selling models are eligible for Easy EMIs, making it simpler for you to plan your home renovation.

Model nameWhy should you get thisPrice
Royaloak Baleno 2 Door WardrobeIdeal for compact bedrooms with a sleek finishRs. 9,500
Royaloak Melaka Wooden Sofa 1SCompact and sturdy seating for smaller living roomsRs. 12,350
Royaloak Penang 2 Door WardrobeFeatures a durable melamine finish for daily useRs. 14,990
Royaloak Baleno Queen BedAffordable hydraulic storage bed for modern homesRs. 19,990
Royaloak Melaka Wooden Sofa 3SSpacious solid wood sofa with comfortable cushionsRs. 24,300
Royaloak Texas American Queen BedFeatures a classic American design in warm wood tonesRs. 28,999
Royaloak Muar Malaysian Queen BedPremium hydraulic storage bed with elegant flutingRs. 32,000
Royaloak Atlanta American ReclinerPower motion fabric recliner for ultimate relaxationRs. 38,000
Royaloak Tivoli Italian Queen BedFeatures high-gloss Italian styling with headboard storageRs. 39,000
Royaloak Johor Malaysian 3S SofaLuxurious genuine leather sofa for a premium lookRs. 54,000

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 
 

Why choose furniture from Royaloak

Investing in Royaloak furniture ensures you receive a product that blends international style with practical utility. The brand focuses on delivering excellence through meticulous quality checks and customer-centric designs.

  • Unbeatable price points: Access international furniture designs at prices that fit your budget without compromising on the quality of materials used.
  • Extensive product variety: Browse through thousands of options ranging from living room essentials to office furniture and outdoor seating.
  • Quality assurance: Enjoy peace of mind with a one-year warranty on manufacturing defects for most furniture items in their collection.
  • Professional installation: Save time and effort with expert technicians who assemble and install your furniture at your residence for free.
  • Innovative sub-brands: Explore specific ranges like the Sustainable Modular collection if you prefer eco-friendly and customisable home decor solutions.
     

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is a digital financial tool that provides a pre-approved card loan offer of up to Rs. 3 lakh. You can use this card to shop at over 1.5 lakh partner stores across 4,000 cities in India. It allows you to split the cost of your purchases into Easy EMIs with flexible repayment tenures. The card eliminates the need for physical documentation at the time of purchase, offering a seamless and instant checkout. It empowers you to afford premium home furnishings like Royaloak furniture without straining your monthly savings.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred furniture pieces from Royaloak easily and affordably.
 

How to buy furniture pieces from Royaloak using the Insta EMI Card

Purchasing your favourite Royaloak furniture with the Insta EMI Card is a straightforward process at any authorised partner store. Follow these steps to complete your transaction and furnish your home today.

  • Visit a partner outlet: Go to a Royaloak furniture store or an authorised partner and select the furniture pieces you wish to buy.
  • Present your card details: Inform the store representative that you want to use your Insta EMI Card for payment at the billing counter.
  • Select a tenure: Choose a repayment tenure between 3 to 60 months that suits your monthly income and financial commitments.
  • Verify the transaction: Provide the One Time Password sent to your registered mobile number to the executive for secure authentication.
  • Finalise your order: Complete the digital documentation process to convert your purchase into Easy EMIs and schedule your furniture delivery.
     

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 
Also read: Features and benefits of the Bajaj Finserv Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

 
Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
      

Also read: How to apply for the Insta EMI Card
 

Explore more:

EMI full formBNPLPOS full form

Frequently asked questions

Do Royaloak furniture stores accept the Bajaj Finserv Insta EMI Card?

Yes, most Royaloak furniture stores across India accept the Bajaj Finserv Insta EMI Card for offline purchases. You can use your card to buy sofas, beds, dining sets, and other furniture items. Simply inform the store executive at the billing counter to proceed with the EMI payment option.

Are products from Royaloak costly?

Royaloak offers furniture across various price points to cater to different budgets. While they feature premium international collections, they also provide a "Value" range for budget-conscious shoppers. Using the Insta EMI Card helps make even their high-end premium pieces affordable through manageable monthly instalments over several months.

How to buy products on EMIs from Royaloak furniture stores?

To buy products on EMIs, visit a Royaloak store and select your preferred furniture. Provide your Bajaj Finserv Insta EMI Card details to the representative and choose a comfortable repayment tenure. Once you verify the transaction with an OTP, the store will convert the total cost into interest-free Easy EMIs.

What is the repayment tenure available for products from Royaloak furniture stores?

When you use the Insta EMI Card at Royaloak, you can choose a flexible repayment tenure ranging from 3 to 60 months. This wide range allows you to select a monthly instalment amount that fits comfortably within your budget, ensuring your household expenses remain balanced and manageable.

What types of furniture pieces can I purchase from Royaloak on EMIs?

You can purchase almost any type of furniture from Royaloak on EMIs, including bedroom sets, sofa sets, dining tables, recliners, and office furniture. The facility applies to all products as long as the total invoice amount meets the minimum requirement of the Bajaj Finserv Insta EMI Card.

How long do EMI approvals take for furniture purchases?

EMI approvals with the Insta EMI Card are nearly instantaneous. Since the card comes with a pre-approved card loan offer, the store executive only needs to verify your details and the OTP. The entire digital process at the counter usually takes only a few minutes to complete.

Show more Show less

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000