Kutchina: Shop for Modular Kitchen Using the Insta EMI Card

Kutchina has made a name for itself by offering a wide range of modular kitchen designs that cater to different tastes and budgets. Their products are known for blending aesthetics with practicality, making them a popular choice for homeowners looking to modernise their kitchens. From cabinetry to chimneys and hobs, every component is crafted with quality and innovation in mind.

Shopping at Kutchina is not just about buying a kitchen, it is about investing in a space that reflects your personality while enhancing your home's overall value. The company offers personalised solutions that fit your space and lifestyle, making your kitchen a place where form meets function.

Once you have shortlisted your preferred Kutchina modular kitchen, you do not need to pay the full amount upfront. The Bajaj Finance Insta EMI Card lets you convert your purchase into Easy EMIs, so the cost fits comfortably into your monthly budget.

• Card loan offer of up to Rs. 3 lakh to fund your modular kitchen purchase
• Repayment tenure across 3 to 60 months, so you can choose what works for you
• Accepted at 1.5 lakh partner stores across 4,000 cities in India, including Kutchina showrooms
• Zero down payment available on select products during festive season offers

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record, as well as to new applicants who clear KYC and eligibility checks. You can use it to convert your Kutchina modular kitchen purchase into Easy EMIs, at a one-time joining fee of Rs. 530 and zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred Kutchina modular kitchen easily and affordably.

Applying for the Insta EMI Card is a fully digital process that takes only a few minutes. Follow these steps to get started:

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on this page
2. Enter the OTP and submit
3. Enter your full name and click on 'Yes, Auto-Fetch Details'
4. Verify your pre-filled personal details and click on 'CONTINUE'
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'
6. Review your wallet setup details and verify the OTP
7. Complete your identity verification by confirming your current residential address
8. Post successful identity verification, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes)
9. After successful payment, view your card details on the Bajaj Finance app

Note: The online process may differ depending on whether you are a new customer or already have a relationship with Bajaj Finance.

Also read: How to apply for the Insta EMI Card

Once your card is active, you can use it to buy a modular kitchen at any Kutchina showroom. Follow these steps:

1. Visit your nearest Kutchina store from the list above
2. Browse and select the modular kitchen design and components you want to buy
3. At checkout, tell the store executive you want to pay using the Bajaj Finance Insta EMI Card
4. Share your registered mobile number and card details with the executive
5. Choose a repayment tenure across 3 to 60 months that fits your monthly budget
6. Authenticate the transaction using the OTP sent to your registered mobile number
7. Your purchase is approved instantly, so you can start your kitchen upgrade

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase before you visit the store.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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