Sunitha Furniture: Shop Furniture on EMIs using the Insta EMI Card

Sofas, beds, and dining sets — shop at Sunitha Furniture on affordable Easy EMIs with the Bajaj Finance Insta EMI Card.
Sunitha Furniture: Shop Furniture on EMIs using the Insta EMI Card
4 Min Read
April 30, 2026

Sunitha Furniture is Kerala's largest furniture showroom — a 9-floor destination in Kannur established in 1985, offering 200-plus products across living, dining, and bedroom furniture with free delivery across South India. From stylish sofa sets and spacious wardrobes to elegant dining tables and cosy beds, Sunitha Furniture delivers affordable luxury for every home. 

Shop using the Bajaj Finance Insta EMI Card and convert your furniture purchase into Easy EMIs — making quality home furnishing accessible without upfront financial strain.
 

Overview of Sunitha Furniture stores

Sunitha Furniture, established in 1985, is one of Kerala's most trusted furniture destinations — operating from a massive 9-floor showroom on Thavakkara Road, Kannur. The store houses 200-plus products across living room furniture, dining sets, bedroom collections, office chairs, curtains, and crockery units — including both premium Indian and imported furniture. Sunitha Furniture operates an in-house manufacturing unit for customised furniture and offers free delivery across South India and delivery pan-India. Contact the store at sunithafurniture1985@gmail.com for product and delivery enquiries.
 

Key benefits of shopping from Sunitha Furniture stores

Sunitha Furniture delivers a comprehensive and trusted furniture shopping experience backed by four decades of craftsmanship and customer service. Here is what sets it apart.

  • 9-floor showroom with 200-plus products: The largest furniture showroom in Kerala spans nine floors of curated living, dining, and bedroom collections — giving buyers the most comprehensive in-person furniture browsing experience in Kannur.
  • In-house manufacturing for custom orders: Sunitha Furniture operates its own manufacturing unit — enabling customised furniture orders with specific dimensions, materials, and finishes tailored to individual home requirements.
  • Free delivery across South India: All purchases come with free delivery across South India, removing the logistical burden and additional cost that most Indian furniture buyers encounter with large-format orders.
  • Established since 1985 — four decades of trust: Nearly 40 years of operation and a loyal customer base across Kerala reflect consistent product quality, durable materials, and reliable after-sales support that newer furniture retailers cannot replicate.
  • Affordable luxury across all budgets: Sunitha Furniture curates collections that deliver a premium aesthetic at accessible price points — making high-quality home furnishing achievable for families across a wide range of household budgets.
     

List of Sunitha Furniture stores

Sunitha Furniture operates from its flagship showroom in Kannur, Kerala. The table below provides the confirmed store details.

Store nameAddressCityState
Sunitha Furniture — Flagship ShowroomThavakkara Road, KannurKannurKerala

Disclaimer: Store details are subject to change. Contact Sunitha Furniture directly or visit their website for the most current information.
 

Product categories available at Sunitha Furniture stores (2026)

Sunitha Furniture stocks a wide range of living, dining, and bedroom furniture across accessible price points. The table below covers popular products available at the store.

Product categoryWhy consider these from the store
CurtainsQuality fabric curtains for living rooms and bedrooms — available in multiple colours and styles to complement any interior
Office chairErgonomic office chair for comfortable extended use at home or office — durable construction and adjustable seating
Crockery shelfSpacious crockery shelf for organised dining storage — clean design that suits both traditional and modern Kerala interiors
SofasPremium sofa sets in multiple configurations — 3-seater, L-shaped, and recliner options for living rooms of every size
Beds and mattressesQuality beds with coat and mattress combinations — available in single, double, and queen sizes with headboard options
Dining tables and chairsComplete dining sets in wood and engineered finishes — suitable for compact apartments and large family dining rooms alike

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the partner store. 
 

Why should you shop from Sunitha Furniture stores

Sunitha Furniture combines the trust of a four-decade-old brand with Kerala's largest furniture showroom — offering custom manufacturing, free delivery, and a genuinely comprehensive product range. Here is why it stands out.

  • Largest furniture showroom in Kerala: A 9-floor showroom in Kannur provides unmatched in-person browsing across living, dining, and bedroom collections — far exceeding the product variety of any competing furniture retailer in the region.
  • Custom furniture from an in-house manufacturing unit: Buyers who need non-standard dimensions or specific material combinations can commission custom pieces directly — a service most retail furniture brands do not offer at comparable prices.
  • Free South India delivery removes a major purchase barrier: Large furniture delivery typically carries significant additional cost — Sunitha Furniture's free delivery across South India meaningfully reduces the total cost of furnishing a home from Kannur.
  • Bajaj Finance Insta EMI Card acceptance: Sunitha Furniture accepts the Bajaj Finance Insta EMI Card for purchases above Rs. 5,000 — with zero down payment on select products and flexible repayment tenure options across 3 to 60 months.
  • Nearly 40 years of Kerala home furnishing expertise: A business established in 1985 brings accumulated craftsmanship knowledge, supplier relationships, and material quality standards that directly benefit every buyer's purchase — regardless of budget or product category.
     

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card offers a pre-approved card loan offer that lets you purchase products across Bajaj Finance partner stores — including Sunitha Furniture — and pay for them in Easy EMIs rather than as a lump sum. The card provides a pre-approved card loan offer of up to Rs. 3 lakh, usable across over 1.5 lakh partner stores in more than 4,000 cities across India. You can apply online in minutes, with zero down payment available on select products and flexible repayment tenures across 3 to 60 months to suit your budget.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred sofa, bed, dining set, or wardrobe at Sunitha Furniture easily and affordably.
 

How to shop at a Sunitha Furniture store using the Insta EMI Card

Shopping at Sunitha Furniture on Easy EMIs using the Bajaj Finance Insta EMI Card follows a simple, step-by-step process. Here is what to do.

  • Check your Insta EMI Card eligibility online: Visit the Bajaj Finance website or app, enter your mobile number and OTP, and check your pre-approved card loan offer in minutes — no lengthy paperwork or branch visit required.
  • Activate your Insta EMI Card before visiting the store: Complete the digital activation process after approval — your card is ready to use at any Bajaj Finance partner store including Sunitha Furniture immediately after activation.
  • Visit the Sunitha Furniture showroom and select your furniture: Browse the 9-floor showroom across living, dining, and bedroom collections — confirm your chosen furniture pieces with store staff before proceeding to the billing counter.
  • Inform the billing counter that you wish to pay via Bajaj Finance Insta EMI Card: Store staff will process the transaction through the Bajaj Finance system — select your preferred EMI tenure from the flexible repayment tenure options available across 3 to 60 months.
  • Complete the purchase and arrange delivery: Once the EMI is confirmed, coordinate your free South India delivery with Sunitha Furniture staff — your Easy EMI repayment begins from the following month as per your selected tenure.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.


Also read: Features and benefits of the Bajaj Finance Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 70 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.


Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finance application after the successful payment.
     

Also read: How to apply for the Insta EMI Card
 

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Frequently asked questions

Does Sunitha Furniture accept the Bajaj Finance Insta EMI Card?

Yes — Sunitha Furniture accepts the Bajaj Finance Insta EMI Card at its Kannur showroom. You can use the card to purchase sofas, beds, dining sets, wardrobes, and other furniture on Easy EMIs. Check your Insta EMI Card eligibility before getting started. Present your card at the billing counter, select your repayment tenure, and the store staff complete the transaction through the Bajaj Finance system immediately.

How do you buy products on Easy EMIs at Sunitha Furniture?

Visit the Sunitha Furniture showroom on Thavakkara Road, Kannur, browse the 9-floor collection, and select your preferred furniture. Inform the billing counter that you wish to pay via the Bajaj Finance Insta EMI Card. Share your registered mobile number and OTP with store staff, select your repayment tenure from the available options, and the total purchase amount converts into Easy EMIs — with repayment beginning the following month.

Is zero down payment available on furniture at Sunitha Furniture?

Zero down payment is available on select furniture products at Sunitha Furniture through the Bajaj Finance Insta EMI Card. Confirm zero down payment availability for your chosen furniture directly with Sunitha Furniture store staff before finalising your selection.

How much will I pay per month for furniture at Sunitha Furniture?

Your monthly EMI depends on the total purchase value, the repayment tenure you select, and the applicable interest rate on your Bajaj Finance Insta EMI Card. The exact monthly instalment amount for your specific furniture purchase is displayed clearly at the billing counter before you confirm the transaction — allowing you to compare tenures and choose the monthly amount that fits your household budget most comfortably.

Are there any hidden charges when buying furniture on Easy EMIs?

No — the Bajaj Finance Insta EMI Card does not include hidden charges on standard EMI transactions. The total cost, interest rate, processing fees if applicable, and monthly instalment amount are all displayed transparently at the billing counter before you confirm the purchase. Always review the full EMI terms on the Bajaj Finance transaction screen before confirming — this ensures complete clarity on the total repayment amount across your chosen tenure.

How quickly can I get approval for an EMI purchase at Sunitha Furniture?

Bajaj Finance Insta EMI Card approval is near-instant for eligible applicants. If you check your Insta EMI Card eligibility online before visiting Sunitha Furniture, the process takes just a few minutes — enter your mobile number, verify the OTP, and receive your pre-approved card loan offer immediately. At the store, existing Insta EMI Card holders simply present their card details and OTP for an immediate transaction confirmation — no waiting period or additional documentation required at the point of purchase. 

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Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

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