In summary
Pick your furniture, electronics, or appliance at a Mayoori store, and convert the bill into monthly instalments using the Bajaj Finance Insta EMI Card instead of paying the full amount upfront.
- The card's pre-qualified offer reaches up to Rs. 3 lakh, enough to cover sizeable furniture or appliance purchases.
- Repayment runs across 3 to 60 months, so the EMI fits your monthly budget.
- Mayoori is one of over 1.5 lakh partner stores accepting the card nationwide.
- Select products and festive sales carry zero down payment on select products, meaning no upfront cash needed.
Check your Insta EMI Card eligibility using your mobile number and OTP before you visit a Mayoori store near you.
Overview of Mayoori Home and Furniture
Mayoori has built a reputation as Kerala's leading retailer for furniture, electronics, and home appliances, with stores spread across Kerala and Tamil Nadu. Unlike a furniture-only chain, Mayoori lets you shop sofas, refrigerators, and microwaves all in one visit.
Each store typically carries living room and bedroom furniture alongside major appliances and smaller kitchen gadgets, with the Bajaj Finance Insta EMI Card accepted at checkout across categories.
What are the key benefits of shopping from Mayoori?
A few things stand out about this chain compared to a single-category retailer:
- Furniture and appliances under one roof: Buy a dining set and a washing machine in the same visit, instead of separate stores.
- Wide Kerala and Tamil Nadu coverage: Stores span both states, including smaller towns beyond the major cities.
- EMI handled at checkout: The Insta EMI Card payment is processed directly at the billing counter.
- Sustainability-conscious sourcing: The furniture range is noted for responsibly sourced materials, a consideration for environmentally minded shoppers.
Details of Mayoori Home and Furniture
Mayoori operates stores across Kerala and parts of Tamil Nadu. The table below lists a few of them.
| Store | Location |
|---|---|
| Thiruvananthapuram (Manacaud) | Trivandrum Vizhinjam Road, Manacaud, Thiruvananthapuram, Kerala - 695009 |
| Kollam | Kollam, Kerala |
| Ernakulam | Ernakulam, Kerala |
| Kottayam | Kottayam, Kerala |
| Karunagappalli | Karunagappalli, Kerala |
Products categories and brands available at Mayoori
Mayoori stocks products across furniture, electronics, and appliance categories. The table below gives you a quick view of what is typically available.
| Category | Products |
|---|---|
| Living room | Sofas, recliners, seating arrangements, living room tables, entertainment units |
| Bedroom | Beds, wardrobes, dressing tables, chest of drawers, mattresses |
| Dining room | Dining tables, chairs, sideboards, bar cabinets |
| Office and study | Office chairs, desks, study tables, bookcases |
| Big appliances | Refrigerators, washing machines, air conditioners |
| Small appliances | Microwaves, mixers, grinders |
| Home decor | Wall art, decorative mirrors, table lamps, rugs, curtains |
Top selling products available at Mayoori (2026)
Across most Mayoori stores, a handful of categories see the steadiest demand.
| Product | Category |
|---|---|
| Sofa sets and recliners | Living room |
| Beds and wardrobes | Bedroom |
| 6-seater dining sets | Dining room |
| Refrigerators and washing machines | Big appliances |
| Microwaves and mixer grinders | Small appliances |
Why should I shop at Mayoori?
Weighing Mayoori against visiting separate furniture and electronics stores, a few points stand out:
- One trip, multiple categories: Furnish a room and pick up an appliance without visiting a second store.
- EMI without extra steps: The Insta EMI Card splits your bill across 3 to 60 months right at the billing counter.
- In-store after-sales support: Delivery, installation, and warranty queries are handled directly by the store.
- Regional presence: A long-standing Kerala and Tamil Nadu chain tends to mean more familiar service and predictable delivery timelines.
What is a Bajaj Finance Insta EMI Card?
The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It works at Mayoori stores, along with more than 1.5 lakh other partner stores spread across 4,000 cities in India.
Your pre-qualified offer can reach up to Rs. 3 lakh, usable across multiple purchases without reapplying. Repayment runs across 3 to 60 months, and activation happens entirely online through the Bajaj Finance app or website, with no physical paperwork involved.
A one-time joining fee of Rs. 530 applies at activation, after which the annual fee drops to zero from the second year onwards.
Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred furniture or appliances easily and affordably.
How do I apply for the Bajaj Finance Insta EMI Card?
- Enter your 10-digit mobile number and click on "GET IT NOW" on this page.
- Enter the OTP and submit.
- Enter your full name and click on "Yes, Auto-Fetch Details".
- Verify your pre-filled personal details and click "CONTINUE".
- Check your pre-qualified card loan offer amount and click "CONTINUE".
- Review your wallet setup details and verify the OTP.
- Complete identity verification by confirming your current residential address.
- Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
- After successful payment, view your card details on the Bajaj Finance app.
Note: The online process may differ slightly based on whether you are a new or existing Bajaj Finance customer.
Also read: How to apply for the Insta EMI Card
How do I use the Insta EMI Card at Mayoori?
Paying with the card at a Mayoori store takes only a few minutes:
- Visit a store and select the furniture, electronics, or appliance you want.
- Tell the sales representative you'll be paying via the Bajaj Finance Insta EMI Card.
- Share your registered mobile number and card details.
- Choose a repayment tenure across 3 to 60 months that fits your budget.
- Verify the OTP sent to your registered mobile number.
- Your purchase is confirmed; arrange delivery if needed.
Check your Insta EMI Card eligibility before you visit, using just your mobile number and OTP, so your offer is ready at checkout.
Insta EMI Card vs EMIs with credit card
A side-by-side look at how the two financing options differ:
| Feature | Insta EMI Card | Credit card EMI |
|---|---|---|
| Type | Pre-qualified card loan | Revolving credit facility |
| Joining fee | One-time fee of Rs. 530 | Often comes with an annual or renewal fee |
| Repayment tenure | 3 to 60 months, flexible | Varies by bank and card type |
| Acceptance | Over 1.5 lakh partner stores | Wherever the card network is accepted |
Benefits of using the Insta EMI Card
The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.
| Feature | Details |
| Easy EMIs | Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly. |
| High pre-qualified limit | Get up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress. |
| Wide acceptance network | Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms. |
| Flexible repayment tenure | Choose a repayment period from 3 to 60 months based on your financial comfort. |
| Zero down payment offers | Avail deals with no upfront payment requirement on select models. |
| Credit score benefit | Timely EMI payments may help strengthen your credit profile and financial health. |
Also read: Features and benefits of the Bajaj Finance Insta EMI Card
What is the eligibility criteria for the Insta EMI Card?
Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.
- Nationality: Indian Citizen.
- Age: 21 years to 65 years.
- Credit score: A healthy credit score per Bajaj Finance policies.
- Income: A steady, regular source of income.
- Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.
Also read: Eligibility criteria for the Insta EMI Card
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