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Personal Loan in Udupi: Features and Benefits

Udupi in Karnataka, home of the eponymous cuisine, is situated 55 km away from Mangalore, the state’s industrial, educational and commercial hub. The city is a pilgrimage centre and has several tourist attractions in its vicinity.

If you’re a resident of Udupi looking for effortless financing at a moment’s notice, Bajaj Finserv Personal Loans offer unique advantages to you, at attractive rates of interest.

Click to Apply Now.

  • Avail up to Rs.25 lakh

    Avail of loans of up to Rs.25 lakh to meet a wide range of expenses ranging from travel and weddings to healthcare and education. Whether it’s a financial emergency or a planned expense, Bajaj Finserv Personal Loans have got you covered.

  • Flexible tenors

    Repay over flexible tenor

    Select a convenient repayment tenor of up to 60 months and reduce your chances of default.

  • Instant approval

    Fast approval online

    Forget long waiting time. Get your online personal loan approved instantly.

  • Minimal documentation

    Hassle-free process

    Hand over a few of the essential documents and meet all personal loan eligibility criteria for fast approval.

  • Money in the Bank Within 48 Hours

    Money within 24 hours*

    Bajaj Finserv requires only 24 hours* after approval to credit the money to your bank account.

  • Pay up to 45% lower EMI

    Reduce EMIs

    The innovative Flexi loan facility helps bring down you monthly instalments by up to 45%*. Withdraw as much as you want from the sanctioned amount and pay interest only on the amount utilised.

  • Online loan account access

    Track your loan

    Log in to our customer portal – Experia and access all your loan information 24x7.

  • Pre-approved offers

    Pre-approved offer

    Opt for pre-approved offers online to enjoy easier loan processing and save your time.

  • No hidden rates

    There are no hidden charges on personal loans in Udupi. Our terms and conditions are 100% transparent.

  • Also called Odipu, Udupi is among the fastest growing cities in Karnataka and is in close proximity to the educational hub of Manipal. Its economy is driven by fishing, agriculture, food businesses, small-scale industries and real estate. Udupi’s local handloom industry is popular for its exquisite sarees.

    Whether for a big expense such as higher education or for multiple smaller purchases, a personal loan from Bajaj Finserv can cover your financial needs adequately. You need not worry about providing any collateral, as the loan is unsecured. This reduces your risk factor. Apply for the credit instantly and enjoy competitive rates of interest. Make sure you fulfil all the eligibility criteria before applying.

Eligibility Criteria for Personal Loan in Udupi

Bajaj Finserv requires you to meet a few simple eligibility criteria to get a loan, which are detailed below and can also be seen on our online personal loan eligibility calculator. You can also use our personal loan EMI calculator to assess the loan amount and tenor that is right for you.

Age limit: 20 - 60 years
Minimum salary: Check the city list to know
Citizenship: Indian, residing in the country
Employment: Must be salaried at a private/public limited company or a reputed multinational corporation.
Credit score: 750 and above

Improve your personal loan eligibility by keeping your fixed obligations to a minimum. Try to pay off your existing debts and outstanding bills on time before applying for a fresh loan. Maintaining a financial discipline helps in quick approval of loan applications.

Interest Rates and Charges for Personal Loan in Udupi

Avail the most competitive personal loan Interest rates along with nominal associated charges.

Frequently Asked Questions

1. What if I have to pay a hidden charge?

You will never have to pay any hidden charge as Bajaj Finserv maintains 100% transparency in the terms and conditions. Pay only what you see.

2. What is the best CIBIL score to apply with?

The closer your CIBIL score is to 900, the better. However, the qualifying score for a Bajaj Finserv Personal Loan is 750. Try to maintain a score above it.

3. What is the personal loan processing fee?

With Bajaj Finserv, you pay up to 4.13% as processing fees on the total amount.

4. How long does it take to approve loan online?

It takes us only a few minutes to approve a loan application online. However, make sure you fill up the form with accurate details.