Personal Loan in Udupi

Personal Loan in Udupi

Check your eligibility for personal loan in Udupi with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Udupi

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • A Bajaj Finserv Personal Loan in Udupi offers a reliable solution for your financial needs—big or small. With zero collateral, fast disbursal, and an entirely online journey, it’s built to support your goals when you need it most.
     

    Check your pre-approved loan offer in Udupi with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Udupi, a coastal town in Karnataka, is famous for its temples, cuisine, and education centres. As the city grows and modernises, so do its financial needs. Whether you are planning for a significant life event or need funds in a hurry, a personal loan in Udupi offers the flexibility to manage your expenses conveniently and confidently.


*Terms and conditions apply.

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Features and benefits of instant personal loan in Udupi

  • Account management facility

    You can log in to our customer portal – My Account, and access your loan-related information anytime, anywhere.

  • Money within 24 hours*

    The funds get disbursed directly in your bank account within 24 hours* of the approval of your loan application.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Udupi with just your phone number and OTP – no need to visit the branch.

  • No hidden charges

    Avoid paying any hidden charges on a personal loan in Udupi. We are 100% transparent in our dealings.

  • Fast approval online

    We have a straightforward application process. Get your online personal loan approved within the shortest period.

  • High loan amount

    With a Bajaj Finserv Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh.

  • Repay over a flexible tenure

    You can spread your repayment from 12 months to 108 months, which means manageable EMIs right from the start.

  • Hassle-free documentation

    For quick loan approval, submit all the necessary documents and fulfil our personal loan eligibility criteria

Also called Odipu, Udupi is among the fastest-growing cities in the state and is famous for its prominent educational institutions. Its economy comprises fishing, agriculture, food businesses, small-scale industries and real estate.


Whether for higher education or other personal purposes, a personal loan from Bajaj Finance can cover your financial needs adequately. No need to worry about providing any collateral as the loan is unsecured. This reduces the risk factor for borrowers. On approval, receive the funds directly in your account within 24 hours.*


*Conditions apply

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Eligibility criteria and documents for personal loan in Udupi

You can easily get the funds you need in Udupi with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph


Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Udupi

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.
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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000