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Mumbai Local Train Insurance Cover

Local trains are the lifeline of commuters in Mumbai. However, there is always a higher risk of accidents, or any other unforeseen events. With Mumbai Local Train Cover offered by Bajaj Finserv, you can stay covered against any unforeseen risks.

  • Plan Details

    Mumbai Local Train Cover offers coverage of up to Rs. 1 lakh at just Rs. 399 per annum. Make the payment from any of your preferred online payment modes.

  • What’s Covered

    Here’s what’s covered under this plan:

  • Death coverage

    The plan offers personal accident cover that provides coverage of up to Rs. 1 lakh to the nominee registered under the policy, in case of the insured’s demise due to an accident.

  • Loss of income coverage

    The plan offers coverage of Rs. 2,000 per week in case of loss of income due to disability sustained on a Mumbai local train.

  • What’s not Covered

    Here are some of the exclusions under this plan:

  • Individuals below 18 years and above 70 years of age are not eligible for the plan.

  • Any expenses incurred due to accidents not covered under the plan.

How to Apply

Here are the steps to apply for the plan:

  • Click on ‘Buy Now’ button and share your basic details in the online application form
  • Check and confirm your application by entering the OTP received on your mobile number
  • Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode
  • You will receive the details of your membership via email/WhatsApp

How to Process a Claim

To raise a claim, you can contact the insurer through the following ways:


Contact Us

For queries related to the policy, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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