Published Sep 6, 2025 4 Min Read

Payment failed but amount deducted MSPDCL bill paid on Bajaj Finserv

One of the most frustrating experiences while paying bills online is when the payment fails, but the amount is deducted from your account. This issue can occur due to reasons like bank server downtime, poor internet connectivity, or technical glitches. Here is how you can address this problem using Bajaj Finserv:

Step-by-step solution:

Log in to the Bajaj Finserv App or Portal:

  • Open the Bajaj Finserv app or visit the official Bajaj Finserv website.
  • Use your registered mobile number and complete OTP-based verification to log in securely.

Check the Payment Status:

  • Navigate to the ‘Bills and Payments’ section.
  • Look for the specific MSPDCL bill payment transaction to view its real-time status.

Raise a Dispute if Necessary:

  • If the payment status is still not updated, you can raise a dispute through the app’s Customer Care or Live Chat feature.
  • Provide the transaction reference number, which you should save immediately after making a payment, to expedite the resolution process.

Contact MSPDCL Customer Care:

  • If required, contact MSPDCL directly with your payment details to ensure the amount is credited to your electricity account.

Pro Tip: Always save a screenshot or note down the transaction reference number after making a payment. This can help resolve disputes faster.

Wallet amount not refunded after failed MSPDCL payment

If you used a wallet to pay your MSPDCL bill and the transaction failed, the refund process might take some time. Here is what you need to know and do:

Why does this happen?

  • Payment processing delays: Refunds depend on the wallet service provider’s processing time, which can take 5–7 business days.
  • Technical errors: Network or system glitches can also delay refunds.

Steps to resolve:

Check Wallet Transaction History:

  • Open the wallet app and review your transaction history to confirm whether the refund has been initiated.

Raise a Query in the Bajaj Finserv App:

  • Use the app’s ‘Raise a Query’ option to escalate the issue.
  • Provide the necessary details, including the transaction ID and payment date, for faster resolution.

Contact Customer Care:

  • Reach out to Bajaj Finserv’s customer support team for assistance in tracking your refund request.

App freezes when paying MSPDCL bill via Bajaj Finserv

A frozen app can disrupt your payment process and cause unnecessary delays. This issue is often caused by device-related problems, such as outdated software or insufficient storage.

How to fix it:

Clear App Cache:

  • Go to your phone’s settings, select the Bajaj Finserv app, and clear its cache. This can resolve minor glitches.

Reinstall the App:

  • Uninstall the Bajaj Finserv app and reinstall it from the Google Play Store or Apple App Store to ensure you have the latest version.

Use the Desktop Portal:

  • If the app continues to freeze, switch to the Bajaj Finserv website to complete your payment securely.

Contact Support:

  • If none of the above steps work, use the app’s Live Chat feature or helpline number to report the issue and get assistance.

Frequently Asked Questions

Why didn’t I receive a receipt after MSPDCL bill payment?

This can happen if the transaction is still pending due to server or connectivity issues. To resolve this:

  • Log in to the Bajaj Finserv app or portal.
  • Navigate to the ‘Payment History’ section to check the status of your transaction.
  • If the payment is successful, you can download the receipt directly from this section.
How to resolve ‘Bajaj Pay OTP not received’ during MSPDCL payment?

If you do not receive the OTP required to complete your payment, follow these steps:

  1. Check your Network Signal: Ensure your phone has a stable network connection.
  2. Verify Your Details: Confirm that the mobile number registered with Bajaj Finserv is correct.
  3. Resend OTP: Use the ‘Resend OTP’ option in the app.
  4. Contact Support: If the issue persists, reach out to Bajaj Finserv’s customer care team for assistance.
What should I do if my MSPDCL bill payment is deducted but not updated?

If you do not receive the OTP required to complete your payment, follow these steps:

  1. Check your Network Signal: Ensure your phone has a stable network connection.
  2. Verify Your Details: Confirm that the mobile number registered with Bajaj Finserv is correct.
  3. Resend OTP: Use the ‘Resend OTP’ option in the app.
  4. Contact Support: If the issue persists, reach out to Bajaj Finserv’s customer care team for assistance.
Are there rewards for paying MSPDCL bills via Bajaj Finserv?

If your payment is deducted but does not reflect in your MSPDCL account:

  • Log in to the Bajaj Finserv app and verify the payment status.
  • Raise a dispute through the app or contact MSPDCL customer care with your transaction details.
  • Keep the transaction reference number handy for quicker resolution.
How to check past MSPDCL bill payment history?

To view your payment history:

  1. Log in to the Bajaj Finserv app or portal.
  2. Navigate to the ‘Bills and Payments’ section.
  3. Select the date range for which you want to view the history.
  4. Download the payment history in PDF format for your records.
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Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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