Published Dec 12, 2025 4 Min Read

Payment failed but amount deducted PSPCL bill paid on Bajaj Finserv

Why does this happen?

One of the most common issues users face is when the payment amount is deducted from their account, but the PSPCL bill status remains unchanged. This can occur due to technical delays in syncing payment data between Bajaj Finserv and PSPCL systems or temporary server issues.

Steps to verify your PSPCL bill payment status

If you experience this issue, follow these steps to check your payment status:

  1. Log in to the Bajaj Finserv app or portal using your registered credentials.
  2. Navigate to the Transaction History section to review recent payments.
  3. Cross-check the payment details with your PSPCL account updates.

Resolutions for unprocessed payments

If the PSPCL bill status is still not updated after payment deduction:

  • Wait for 24 hours: Payments may take up to a day to reconcile due to system delays.
  • Contact Bajaj Finserv support: Provide the following details to expedite resolution:
    • Transaction ID
    • Payment date
    • Screenshots of the payment confirmation (if available)

Bajaj Finserv’s dedicated support team is available to assist you with resolving payment discrepancies quickly.

Wallet amount not refunded after failed PSPCL payment

Why do wallet refunds get delayed?

In cases of failed PSPCL bill payments, wallet refunds may not be processed instantly due to system verification processes. These delays can be frustrating, especially when funds are needed for other transactions.

Troubleshooting refund delays

To track and resolve wallet refund issues:

  1. Open the Bajaj Finserv app and go to the Wallet section.
  2. Check the transaction details for a “Refund in Progress” status.
  3. If the refund is not initiated, raise a service request or contact Bajaj Finserv support via live chat.

App freezes when paying PSPCL bill via Bajaj Finserv

Common reasons for app freezes

Technical glitches such as app freezes or crashes during PSPCL bill payment can occur due to outdated app versions, excessive cache data, or device compatibility issues.

Steps to resolve app freezes

If you encounter app freezes while paying your PSPCL bill:

  1. Update the Bajaj Finserv app to the latest version available on your device’s app store.
  2. Clear the app cache: Go to your device settings, locate the Bajaj Finserv app, and clear cache data.
  3. Restart the app and attempt payment again.
  4. If the issue persists, try using an alternative device or browser to complete the payment.

Bajaj Finserv’s robust customer support is also available to help resolve technical issues through chatbot assistance or helpline services.

Frequently Asked Questions

Why didn’t I receive a receipt after PSPCL bill payment?

Receipts may be delayed due to system processing times or issues with the PSPCL portal.

Resolution:

  1. Check the Payment History section in the Bajaj Finserv app to confirm payment status.
  2. Verify whether the payment has been processed on the PSPCL portal.
  3. If unresolved after 24 hours, download a duplicate receipt directly from your Bajaj Finserv account.

Download your PSPCL payment receipt now.

How to resolve ‘Bajaj Pay OTP not received’ during MSEB payment?

OTP delays can occur due to network issues or device settings that block SMS services.

Steps to resolve:

  1. Ensure your device has stable network connectivity.
  2. Turn off “Do Not Disturb” mode or unblock SMS services.
  3. Use the “Resend OTP” option in the Bajaj Finserv app.
  4. If the OTP is still not received, contact Bajaj Finserv support for assistance.
What should I do if my MSEB bill payment is deducted but not updated?

Deduction without confirmation may occur due to processing delays.

Troubleshooting steps:

  1. Verify the Transaction Status in the Bajaj Finserv app or portal.
  2. Cross-check the payment logs on the PSPCL portal.
  3. If unresolved, log a service complaint via Bajaj Finserv’s customer support channels.
Are there rewards for paying MSEB bills via Bajaj Finserv?

Eligible users can earn cashback or rewards for PSPCL bill payments.

Steps to claim rewards:

  1. Complete your PSPCL bill payment using eligible methods in the Bajaj Finserv app.
  2. Check the Offers and Rewards section for reward status.
  3. Redeem rewards through cashback or adjustments with partnered merchants.
How to check past MSEB bill payment history?

Steps:

  1. Log in to your Bajaj Finserv app or portal.
  2. Go to the Payment History section.
  3. Select specific transactions to view payment details, including the payment date and receipt.
  4. Use filters to locate payments for a particular billing cycle.
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Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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