Latest Mobile Phones on EMI – Top Brands & Best Deals 2025

Explore the latest mobile phones from leading brands like OnePlus, Samsung, realme, and Apple with exciting EMI offers. Buy your next smartphone using the Bajaj Finserv Insta EMI Card and enjoy flexible payment options and exclusive deals in 2025.
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3 min
20 Aug 2025

Looking to upgrade your smartphone in 2025? Grab unbeatable Mobile Phones Offers 2025 on the latest models from top brands like Samsung, Apple, Xiaomi, Vivo, and more – all on easy EMIs with Bajaj Finserv. With the Bajaj Finserv Insta EMI Card, you can shop for your favorite mobile phones starting at Rs. 1,499/month, enjoy zero down payment options, and avail of exclusive festival discounts, cashback, and Easy EMIs options.

Shop online or visit partner stores near you and make your mobile purchase more affordable than ever. Don’t miss the limited-time mobile offers live now – check your pre-approved limit and start shopping today!

Overview of mobile phones on EMI offers and deals 2025

India's mobile phone market is always buzzing with fresh deals and exciting offers. In 2025, leading mobile brands like Apple, Samsung, realme, and OnePlus are rolling out competitive pricing, and customers can now explore even more flexible payment options through EMI offers. These deals make owning high-end smartphones a reality for many, removing the need for upfront payments that strain finances.

Mobile phone offers today are not just about price cuts but also about how easily you can afford to make the purchase. Many stores and online platforms now offer mobile phones on EMI, allowing you to pay in small instalments over a period of your choosing. What makes this even better are zero down payment options and low-cost EMI plans. With these, you’re not only enjoying the best mobile phone offers but also breaking down the cost into manageable amounts without hidden charges, making the process incredibly budget-friendly.

Overview of mobile phones on EMI offers and deals 2025

In 2025, certain smartphones have dominated the market, thanks to irresistible deals. The Apple iPhone 14, OnePlus 11, and Samsung Galaxy S23 have topped the list of best mobile phone offers. These devices are available at multiple e-commerce platforms and stores with fantastic offers, and they can all be purchased through easy EMI options, ensuring you can get your hands on the latest technology while paying at your own pace.

Brand

Model Name

MRP (INR)

Offer Price (INR)

Discount Type

Key Specs

Apple

iPhone 15 (128 GB)

Rs. 69,900

Rs. 61,400

12% off

Chip: A16 Bionic; Camera: Dual-camera system with 48MP Main; Display: 6.1-inch Super Retina XDR

OnePlus

13

Rs. 72,999

Rs. 62,999

14% off (Limited time deal)

Processor: Snapdragon® 8 Elite; Battery: 6,000 mAh with 100W SUPERVOOC; Display: 6.82-inch QHD+ ProXDR Display with LTPO 4.1

Samsung

Galaxy S24 Ultra 5G

Rs. 1,34,999

Rs. 77,959

-

Processor: Octa-Core CPU; Camera: 200MP + 50MP + 12MP + 10MP; Display: 6.8-inch Dynamic AMOLED 2X

Samsung

Galaxy S24 5G AI

Rs. 79,999

Rs. 52,495

-

Processor: Deca-Core CPU; Camera: 50MP + 10MP + 12MP; Display: 6.2-inch Dynamic AMOLED 2X

Nothing

Phone 2 (128GB)

Rs. 26,999

Rs. 21,899

-

Processor: Snapdragon 8 Plus Gen 1; Camera: 50 MP + 50 MP Dual Rear & 32 MP Front Camera; Display: 6.7-inch AMOLED, 120 Hz

iQOO

Neo 10R

Rs. 31,999

Rs. 22,999

Including coupon offer

Processor: Snapdragon 8 Gen 3; Camera: 50MP + 8MP dual rear; Battery: 6400 mAh with 80W fast charging

OnePlus

13R

Rs. 44,999

Rs. 36,999

Including bank offer

Processor: Snapdragon® 8 Gen 3; Battery: 6,000 mAh with 80W SUPERVOOC; Display: 6.78-inch 120Hz ProXDR Display

Samsung

Galaxy M36 5G

Rs. 22,999

Rs. 15,999

Including bank and coupon offer

Processor: Snapdragon 750G; Camera: 50MP + 12MP + 5MP; Battery: 6,500 mAh with 25W fast charging

Redmi

A4 5G

Rs. 10,999

Rs. 7,999

-

Processor: Snapdragon® 4s Gen 2; Camera: 50MP Dual Camera; Battery: 5160mAh with 18W Fast Charging

realme

Narzo 80 Lite

Rs. 9,999

Rs. 6,799

Including coupon offer

Processor: MediaTek Dimensity 6300; Camera: 32MP GALAXYCORE; Battery: 6000mAh

iQOO

Z10

Rs. 25,999

Rs. 19,999

Including bank offer

Processor: Snapdragon 7s Gen 3; Camera: 50MP + 2MP; Battery: 7000 mAh with 100W fast charging

OnePlus

Nord CE 5

Rs. 24,999

Rs. 22,999

Including bank offer

Processor: Qualcomm Snapdragon 750G; Camera: 64MP + 8MP + 2MP; Battery: 4500 mAh

LAVA

Blaze Dragon

Rs. 11,999

Rs. 8,999

-

Processor: Snapdragon® 4 Gen 2; Camera: 50MP rear; Display: 6.745-inch HD+ 120Hz


The Bajaj Finserv Insta EMI Card not only simplifies payments but also offers a pre-approved limit and exclusive benefits tailored for modern-day shoppers. Imagine grabbing the latest mobile phone offer without worrying about a lump sum payment upfront. With the Bajaj Finserv Insta EMI Card, such offers are within reach, whether you’re looking for the best offer on mobile or a mobile discount offer today.

Insta EMI Card
Insta EMI Card

How to use Insta EMI Card for buying mobile phones on EMI

With your Insta EMI Card, you can enjoy a smooth shopping experience, regardless of whether you’re buying a mobile phone on EMI online or offline. Here’s a quick guide to get you started:

  • For online shopping:
  • Browse your favourite e-commerce website or app and select the mobile phone you wish to buy.
  • Proceed to checkout and choose EMI as your payment option.
  • Enter your Bajaj Finserv Insta EMI Card details and pick a repayment tenure that fits your budget.
  • Complete the transaction, and your purchase will be split into easy monthly payments.
  • For offline shopping:
  • Visit a Bajaj Finserv partner store and select the mobile phone you want to purchase.
  • Let the sales representative know you wish to use your Insta EMI Card.
  • Provide the card details and select your preferred EMI tenure.
  • The price will automatically be converted into EMIs, payable over the agreed term.

Benefits of using Insta EMI Card for buying mobile phones on EMI

When purchasing a laptop, the Bajaj Finserv Insta EMI Card offers several advantages:

  • Pay in easy, low-cost instalments without any hidden costs, making your purchase even more affordable.
  • A pre-approved limit of up to Rs. 3 lakh allows you to buy multiple products, including mobile phones, within your limit.
  • Shop at your preferred retailer without any limitations as the card is accepted at over 1.5 lakh partner stores and major e-commerce platforms.
  • Choose a repayment tenure that aligns with your financial situation., ranging from 1 month to 60 months.
  • Close your loan early without any foreclosure penalties.
  • During special offers, you may not have to pay anything upfront, thanks to zero down payment offers, making it even easier to budget.
  • Paying your EMIs on time helps you build a stronger credit history, unlocking future credit benefits.

Eligibility criteria for Insta EMI Card

To apply for the Bajaj Finserv Insta EMI Card, you’ll need to meet a few basic eligibility requirements:

  • Be an Indian national between the ages of 21 and 65.
  • Have a steady source of income.
  • Maintain a credit score of 720 or higher.
  • Provide valid documents, such as your PAN, Aadhaar card, proof of address, bank account information and IFSC code for e-mandate registration.

How to apply for Insta EMI Card

  • Online application:
  • Visit the official Bajaj Finserv website.
  • Enter your mobile number and complete the OTP verification.
  • Fill in the necessary details to check your pre-approved limit.
  • Complete your KYC verification through Aadhaar or DigiLocker, and pay the one-time joining fee.
  • Once done, your card will be activated, and you’re ready to shop.
  • Offline application:
  • Visit a Bajaj Finserv partner store.
  • Provide your required documents for verification.
  • Upon approval, pay the joining fee to have your card issued instantly.

The Bajaj Finserv Insta EMI Card not only offers a hassle-free shopping experience but also ensures you can enjoy the latest mobile phone offers without financial stress. Ready to get your hands on the latest mobile offer today? Visit the official website or download the Bajaj Finserv App to apply for your Insta EMI Card now!

Frequently asked questions

What types of mobile phone offers are available using Insta EMI Card?
With the Bajaj Finserv Insta EMI Card, users can unlock a plethora of mobile phone offers, including flexible repayment plans and low-cost EMIs. This empowers customers to acquire premium smartphones without the immediate financial strain, making technology more accessible.

Can I get a price match guarantee with mobile phone offers?
Typically, price match guarantees are not commonplace with mobile phone deals using the Bajaj Finserv Insta EMI Card. It's advisable for consumers to check with individual retailers, as policies differ and not all may provide this assurance alongside EMI options.

Mobile phone offers are valid until stocks last or for a limited period?
Mobile phone offers available through the Bajaj Finserv Insta EMI Card usually last until stocks deplete or during a specified promotional timeframe. Shoppers are encouraged to make prompt decisions to snag their preferred devices, as availability can vary significantly.

Are there any seasonal mobile phone offers?
Seasonal promotions for mobile phones are often rolled out with the Bajaj Finserv Insta EMI Card during festive occasions and major sales events. These deals frequently include enticing discounts and favourable financing terms, presenting an excellent opportunity for consumers to upgrade their gadgets.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

Explore and apply for co-branded credit cards online.

Invest in fixed deposits and mutual funds on the app.

Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.

Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.

Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Low Cost EMIs.

Shop from over 100+ brand partners that offer a diverse range of products and services.

Use specialised tools like EMI calculators, SIP Calculators

Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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