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How to Apply for an Insta EMI card?

  • Highlights

  • How to apply for Bajaj Finserv EMI Network Card

  • How to get Bajaj Finserv EMI Network Card online

  • Benefits of Bajaj Finserv EMI Network Card

  • Get the Digital EMI Network Card on the Bajaj Finserv Wallet

Equated monthly instalments (or EMIs) allow for individuals to equally divide their loan repayment within a stipulated time frame. Increased usage of digital payments has resulted in individuals grappling to avail of cards, so that they can make digital transactions with ease. To make these transactions, Bajaj Finserv’s Insta EMI Card comes with a slew of benefits and impressive features. For starters, individuals don’t need to worry about making payments all at once, as the card allows you to divide the total amount into EMIs.

What is the Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card allows users to convert all their purchases into easy EMIs. The application process for the same is conducted entirely online, and results in instant activation.

A digital card, users can access it on the Bajaj Finserv Wallet application. They don’t have to hassle themselves with carrying a physical card.

How to apply for a Bajaj Finserv Insta EMI Card?

To apply for Bajaj Finserv Insta EMI Card, individuals must be between 23 and 65 years of age. They must also possess the supporting KYC documents.

The following 3 steps need to be completed, for the prospective cardholder to get access to the Insta EMI Card.

Step 1: After heading to the Bajaj Finserv website, one should provide their mobile phone number and date of birth, and then click on ‘Apply Now’. After sharing a few basic details, they can check their pre-approved limit.

Step 2: Applicants are then requested to verify their details. They can verify their KYC through either OKYC, or CKYC.

Step 3: Applicants are expected to pay a nominal joining fee of Rs. 530 for the card.After the payment, the Insta EMI Card gets activated and the applicant can view the card on the Bajaj Finserv Wallet application.

Insta EMI Card

Features of the Bajaj Finserv EMI Card

Features of the Bajaj Finserv Insta EMI Card are as follows.

• Online Application Process

An entirely online application process means that customers need not worry about exerting themselves and can avail of the Bajaj Finserv EMI card from the comfort of their home.

• Financing Provided

With the aid of this card, individuals can shop for products amounting up to INR 2 lakh (depending on their pre-approved limit). This amount operates as a pre-approved loan. Financial assurance is of particular value during emergencies, and in the current climate which has upended several people’s jobs and sources of reliable, steady income.

• Allow for Easy Shopping

With the aid of this card, cardholders can buy a plethora of items ranging from smartphones and LED TVs to washing machines and air conditioners. A wide range of products are available at several stores tethered to Bajaj Finserv. These include but aren’t limited to Flipkart, Amazon, Croma, Big Bazaar, and Reliance Digital. Over a million products can be bought by shopping on the Bajaj Finserv EMI Network on easy EMIs. Presently, this card is accepted in over one lakh partner stores spread across 1,900+ cities in the country. A wide range of products including electronics, appliances, furniture, home décor, clothing and accessories are available for purchase with this card.

• Minimal Documentation

Adding to the ease with which this card can be availed, applicants aren’t required to submit any documents online.

• Flexible Tenors

Insta EMI Card users can repay the amount used to purchase items with their card over flexible tenors. These range from 3 to 24 months. These serve as enticing opportunities for those needing to buy new products, and who might not have been able to purchase them without the aid of the card.

• Availability and Usage

Individuals owning this card can use it in 1,900+ cities spread across the country. This is fortuitous as it indicates Bajaj Finserv’s commitment to providing equitable financing opportunities to all citizens of the country. Cardholders can shop using the Insta EMI Card at any of Bajaj Finserv’s online and offline partner stores on easy EMIs. All the customers are required to do is provide their card details. They are requested to verify their purchases with an OTP which is sent to their registered mobile numbers.

By downloading the Bajaj Finserv Wallet application to their smartphones, users can access their Insta EMI Card and related details on their phone itself. They can use this application to avail of additional offers.

• e-Mandate Registration

By registering their e-mandate, users no longer have to worry about missing EMI payments, as there is an auto-debit feature. Loans can therefore be paid efficiently.

Check your EMI Network Card limit

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