If your cheque towards the EMI payment bounces or your account balance is insufficient at the time of the EMI payment, an EMI bounce charge is applied. In the case of an IDFC First Bank loan, Rs. 400 + GST as applicable is charged per instance of dishonour of cheque.

You can check your IDFC First Bank loan EMI by visiting the official website or downloading the mobile app of IDFC First Bank. Follow these steps:

1. Login to the customer portal using your user ID and password
2. Go to the menu section, click on ‘PRODUCT AND SERVICES’ and click on ‘CHECK APPLICATION STATUS’
3. Enter the credentials of your personal loan and click on ‘SUBMIT’
4. You can now check the EMI of your loan

Alternatively, you can also call the bank’s helpline number on 1860 500 9900 or visit the nearest branch to check your EMI status.

Login to IDFC First Bank net banking by entering your username and password. Click on the ‘ACCOUNT STATEMENTS’ tab and select your account. Choose the period for which you want the statement and download the e-statement.

You can avail of your IDFC First Bank consumer durable loan online by visiting the bank’s official website or downloading the mobile app. You can get the approval online and then go to your preferred store and purchase the product that you want on EMI.

You can find your IDFC customer ID on your welcome kit or by visiting the IDFC internet banking website. Log in using your username and password. You can view your customer ID on the left side of the screen.

You can use the IDFC First Bank app to check your Capital First loan status.

You can register for IDFC First Bank net banking by following these easy steps:

1. Visit the IDFC First Bank website, and select the ‘LOGIN’ option

2. Click on ‘CREATE USERNAME’, enter your UCIC/ customer ID and click ‘SUBMIT’

3. Now enter the account number, or debit card number, or loan account number and enter the OTP received on your registered mobile number

4. Choose a username, create a net banking password and click on ‘SUBMIT’

You can check your IDFC loan payment status and details by checking your loan statement. Follow these steps to view the loan statement:

• Head over to the official website of IDFC First Bank
• Log in to your account by entering your customer ID and password
• Click on ‘VIEW STATEMENT’ to check your loan details

Yes, you can check your IDFC loan status on your IDFC bank mobile app or website.

The loan ID number is the loan account number provided by IDFC First Bank to every borrower once the loan gets approved. The loan ID is unique for every customer and allows them to access their account.

You can make IDFC loan online payment using the BBPS platform on Bajaj Finserv using the following payment modes:

• Credit card
• Debit card
• Net banking
• UPI ID
• Bajaj Pay Wallet

Yes, you can pay your IDFC loan EMI in advance for up to a month.

Yes, you can complete IDFC loan repayment before the due date. However, a 5% fee is chargeable on the outstanding amount on foreclosure of the loan.

You can ensure faster IDFC loan repayment by part prepaying or foreclosing the loan.

You cannot avoid paying interest on a loan, but you can reduce your interest by maintaining a good credit score. Prepayment of loans can also reduce the interest, but the bank may levy a part prepayment fee.

You can clear a loan from IDFC First Bank by paying the last EMI through your preferred payment mode. Once you have completed the IDFC bank loan payment until its maturity, contact the bank officials and submit the required documents authenticating your identity and loan details. You will receive a No Objection Certificate (NOC), mentioning that you have cleared your loan upon verification of the documents.

You can pay bounced IDFC loan EMI using the IDFC quick pay facility on the bank’s official website. You can also make an offline payment by visiting the nearest IDFC First Bank branch.

You can check your EMI balance by downloading and installing the IDFC First Bank mobile app. Once installed, you can log in to your account and check the EMI that you need to pay.

You can check your IDFC loan payment balance by giving a missed call on the toll-free number 18002700720.

By following these steps, you can check your IDFC bank loan payment EMI status:

1. Download and install the IDFC First Bank mobile app
2. Log in to your account using your credentials
3. Click on ‘PRODUCTS AND SERVICES’
4. Click on ‘CHECK APPLICATION STATUS’
5. Type in the details of your loan
6. Click on ‘SUBMIT’
7. You can check your EMI status

You can check the status of your IDFC First Bank loan by dialling the toll-free customer care number 18605009900.

You can close your IDFC First Bank loan by following these steps:

1. First and foremost, pay the last EMI
2. Once you have made the IDFC loan repayment, contact the bank for loan closure
3. Provide all the documents to the branch from where you availed of the loan
4. After verification, the bank will offer a No Objection Certificate (NOC) stating that you have repaid the loan

Yes, Bajaj Finserv also provides recharge services such as:

• Mobile recharge
• DTH recharge
• FASTag recharge
• Gas booking

Yes, Bajaj Finserv also provides other bill payment services such as:

• Postpaid bill payment
• Broadband bill payment
• Education fee payment
• Landline bill payment
• Electricity bill - UPPCL, NBPDCL, TNEB, etc.