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About RING loan repayment

RING (powered by Kissht and operated by OnEMI Technology Solutions Limited) is a digital credit platform that helps users access personal loans, credit lines, and other borrowing solutions based on their eligibility. It is designed to make borrowing money simple and convenient, helping users manage expenses, make purchases, or meet urgent financial needs.

Paying your RING loan is easy through Bajaj Pay, the Bharat Connect-enabled payment platform offered by Bajaj Finance. You can make your loan EMI payments online from anywhere without visiting a branch. The platform supports multiple payment options and provides a secure payment experience, allowing you to complete your repayments quickly and conveniently.

  • Types of loans provided by RING

    RING offers different types of borrowing solutions to meet a variety of financial needs. Depending on your eligibility, you may be able to access funds for personal expenses, emergency requirements, shopping, or bill payments. Some of the common loan and credit products offered by RING include:

    • Personal loans: Funds that can be used for medical expenses, travel, education, home improvement, or other personal needs.
    • Instant credit line: A pre-approved credit limit that allows users to borrow money as needed and repay it over time.
    • Short-term loans: Loans designed to help with immediate financial requirements and unexpected expenses.
    • Purchase financing: Credit options that can be used for online or offline purchases through partner merchants.
    • EMI-based credit solutions: Flexible repayment options that allow borrowers to repay the borrowed amount in manageable monthly instalments.

    Before applying, borrowers should review the eligibility criteria, repayment terms, interest rates, and applicable charges to choose the option that best suits their financial requirements.

    Benefits of making RING loan payment on Bajaj Finance

    Here are the features and benefits of repaying your RING loan using the Bajaj Finance Bharat Connect platform:

    1. Quick and hassle-free: With the Bajaj Finance Bharat Connect platform, you can pay your RING loan quickly and effortlessly.
    2. Safe and secure: Bajaj Finance provides a safe and secure payment platform on Bharat Connect. Your RING loan repayment details are secure with the platform’s robust security measures.
    3. Multiple payment options: Bajaj Finance offers multiple payment options, including debit card, credit card, net banking, and UPI. This allows you to choose the payment method that suits you best.
    4. Instant confirmation: After making the payment, the platform immediately confirms the payment through an email and SMS.
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How to make RING loan payment online on the Bajaj Finance platforms

On the Bajaj Finance app

  1. Download the Bajaj Finance app from the Google Play Store or App Store and install it on your device  
  2. Open the app, log in, or register if you are a new user  
  3. Scroll down to the ‘Bills and recharges’ section and click on 'Loan Repayment’
  4. Search and select your loan provider
  5. Fill the required details
  6. Click on ‘FETCH YOUR BILL’
  7. Your bill amount appears, select ‘PROCEED TO PAY’
  8. Choose your preferred payment option and click on ‘PAY NOW’
  9. Once you have completed the transaction, you will get notified that the payment was successful

On the Bajaj Finance website

  1. Go to the Bajaj Finance website
  2. Scroll down to the ‘Bills and recharges’ section and click on 'Loan Repayment’
  3. Enter your mobile number and login with an OTP
  4. Search and select your loan provider
  5. Fill the required details
  6. Click on ‘FETCH YOUR BILL’
  7. Your bill amount appears, select ‘PROCEED TO PAY’
  8. Choose your preferred payment option and click on ‘PAY NOW’
  9. Once you have completed the transaction, you will get notified that the payment was successful

Frequently asked questions

How can I check whether my RING loan EMI payment was successful?

After completing your payment on Bajaj Finance, you will receive a payment confirmation on the screen along with an SMS or email notification. You can also check the transaction status in your payment history or transaction history section to confirm whether the EMI payment was successful.

To pay your RING loan EMI on Bajaj Finance, you typically need your loan identifier, such as the Loan Account Number or any other details requested on the payment page. Enter the required information, fetch the bill, and proceed with the payment.

 

Yes, you can generally pay your RING loan EMI before the due date, subject to the lender's payment and repayment policies. Making payments in advance may help you avoid missed-payment charges and maintain a good repayment record.

 

If your RING loan EMI payment fails, first check whether the amount has been debited from your bank account. If the payment was unsuccessful and the amount was deducted, wait for the standard reversal timeline and check the transaction status. If the issue persists, contact customer support with your transaction reference number.

 

Yes, Bajaj Finance provides a secure digital payment platform for loan repayments. Payment transactions are processed through authorised payment channels, helping protect your payment information and ensuring a safe online payment experience.

 

Auto-pay availability depends on the lender and the repayment options offered for the loan. If supported, you can set up an auto-debit mandate through your bank account or another approved payment method to ensure your EMI is paid automatically on the due date. Check the available repayment options on the payment platform or with your lender for confirmation.

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